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Credit Acceptance (CACC) Stock Statistics & Valuation Metrics
Total Valuation
Credit Acceptance has a market cap or net worth of $4.71B. The enterprise value is $11.73B.
- Market Cap
- $4.71B
- Enterprise Value
- $11.73B
Share Statistics
Credit Acceptance has 10,137,465 shares outstanding. The number of shares has decreased by -2.65% in one year.
- Shares Outstanding
- 10,137,465
- Owned by Insiders
- 23.57%
- Owned by Institutions
- 32.14%
Financial Efficiency
Credit Acceptance’s return on equity (ROE) is 0.28 and return on invested capital (ROIC) is 8.62%.
- Return on Equity (ROE)
- 0.28
- Return on Assets (ROA)
- 0.04
- Return on Invested Capital (ROIC)
- 8.62%
- Return on Capital Employed (ROCE)
- 0.15
- Revenue Per Employee
- 1.00M
- Profits Per Employee
- 183.19K
- Employee Count
- 2,314
- Asset Turnover
- 0.24
- Inventory Turnover
- 0.00
Valuation Ratios
The current PE Ratio of Credit Acceptance is 15.46. Credit Acceptance’s PEG ratio is -0.85.
- PE Ratio
- 15.46
- PS Ratio
- 2.10
- PB Ratio
- 3.63
- Price to FCF
- 3.91
- Price to Operating Cash Flow
- 4.00
- PEG Ratio
- -0.85
Income Statement
In the last 12 months, Credit Acceptance had revenue of 2.32B and earned 423.90M in profits. Earnings per share was 38.26.
- Revenue
- 2.32B
- Gross Profit
- 2.29B
- Operating Income
- 1.10B
- Pretax Income
- 565.40M
- Net Income
- 423.90M
- EBITDA
- 1.05B
- Earnings Per Share (EPS)
- 38.26
Cash Flow
In the last 12 months, operating cash flow was 1.26B and capital expenditures -4.70M, giving a free cash flow of 1.26B billion.
- Operating Cash Flow
- 1.26B
- Free Cash Flow
- 1.26B
- Free Cash Flow per Share
- 120.61
Dividends & Yields
Credit Acceptance pays an annual dividend of ―, resulting in a dividend yield of ―
- Dividend Per Share
- ―
- Dividend Yield
- ―
- Payout Ratio
- N/A
- Free Cash Flow Yield
- 25.48%
- Earnings Yield
- 6.65%
Stock Price Statistics
- Beta
- 1.41
- 52-Week Price Change
- 8.37%
- 50-Day Moving Average
- 564.38
- 200-Day Moving Average
- 539.46
- Relative Strength Index (RSI)
- 37.38
- Average Volume (3m)
- 113.36K
Important Dates
Credit Acceptance upcoming earnings date is Feb 01, 2027, TBA (Not Confirmed).
- Last Earnings Date
- Oct 29, 2026
- Next Earnings Date
- Feb 01, 2027
- Ex-Dividend Date
- ―
Financial Position
Credit Acceptance as a current ratio of 0.26, with Debt / Equity ratio of 417.03%
- Current Ratio
- 0.26
- Quick Ratio
- 0.26
- Debt to Market Cap
- 1.29
- Net Debt to EBITDA
- 5.55
- Interest Coverage Ratio
- 2.38
Taxes
In the past 12 months, Credit Acceptance has paid 141.50M in taxes.
- Income Tax
- 141.50M
- Effective Tax Rate
- 0.25
Enterprise Valuation
Credit Acceptance EV to EBITDA ratio is 12.55, with an EV/FCF ratio of 8.86.
- EV to Sales
- 4.76
- EV to EBITDA
- 12.55
- EV to Free Cash Flow
- 8.86
- EV to Operating Cash Flow
- 8.83
Balance Sheet
Credit Acceptance has $647.30M in cash and marketable securities with $6.72B in debt, giving a net cash position of -$6.08B billion.
- Cash & Marketable Securities
- $647.30M
- Total Debt
- $6.72B
- Net Cash
- -$6.08B
- Net Cash Per Share
- -$599.40
- Tangible Book Value Per Share
- $133.37
Margins
Gross margin is 80.88%, with operating margin of 38.42%, and net profit margin of 14.39%.
- Gross Margin
- 80.88%
- Operating Margin
- 38.42%
- Pretax Margin
- 18.24%
- Net Profit Margin
- 14.39%
- EBITDA Margin
- 37.90%
- EBIT Margin
- 36.89%
Analyst Forecast
The average price target for Credit Acceptance is $470.00, which is 11.43% higher than the current price. The consensus rating is Neutral
- Price Target
- $470.00
- Price Target Upside
- 3.04% Downside
- Analyst Consensus
- Neutral
- Analyst Count
- 1
- Revenue Growth Forecast
- 1.68%
- EPS Growth Forecast
- -18.24%
Scores
- Smart Score
- 5
- AI Score
- 65
