Concordia Financial Group (CCRDF) Stock Price & Analysis

7 Followers

CCRDF Stock Chart & Stats

$11.23$0.41(3.79%)

At close: Nov 11 4:00 PM EST

Day’s Range: $10.65 - $11.81
52-Week Range: $6.85 - $13.29
Previous Close: $10.82
Volume: N/A
Average Volume (3M): 3
Market Cap: $11.85B
Enterprise Value: $1.12T
Total Cash (Recent Filing): $3.60T
Total Debt (Recent Filing): $2.57T
Price to Earnings (P/E): 17.8
Beta: 1.08
Next Earnings: Feb 04, 2027 (Est.)
EPS Estimate: 0.22
Next Dividend Ex-Date: Mar 30, 2027
Dividend Yield: 2.51%

Bulls Say, Bears Say

Bulls Say

Improving Revenue And Earnings

Sustained revenue growth alongside a more than fourfold increase in net income indicates meaningful earnings recovery across the cycle. This strengthens the bank’s capacity to reinvest, build capital, and support shareholder returns, while suggesting improved operating leverage over the next several quarters.

Generally Solid Cash Generation

Positive operating and free cash flow in most years, together with the recent rebound, supports the quality and internal funding capacity of reported earnings. Free cash flow generally tracked net income closely, giving the group greater flexibility to strengthen capital or fund ongoing banking operations.

Growing Equity Base

An expanding equity base improves the group’s capacity to absorb losses and support lending activity over time. Although leverage remains meaningful, moderation from the 2023 peak indicates some balance-sheet repair and provides a stronger foundation for continued regional banking operations.

Bears Say

Meaningful Leverage

Large absolute debt and still-meaningful leverage leave the group more exposed to balance-sheet stress than a lightly levered business. This can constrain capital allocation and reduce flexibility if credit conditions deteriorate, even though leverage has improved from its earlier peak.

Volatile Cash Generation

The negative operating and free cash flow recorded in 2024 shows that cash generation can diverge materially from stronger earnings in some periods. Such volatility complicates capital planning and may temporarily limit financial flexibility, despite the strong cash-flow rebound in 2025–2026.

Moderate Returns And Margin Pressure

Moderate ROE indicates that the larger capital base is not yet producing standout returns, while recent margin compression suggests profitability is not expanding uniformly. If this pattern persists, it could limit earnings compounding and reduce the efficiency of future capital deployment.

Concordia Financial Group News

Yokohama Financial Group Revises Earnings and Dividend Forecasts for Year Ending March 2027

Concordia Financial Group ( ($JP:7186) ) has provided an announcement. Yokohama Financial Group, a financial group with banking subsidiaries, announced revisions to its consolidated earnings forecast for the fiscal year

1d agoCCRDF YC3

Yokohama Financial Group Reports Six-Month Consolidated Profit Growth

Concordia Financial Group ( ($JP:7186) ) has issued an announcement. Yokohama Financial Group, Inc. is listed on the Tokyo Stock Exchange; the release does not specify its primary products, services

1d agoCCRDF YC3

CCRDF Upcoming Earnings Report: What to Expect?

Concordia Financial Group (CCRDF) is scheduled to report 2nd quarter earnings on 11/11/2026. Regarding Q2 estimates, Wall Street analysts expect Concordia Financial Group to post earnings of Yen34.40 per share.

3d agoCCRDF YC3

Yokohama Financial Group Completes ¥20 Billion Share Buyback Program

The latest announcement is out from Concordia Financial Group ( ($JP:7186) ). Yokohama Financial Group, Inc. has completed a share repurchase program of its common stock initiated under a board

4w agoCCRDF YC3

Yokohama Financial Group Advances Share Buyback, Nears ¥15 Billion in Repurchases

Concordia Financial Group ( ($JP:7186) ) has issued an update. Yokohama Financial Group has reported progress on its ongoing share buyback program, repurchasing 3,493,800 common shares between September 1 and

1M agoCCRDF YC3

Yokohama Financial Group Reports Progress on ¥20 Billion Share Buyback Program

The latest announcement is out from Concordia Financial Group ( ($JP:7186) ). Yokohama Financial Group has disclosed progress on its ongoing share repurchase program authorized under its articles of incorporation

2M agoCCRDF YC3

Yokohama Financial Group Posts Strong Capital Ratios for Q1 2026

The latest announcement is out from Concordia Financial Group ( ($JP:7186) ). Yokohama Financial Group reported solid capital ratios for the quarter ended June 30, 2026, with its consolidated total

3M agoCCRDF YC3

Yokohama Financial Group Launches ¥20 Billion Share Buyback to Boost Capital Efficiency

Concordia Financial Group ( ($JP:7186) ) has provided an update. Yokohama Financial Group, Inc. has approved a share repurchase program for its common stock to improve capital efficiency in light

3M agoCCRDF YC3

Yokohama Financial Group Posts Strong Q1 Earnings and Lifts Annual Dividend Outlook

Concordia Financial Group ( ($JP:7186) ) just unveiled an update. Yokohama Financial Group reported solid earnings growth for the three months ended June 30, 2026, with ordinary income rising 15.9%

3M agoCCRDF YC3

Yokohama Financial Group Raises Dividend Outlook and Sets 40% Payout Target

Concordia Financial Group ( ($JP:7186) ) has provided an update. Yokohama Financial Group has approved a year-end dividend of 21 yen per share for the term ended March 31, 2026,

6M agoCCRDF YC3

Concordia Financial initiated with a Buy at Goldman Sachs

Goldman Sachs analyst Makoto Kuroda initiated coverage of Concordia Financial (CCRDF) with a Buy rating and 960 yen price target A rising interest rate environment would create revenue opportunities for

2y agoCCRDF YC3

Concordia Financial downgraded to Neutral from Outperform at Daiwa

Daiwa analyst Ken Matsuda downgraded Concordia Financial to Neutral from Outperform with a 550 yen price target. Published first on TheFly See the top stocks recommended by analysts >>

3y agoCCRDF YC3

Concordia Financial upgraded to Outperform from Neutral at Daiwa

Daiwa analyst Ken Matsuda upgraded Concordia Financial to Outperform from Neutral with a 525 yen price target. Published first on TheFly See Insiders’ Hot Stocks on TipRanks >>

3y agoCCRDF

CCRDF FAQ

What was Concordia Financial Group’s price range in the past 12 months?

Concordia Financial Group lowest stock price was $6.85 and its highest was $13.29 in the past 12 months.

What is Concordia Financial Group’s market cap?

Concordia Financial Group’s market cap is $11.85B.

When is Concordia Financial Group’s upcoming earnings report date?

Concordia Financial Group’s next earnings report is estimated for Feb 04, 2027 (not yet confirmed), which is in 84 days.

How were Concordia Financial Group’s earnings last quarter?

Concordia Financial Group released its earnings results on Nov 11, 2026. The company reported $0.242 earnings per share for the quarter, beating the consensus estimate of $0.215 by $0.027.

Is Concordia Financial Group overvalued?

According to Wall Street analysts Concordia Financial Group’s price is currently Undervalued.

Does Concordia Financial Group pay dividends?

Concordia Financial Group pays a semiannual dividend of $0.219 which represents an annual dividend yield of 2.51%. See more information on Concordia Financial Group dividends here

What is Concordia Financial Group’s EPS estimate?

Concordia Financial Group’s EPS estimate is 0.22.

How many shares outstanding does Concordia Financial Group have?

Concordia Financial Group has 1,144,616,100 shares outstanding.

What happened to Concordia Financial Group’s price movement after its last earnings report?

Concordia Financial Group reported an EPS of $0.242 in its last earnings report, beating expectations of $0.215. Following the earnings report the stock price went up 3.789%.

Which hedge fund is a major shareholder of Concordia Financial Group?

Currently, no hedge funds are holding shares in CCRDF

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

Company Description