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Cardiff Lexington
(OTC:CDIX)
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Rating:45Neutral
Price Target:
$0.06
▼(-70.50% Downside)
Action:Reiterated
Date:10/03/26
The score is driven primarily by weak financial performance (losses, rising leverage on a thin equity base, and persistent negative cash flow) and bearish technicals (price well below key moving averages with negative MACD). Valuation provides limited support due to negative earnings and no stated dividend, while the proposed acquisition is a modest positive strategically but carries meaningful completion, financing, and leverage risk.
Positive Factors
Gross Margin
A gross margin near 60% indicates the core services retain meaningful value after direct costs, providing a foundation for operating improvement. If Cardiff Lexington can control overhead and stabilize revenue, this margin profile could support better earnings and cash generation over the next several quarters.
Negative Factors
High Leverage
Debt has increased substantially while the equity cushion remains small, leaving the company financially less resilient. High leverage can restrict capital allocation, increase dependence on refinancing or new capital, and make future operating setbacks more damaging to shareholders and creditors over the next several quarters.
Read all positive and negative factors
Positive Factors
Negative Factors
Gross Margin
A gross margin near 60% indicates the core services retain meaningful value after direct costs, providing a foundation for operating improvement. If Cardiff Lexington can control overhead and stabilize revenue, this margin profile could support better earnings and cash generation over the next several quarters.
Read all positive factors
Cardiff Lexington (CDIX) vs. SPDR S&P 500 ETF (SPY)
Market Cap
$1.56M
Dividend YieldN/A
Average Volume (3M)9.12K
Price to Earnings (P/E)―
Beta (1Y)-0.14
Revenue Growth0.31%
EPS Growth6.99%
CountryUS
Employees17
SectorHealthcare
Sector Strength45
IndustryMedical - Care Facilities
Share Statistics
EPS (TTM)-1.02
Shares Outstanding15,637,361
10 Day Avg. Volume13,619
30 Day Avg. Volume9,118
Financial Highlights & Ratios
PEG Ratio0.49
Price to Book (P/B)7.01
Price to Sales (P/S)3.37
P/FCF Ratio-13.62
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda>-0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Cardiff Lexington Business Overview & Revenue Model
Company Description
Headquartered in Fort Lauderdale, Florida, Cardiff Lexington Corporation, which was established in 2001, offers a diverse range of services. The company provides affordable housing solutions and comprehensive tax resolution services across the Uni...
Cardiff Lexington Financial Statement Overview
Summary
Income Statement
26
Negative
Balance Sheet
22
Negative
Cash Flow
14
Very Negative
| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Sep 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 10.21M | 11.54M | 8.27M | 11.85M | 10.69M | 9.88M |
| Gross Profit | 6.17M | 7.21M | 4.43M | 8.29M | 6.63M | 6.11M |
| EBITDA | -2.21M | 5.65K | -107.90K | 5.23M | 3.41M | 2.67M |
| Net Income | -10.44M | -6.54M | -3.30M | 3.03M | -5.43M | 666.29K |
Balance Sheet | ||||||
| Total Assets | 30.68M | 29.09M | 23.93M | 20.75M | 13.34M | 15.30M |
| Cash, Cash Equivalents and Short-Term Investments | 217.65K | 318.54K | 1.19M | 866.94K | 219.09K | 580.97K |
| Total Debt | 23.14M | 18.91M | 9.72M | 6.36M | 3.90M | 2.98M |
| Total Liabilities | 27.10M | 26.01M | 16.32M | 14.12M | 14.81M | 14.56M |
| Stockholders Equity | 3.58M | 5.54M | 7.60M | 6.62M | -1.47M | 732.36K |
Cash Flow | ||||||
| Free Cash Flow | -2.77M | -2.85M | -2.65M | -1.72M | -1.14M | -1.05M |
| Operating Cash Flow | -2.77M | -2.85M | -2.65M | -1.72M | -1.14M | -1.05M |
| Investing Cash Flow | 0.00 | 0.00 | 0.00 | 0.00 | 3.27M | -2.32M |
| Financing Cash Flow | 2.43M | 1.98M | 2.98M | 2.37M | 788.79K | 3.68M |
Cardiff Lexington Technical Analysis
Negative
0.20
Price Trends
0.38
Negative
0.98
Negative
2.25
Negative
Market Momentum
-0.06
Positive
33.98
Neutral
0.20
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For CDIX, the sentiment is Negative. The current price of 0.2 is below the 20-day moving average (MA) of 0.35, below the 50-day MA of 0.38, and below the 200-day MA of 2.25, indicating a bearish trend. The MACD of -0.06 indicates Positive momentum. The RSI at 33.98 is Neutral, neither overbought nor oversold. The STOCH value of 0.20 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for CDIX.
Cardiff Lexington Risk Analysis
Cardiff Lexington disclosed 52 risk factors in its most recent earnings report. Cardiff Lexington reported the most risks in the "Finance & Corporate" category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 0 New Risks
Cardiff Lexington Peers Comparison
UnderperformOutperform
Sector (51)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
67 Neutral | $84.09M | -20.26 | -1.95% | 12.92% | 218.26% | 64.44% | |
56 Neutral | $29.33M | -254.73 | -0.28% | 16.88% | -71.45% | 97.98% | |
55 Neutral | $47.83M | -2.11 | -18.44% | 19.54% | -43.53% | -316.63% | |
54 Neutral | $70.56M | -1.56 | -32.53% | 23.31% | -11.06% | -288.02% | |
51 Neutral | $7.86B | -0.30 | -43.30% | 2.27% | 22.53% | -2.21% | |
50 Neutral | $65.50M | -1.27 | -41.00% | 41.48% | -11.85% | -800.20% | |
45 Neutral | $1.56M | -0.06 | -210.83% | ― | 0.31% | 6.99% |
* Healthcare Sector Average
CDIX
Cardiff Lexington
0.06
-11.19
-99.47%
BCIC
BCP Investment Corporation
6.89
-3.25
-32.06%
RAND
Rand Capital
10.19
-3.08
-23.23%
OFS
OFS Capital
3.48
-2.91
-45.53%
GECC
Great Elm Capital
5.02
-2.30
-31.40%
OCCI
OFS Credit Company
2.23
-2.11
-48.65%
Cardiff Lexington Corporate Events
Business Operations and StrategyM&A Transactions
Cardiff Lexington Plans Major Musculoskeletal Healthcare Acquisition
Positive
Sep 24, 2026
On September 24, 2026, Cardiff Lexington announced it had signed a letter of intent to acquire a multi-location musculoskeletal healthcare platform serving patients in several states, in a deal valued at up to $104 million. The proposed combinatio...
Business Operations and StrategyRegulatory Filings and Compliance
Cardiff Lexington Creates New A-1 Preferred Control Shares
Neutral
Sep 4, 2026
On August 31, 2026, Cardiff Lexington Corporation filed a certificate of designation in Nevada creating a new series A-1 preferred stock, limited to two shares and structured to rank senior to common stock, on parity with series A preferred, and j...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.