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Coastal Carolina Bancshares Inc (CCNB)
OTHER OTC:CCNB
US Market
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Coastal Carolina Bancshares (CCNB) Price & Analysis

5 Followers

CCNB Stock Chart & Stats

$17.03
>-$0.01(-0.03%)
At close: 4:00 PM EDT
$17.03
>-$0.01(-0.03%)

Bulls Say, Bears Say

Bulls Say
Revenue Growth AccelerationStrong, accelerating revenue growth (41.2% in 2025) indicates expanding lending or deposit franchise and higher product adoption. Durable top-line expansion supports scale economies, funds strategic investment, and underpins longer-term earnings power even if margins fluctuate.
Steady Net Income ExpansionNet income’s multi-year rise to $10.9M shows consistent profitability gains and improved internal capital generation. Persistent earnings growth enhances the bank’s ability to self-fund expansion, build reserves, and sustain operations through industry cycles over the medium term.
Strengthening Balance SheetMaterial asset and equity growth signals capital accumulation and scale. A larger equity base improves regulatory buffers and lending capacity, increases resilience to credit shocks, and provides structural flexibility for strategic initiatives over the coming quarters.
Bears Say
Margin CompressionSustained decline in net margins from ~22.7% to ~16.8% suggests structural profit pressure, potentially from higher funding costs or rising operating expenses. Margin erosion reduces the incremental benefit of revenue growth and can constrain return-on-equity and reinvestment capacity.
Volatile Free Cash FlowSharp swings in free cash flow, including a large negative year, indicate uneven cash conversion and sensitivity to timing or one-offs. This variability undermines predictability for dividends, loan growth funding, and capital deployment decisions over the medium term.
Missing Latest-year Leverage/ROE FieldsKey 2025 leverage and ROE metrics are shown as 0.0, limiting visibility into current capital structure and shareholder returns. Absent or invalid latest-year data impedes reliable assessment of financial flexibility and risk, complicating medium-term fundamental analysis.

CCNB FAQ

What was Coastal Carolina Bancshares Inc’s price range in the past 12 months?
Coastal Carolina Bancshares Inc lowest stock price was $12.02 and its highest was $17.80 in the past 12 months.
    What is Coastal Carolina Bancshares Inc’s market cap?
    Coastal Carolina Bancshares Inc’s market cap is $131.23M.
      When is Coastal Carolina Bancshares Inc’s upcoming earnings report date?
      Coastal Carolina Bancshares Inc’s upcoming earnings report date is Oct 28, 2026 which is in 48 days.
        How were Coastal Carolina Bancshares Inc’s earnings last quarter?
        Coastal Carolina Bancshares Inc released its earnings results on Jul 29, 2026. The company reported $0.39 earnings per share for the quarter.
          Is Coastal Carolina Bancshares Inc overvalued?
          According to Wall Street analysts Coastal Carolina Bancshares Inc’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Coastal Carolina Bancshares Inc pay dividends?
            Coastal Carolina Bancshares Inc does not currently pay dividends.
            What is Coastal Carolina Bancshares Inc’s EPS estimate?
            Coastal Carolina Bancshares Inc’s EPS estimate for its next earnings report is not yet available.
            How many shares outstanding does Coastal Carolina Bancshares Inc have?
            Coastal Carolina Bancshares Inc has 7,554,803 shares outstanding.
              What happened to Coastal Carolina Bancshares Inc’s price movement after its last earnings report?
              Coastal Carolina Bancshares Inc reported an EPS of $0.39 in its last earnings report. Following the earnings report the stock price went down -0.59%.
                Which hedge fund is a major shareholder of Coastal Carolina Bancshares Inc?
                Currently, no hedge funds are holding shares in CCNB
                What is the TipRanks Smart Score and how is it calculated?
                Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                  Coastal Carolina Bancshares Stock Smart Score

                  5
                  Neutral
                  1
                  2
                  3
                  4
                  5
                  6
                  7
                  8
                  9
                  10

                  Technicals

                  SMA
                  Positive
                  20 days / 200 days
                  Momentum
                  42.85%
                  12-Months-Change

                  Fundamentals

                  Return on Equity
                  Trailing 12-Months
                  Asset Growth
                  13.78%
                  Trailing 12-Months
                  Learn more about TipRanks Smart Score

                  Company Description

                  Coastal Carolina Bancshares Inc

                  Coastal Carolina Bancshares, Inc. serves as the parent company for Coastal Carolina National Bank, a commercial bank operating under a national charter. This financial institution offers a comprehensive range of banking solutions and services across Horry, Richland, Aiken, and Greenville Counties in South Carolina. Its deposit offerings encompass various options, including traditional checking and savings accounts, money market accounts, and certificates of deposit. For borrowing needs, the bank provides diverse lending products: personal loans like home equity lines of credit, financing for vehicles (cars, trucks, and boats), general personal lines of credit, and overdraft protection. Additionally, it extends credit for residential real estate, commercial ventures, and general consumer purposes. Specialized loan categories include construction and land development, real estate mortgages, other property-related financing, and commercial and industrial loans. Beyond core banking, the company furnishes treasury management services to businesses, helping them streamline payables and receivables, optimize liquidity, facilitate reconciliation and reporting, and enhance fraud prevention. Customers can also access modern conveniences such as online and mobile banking platforms, telephone banking, mobile and remote deposit capture, insured cash sweep services, wire transfer origination, online ACH capabilities for direct payroll deposits, and both debit and credit card provisions. Coastal Carolina Bancshares, Inc. was founded in 2008 and has its headquarters situated in Myrtle Beach, South Carolina.

                  Coastal Carolina Bancshares (CCNB) Earnings & Revenues

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                  Ownership Overview

                  9.56%90.44%
                  Insiders
                  Mutual Funds
                  9.56% Other Institutional Investors
                  90.44% Public Companies and
                  Individual Investors
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