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CBIZ (CBZ) Ratios
CBIZ Ratios
CBZ's free cash flow for Q3 2026 was $14.75M. For the 2026 fiscal year, CBZ's free cash flow was decreased by $-10.08M and operating cash flow was $24.83M. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 1.22 | 1.18 | 1.20 | 1.11 | 1.07 |
| Quick Ratio | 1.22 | 1.18 | 1.20 | 1.11 | 1.07 |
| Cash Ratio | 0.02 | 0.02 | 0.02 | 0.06 | 0.08 |
| Solvency Ratio | 0.08 | 0.03 | 0.13 | 0.11 | 0.10 |
| Operating Cash Flow Ratio | 0.26 | 0.18 | 0.30 | 0.25 | 0.31 |
| Short-Term Operating Cash Flow Coverage | 2.90 | 1.87 | 0.00 | 3.47 | 4.29 |
| Net Current Asset Value | $ -1.75B | $ -1.86B | $ -639.29M | $ -644.76M | $ -516.50M |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.41 | 0.41 | 0.27 | 0.25 | 0.20 |
| Debt-to-Equity Ratio | 1.04 | 1.03 | 0.70 | 0.67 | 0.47 |
| Debt-to-Capital Ratio | 0.51 | 0.51 | 0.41 | 0.40 | 0.32 |
| Long-Term Debt-to-Capital Ratio | 0.44 | 0.43 | 0.28 | 0.27 | 0.18 |
| Financial Leverage Ratio | 2.50 | 2.51 | 2.58 | 2.70 | 2.37 |
| Debt Service Coverage Ratio | 1.85 | 1.23 | 8.81 | 3.29 | 2.96 |
| Interest Coverage Ratio | 2.18 | 2.14 | 8.21 | 20.94 | 18.79 |
| Debt to Market Cap | 0.46 | 0.33 | 0.10 | 0.12 | 0.09 |
| Interest Debt Per Share | 30.61 | 35.66 | 11.43 | 9.37 | 6.37 |
| Net Debt to EBITDA | 4.94 | 12.97 | 2.44 | 2.42 | 2.41 |
| Profitability Margins | |||||
| Gross Profit Margin | 12.89% | 10.06% | 14.03% | 15.82% | 14.42% |
| EBIT Margin | 9.72% | 5.08% | 11.72% | 10.59% | 8.77% |
| EBITDA Margin | 13.28% | 7.73% | 14.00% | 12.92% | 11.22% |
| Operating Profit Margin | 8.48% | 4.06% | 10.38% | 11.92% | 6.58% |
| Pretax Profit Margin | 5.83% | 3.19% | 10.45% | 10.02% | 8.42% |
| Net Profit Margin | 4.19% | 2.26% | 7.60% | 7.46% | 6.42% |
| Continuous Operations Profit Margin | 4.19% | 2.26% | 7.60% | 7.46% | 6.42% |
| Net Income Per EBT | 71.78% | 70.99% | 72.74% | 74.46% | 76.21% |
| EBT Per EBIT | 68.73% | 78.42% | 100.64% | 84.05% | 127.99% |
| Return on Assets (ROA) | 2.62% | 0.92% | 5.92% | 5.47% | 4.24% |
| Return on Equity (ROE) | 6.55% | 2.31% | 15.28% | 14.77% | 10.06% |
| Return on Capital Employed (ROCE) | 6.37% | 1.96% | 10.79% | 11.90% | 5.82% |
| Return on Invested Capital (ROIC) | 4.41% | 1.28% | 7.67% | 8.64% | 4.33% |
| Return on Tangible Assets | 7.50% | 2.69% | 11.69% | 10.81% | 8.52% |
| Earnings Yield | 3.62% | 0.96% | 3.87% | 4.37% | 3.44% |
| Efficiency Ratios | |||||
| Receivables Turnover | 4.96 | 3.37 | 4.19 | 4.22 | 4.56 |
| Payables Turnover | 26.42 | 17.99 | 16.52 | 14.72 | 14.38 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 6.64 | 3.76 | 5.94 | 6.16 | 5.68 |
| Asset Turnover | 0.63 | 0.41 | 0.78 | 0.73 | 0.66 |
| Working Capital Turnover Ratio | 18.79 | 15.72 | 20.30 | 33.46 | 25.54 |
| Cash Conversion Cycle | 59.77 | 88.18 | 65.10 | 61.68 | 54.62 |
| Days of Sales Outstanding | 73.58 | 108.47 | 87.20 | 86.47 | 80.00 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 13.81 | 20.29 | 22.10 | 24.79 | 25.38 |
| Operating Cycle | 73.58 | 108.47 | 87.20 | 86.47 | 80.00 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 3.04 | 2.36 | 3.07 | 2.45 | 2.49 |
| Free Cash Flow Per Share | 2.78 | 2.12 | 2.61 | 2.28 | 2.32 |
| Dividend Paid and CapEx Coverage Ratio | 11.35 | 9.58 | 6.66 | 14.60 | 14.60 |
| Capital Expenditure Coverage Ratio | 11.35 | 9.58 | 6.66 | 14.60 | 14.60 |
| Operating Cash Flow Coverage Ratio | 0.11 | 0.07 | 0.28 | 0.27 | 0.40 |
| Operating Cash Flow to Sales Ratio | 0.07 | 0.07 | 0.10 | 0.09 | 0.12 |
| Free Cash Flow Yield | 5.50% | 2.58% | 4.17% | 4.87% | 5.93% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 27.57 | 104.44 | 25.86 | 22.90 | 29.05 |
| Price-to-Sales (P/S) Ratio | 1.16 | 2.36 | 1.97 | 1.71 | 1.86 |
| Price-to-Book (P/B) Ratio | 1.81 | 2.41 | 3.95 | 3.38 | 2.92 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 18.18 | 38.69 | 23.98 | 20.54 | 16.85 |
| Price-to-Operating Cash Flow Ratio | 16.58 | 34.65 | 20.38 | 19.13 | 15.70 |
| Price-to-Earnings Growth (PEG) Ratio | 0.20 | -1.54 | 1.43 | 0.44 | -4.65 |
| Enterprise Value Multiple | 13.65 | 43.53 | 16.49 | 15.65 | 19.02 |
| Enterprise Value | 5.00B | 6.11B | 3.67B | 2.85B | 2.36B |
| EV to EBITDA | 13.65 | 43.53 | 16.49 | 15.65 | 19.02 |
| EV to Sales | 1.81 | 3.37 | 2.31 | 2.02 | 2.13 |
| EV to Free Cash Flow | 28.49 | 55.11 | 28.15 | 24.29 | 19.30 |
| EV to Operating Cash Flow | 25.98 | 49.36 | 23.92 | 22.63 | 17.98 |
| Tangible Book Value Per Share | -17.52 | -22.25 | -4.34 | -4.63 | -2.59 |
| Shareholders’ Equity Per Share | 27.86 | 33.99 | 15.84 | 13.85 | 13.39 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.28 | 0.29 | 0.27 | 0.26 | 0.24 |
| Revenue Per Share | 43.61 | 34.62 | 31.83 | 27.42 | 20.99 |
| Net Income Per Share | 1.83 | 0.78 | 2.42 | 2.05 | 1.35 |
| Tax Burden | 0.72 | 0.71 | 0.73 | 0.74 | 0.76 |
| Interest Burden | 0.60 | 0.63 | 0.89 | 0.95 | 0.96 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.04 | 0.06 | 0.04 | 0.04 | 0.05 |
| Stock-Based Compensation to Revenue | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Income Quality | 1.67 | 3.01 | 1.27 | 1.20 | 1.85 |
Currency in USD
