Ballston Spa Bancorp Inc (BSPA)
OTHER OTC:BSPA
Total Valuation
Ballston Spa Bancorp has a market cap or net worth of $86.52M. The enterprise value is $101.40M.
Market Cap$86.52M
Enterprise Value$101.40M
Share Statistics
Ballston Spa Bancorp has 1,125,408 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding1,125,408
Owned by Insiders―
Owned by Institutions―
Financial Efficiency
Ballston Spa Bancorp’s return on equity (ROE) is 0.06 and return on invested capital (ROIC) is 0.49%.
Return on Equity (ROE)0.06
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)0.49%
Return on Capital Employed (ROCE)<0.01
Revenue Per Employee398.00K
Profits Per Employee40.89K
Employee Count111
Asset Turnover0.05
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Ballston Spa Bancorp is 15.9. Ballston Spa Bancorp’s PEG ratio is -0.83.
PE Ratio15.9
PS Ratio1.13
PB Ratio0.70
Price to Fair Value0.70
Price to FCF24.43
Price to Operating Cash Flow-94.29
PEG Ratio-0.83
Income Statement
In the last 12 months, Ballston Spa Bancorp had revenue of 44.18M and earned 4.54M in profits. Earnings per share was 6.11.
Revenue44.18M
Gross Profit26.63M
Operating Income5.60M
Pretax Income5.60M
Net Income4.54M
EBITDA6.36M
Earnings Per Share (EPS)6.11
Cash Flow
In the last 12 months, operating cash flow was -588.00K and capital expenditures -836.00K, giving a free cash flow of -1.42M billion.
Operating Cash Flow-588.00K
Free Cash Flow-1.42M
Free Cash Flow per Share-1.27
Dividends & Yields
Ballston Spa Bancorp pays an annual dividend of $0.33, resulting in a dividend yield of 1.96%
Dividend Per Share$0.33
Dividend Yield1.96%
Payout Ratio―
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta-0.05
52-Week Price Change27.39%
50-Day Moving Average74.71
200-Day Moving Average70.85
Relative Strength Index (RSI)56.95
Average Volume (3m)189.00
Important Dates
Ballston Spa Bancorp upcoming earnings date is ―, ―.
Last Earnings Date―
Next Earnings Date―
Ex-Dividend Date―
Financial Position
Ballston Spa Bancorp as a current ratio of 0.19, with Debt / Equity ratio of 75.27%
Current Ratio0.19
Quick Ratio0.19
Debt to Market Cap1.63
Net Debt to EBITDA11.75
Interest Coverage Ratio0.33
Taxes
In the past 12 months, Ballston Spa Bancorp has paid 1.06M in taxes.
Income Tax1.06M
Effective Tax Rate0.19
Enterprise Valuation
Ballston Spa Bancorp EV to EBITDA ratio is 19.63, with an EV/FCF ratio of 60.87.
EV to Sales2.83
EV to EBITDA19.63
EV to Free Cash Flow60.87
EV to Operating Cash Flow26.29
Balance Sheet
Ballston Spa Bancorp has $7.59M in cash and marketable securities with $53.19M in debt, giving a net cash position of -$45.61M billion.
Cash & Marketable Securities$7.59M
Total Debt$53.19M
Net Cash-$45.61M
Net Cash Per Share-$40.52
Tangible Book Value Per Share$93.64
Margins
Gross margin is 59.52%, with operating margin of 12.69%, and net profit margin of 10.27%.
Gross Margin59.52%
Operating Margin12.69%
Pretax Margin12.69%
Net Profit Margin10.27%
EBITDA Margin14.40%
EBIT Margin12.69%
Analyst Forecast
The average price target for Ballston Spa Bancorp is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target―
Price Target Upside―
Analyst Consensus―
Analyst Count0
Revenue Growth Forecast7.22%
EPS Growth Forecast-34.39%