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U.S. Cards Average Loans
Measures the average loan balance on U.S. credit cards, providing insight into consumer borrowing behavior and potential interest income for Citigroup.Card balances recovered strongly from the pandemic trough and have grown steadily, fueling NII and outsized profitability in the Cards franchise. Growth has, however, flattened to modest gains with a slight recent pullback, while management is increasing reserves and flagging elevated charge‑off guidance. That combination keeps Cards a high‑return business but introduces a near‑term credit headwind that could limit earnings upside unless loan growth reaccelerates or charge‑off trends normalize.
Date | U.S. Cards Average Loans |
|---|---|
Jun 30, 2026 | $173.20B |
Mar 31, 2026 | $167.50B |
Dec 31, 2025 | $168.40B |
Sep 30, 2025 | $167.00B |
Jun 30, 2025 | $165.00B |
Mar 31, 2025 | $164.00B |
Dec 31, 2024 | $165.00B |
Sep 30, 2024 | $162.00B |
Jun 30, 2024 | $160.00B |
Mar 31, 2024 | $159.00B |