Community Bank System (CBU) Stock Statistics & Valuation Metrics

Community Bank System has a market cap or net worth of $3.28B. The enterprise value is $3.36B.

Market Cap

$3.28B

Enterprise Value

$3.36B

Community Bank System has 52,615,906 shares outstanding. The number of shares has decreased by -2.65% in one year.

Shares Outstanding

52,615,906

Owned by Insiders

0.84%

Owned by Institutions

64.92%

Community Bank System’s return on equity (ROE) is 0.10 and return on invested capital (ROIC) is 1.21%.

Return on Equity (ROE)

0.10

Return on Assets (ROA)

0.01

Return on Invested Capital (ROIC)

1.21%

Return on Capital Employed (ROCE)

0.02

Revenue Per Employee

345.41K

Profits Per Employee

71.90K

Employee Count

2,927

Asset Turnover

0.06

Inventory Turnover

0.00

The current PE Ratio of Community Bank System is 14.08. Community Bank System’s PEG ratio is 1.01.

PE Ratio

14.08

PS Ratio

3.09

PB Ratio

1.62

Price to FCF

14.19

Price to Operating Cash Flow

10.69

PEG Ratio

1.01

In the last 12 months, Community Bank System had revenue of 1.01B and earned 210.46M in profits. Earnings per share was 3.98.

Revenue

1.01B

Gross Profit

796.94M

Operating Income

275.39M

Pretax Income

275.39M

Net Income

210.46M

EBITDA

305.60M

Earnings Per Share (EPS)

3.98

In the last 12 months, operating cash flow was 308.27M and capital expenditures -77.01M, giving a free cash flow of 231.26M billion.

Operating Cash Flow

308.27M

Free Cash Flow

231.26M

Free Cash Flow per Share

4.38

Community Bank System pays an annual dividend of $0.49, resulting in a dividend yield of 3.05%

Dividend Per Share

$0.49

Dividend Yield

3.05%

Payout Ratio

55.95%

Free Cash Flow Yield

7.05%

Earnings Yield

7.11%

Beta

0.79

52-Week Price Change

11.24%

50-Day Moving Average

61.38

200-Day Moving Average

62.20

Relative Strength Index (RSI)

57.68

Average Volume (3m)

245.34K

Community Bank System upcoming earnings date is Jan 26, 2027, TBA (Not Confirmed).

Last Earnings Date

Oct 27, 2026

Next Earnings Date

Jan 26, 2027

Ex-Dividend Date

Sep 15, 2026

Community Bank System as a current ratio of 1.49, with Debt / Equity ratio of 37.22%

Current Ratio

1.49

Quick Ratio

1.49

Debt to Market Cap

0.23

Net Debt to EBITDA

1.46

Interest Coverage Ratio

1.43

In the past 12 months, Community Bank System has paid 64.94M in taxes.

Income Tax

64.94M

Effective Tax Rate

0.24

Community Bank System EV to EBITDA ratio is 10.38, with an EV/FCF ratio of 15.10.

EV to Sales

3.29

EV to EBITDA

10.38

EV to Free Cash Flow

15.10

EV to Operating Cash Flow

11.33

Community Bank System has $4.78B in cash and marketable securities with $764.00M in debt, giving a net cash position of $4.02B billion.

Cash & Marketable Securities

$4.78B

Total Debt

$764.00M

Net Cash

$4.02B

Net Cash Per Share

$76.38

Tangible Book Value Per Share

$20.98

Gross margin is 80.80%, with operating margin of 28.99%, and net profit margin of 22.05%.

Gross Margin

80.80%

Operating Margin

28.99%

Pretax Margin

28.99%

Net Profit Margin

22.05%

EBITDA Margin

31.65%

EBIT Margin

28.99%

The average price target for Community Bank System is $67.33, which is 11.43% higher than the current price. The consensus rating is Neutral

Price Target

$67.33

Price Target Upside

7.96% Upside

Analyst Consensus

Neutral

Analyst Count

3

Revenue Growth Forecast

7.41%

EPS Growth Forecast

14.07%

Smart Score

7

AI Score

74