TipRanks
Porto Seguro S.A. (BR:PSSA3)
:PSSA3
Brazil Market
PSSA3
Porto Seguro S.A.
RESEARCH TOOLSreports

Porto Seguro S.A. (PSSA3) Ratios

― Followers

Porto Seguro S.A. Ratios

BR:PSSA3's free cash flow for Q2 2026 was R$0.41. For the 2026 fiscal year, BR:PSSA3's free cash flow was decreased by R$ and operating cash flow was R$0.18. See a summary of the company’s cash flow.
Ratios
TTM
Dec 25Dec 24Dec 23Dec 22
Liquidity Ratios
Current Ratio
 1.10 1.15 1.30 2.03 1.72
Quick Ratio
 1.10 1.15 1.30 2.03 1.72
Cash Ratio
 0.72 0.69 1.30 2.03 1.72
Solvency Ratio
 0.10 0.10 0.09 0.08 0.05
Operating Cash Flow Ratio
 0.10 0.50 6.22 0.20 10.90
Short-Term Operating Cash Flow Coverage
 0.02 0.00 119.58 0.00 0.00
Net Current Asset Value
R$ -39.44BR$ -36.83BR$ -33.26BR$ -31.02BR$ -28.89B
Leverage Ratios
Debt-to-Assets Ratio
 0.41 0.01 <0.01 0.02 0.03
Debt-to-Equity Ratio
 1.48 0.05 0.01 0.07 0.13
Debt-to-Capital Ratio
 0.60 0.04 0.01 0.06 0.11
Long-Term Debt-to-Capital Ratio
 0.29 0.04 0.01 0.06 0.11
Financial Leverage Ratio
 3.65 3.55 3.41 3.56 3.79
Debt Service Coverage Ratio
 0.28 77.81 29.60 9.51 5.32
Interest Coverage Ratio
 5.68 92.64 45.02 11.36 3.96
Debt to Market Cap
 0.78 0.02 <0.01 0.05 0.10
Interest Debt Per Share
 38.02 1.19 0.39 1.82 2.58
Net Debt to EBITDA
 3.65 -0.23 -0.08 0.03 0.45
Profitability Margins
Gross Profit Margin
85.06%99.17%100.00%99.16%100.00%
EBIT Margin
12.51%10.97%12.34%11.41%6.78%
EBITDA Margin
13.47%11.96%13.60%12.54%7.94%
Operating Profit Margin
10.63%10.85%12.07%10.64%5.41%
Pretax Profit Margin
10.63%10.85%12.07%10.47%5.41%
Net Profit Margin
8.32%7.91%8.09%6.70%4.66%
Continuous Operations Profit Margin
8.39%8.01%8.23%6.84%4.74%
Net Income Per EBT
78.22%72.87%67.05%63.96%86.19%
EBT Per EBIT
100.00%100.00%100.00%98.42%100.00%
Return on Assets (ROA)
6.25%6.05%5.52%5.12%2.86%
Return on Equity (ROE)
23.65%21.48%18.82%18.25%10.84%
Return on Capital Employed (ROCE)
8.42%8.73%8.30%8.20%3.34%
Return on Invested Capital (ROIC)
5.08%6.44%5.66%5.36%2.92%
Return on Tangible Assets
6.71%6.51%6.24%5.77%3.20%
Earnings Yield
11.99%10.78%11.29%12.84%8.60%
Efficiency Ratios
Receivables Turnover
 39.12 30.13 33.40 0.00 0.00
Payables Turnover
 6.51 0.31 0.00 0.00 0.00
Inventory Turnover
 0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
 1.03K 42.02 38.41 22.17 10.84
Asset Turnover
 0.75 0.77 0.68 0.76 0.61
Working Capital Turnover Ratio
 65.98 162.10 136.24 122.32 -104.31
Cash Conversion Cycle
 -46.73 -1.18K 10.93 0.00 0.00
Days of Sales Outstanding
 9.33 12.11 10.93 0.00 0.00
Days of Inventory Outstanding
 0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
 56.06 1.19K 0.00 0.00 0.00
Operating Cycle
 9.33 12.11 10.93 0.00 0.00
Cash Flow Ratios
Operating Cash Flow Per Share
 0.47 2.11 3.72 0.11 4.43
Free Cash Flow Per Share
 -0.31 1.90 3.29 -0.78 0.91
CapEx Per Share
 0.79 0.21 0.44 1.08 3.52
Free Cash Flow to Operating Cash Flow
 -0.66 0.90 0.88 -7.20 0.21
Dividend Paid and CapEx Coverage Ratio
 0.14 1.03 2.15 0.07 0.99
Capital Expenditure Coverage Ratio
 0.60 9.98 8.52 0.10 1.26
Operating Cash Flow Coverage Ratio
 0.01 1.90 14.77 0.08 2.14
Operating Cash Flow to Sales Ratio
 <0.01 0.03 0.07 <0.01 0.12
Free Cash Flow Yield
-0.67%3.92%9.10%-2.85%4.42%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
 8.28 9.28 8.86 7.79 11.62
Price-to-Sales (P/S) Ratio
 0.68 0.73 0.72 0.52 0.54
Price-to-Book (P/B) Ratio
 1.90 1.99 1.67 1.42 1.26
Price-to-Free Cash Flow (P/FCF) Ratio
 -149.91 25.48 10.99 -35.12 22.61
Price-to-Operating Cash Flow Ratio
 99.67 22.93 9.70 253.01 4.65
Price-to-Earnings Growth (PEG) Ratio
 0.45 0.34 0.53 0.08 -0.44
Price-to-Fair Value
 1.90 1.99 1.67 1.42 1.26
Enterprise Value Multiple
 8.73 5.91 5.19 4.19 7.28
Enterprise Value
 52.05B 30.19B 23.09B 17.79B 14.13B
EV to EBITDA
 8.73 5.91 5.19 4.19 7.28
EV to Sales
 1.18 0.71 0.71 0.53 0.58
EV to Free Cash Flow
 -257.43 24.52 10.83 -35.40 24.11
EV to Operating Cash Flow
 168.90 22.06 9.56 255.02 4.96
Tangible Book Value Per Share
 18.75 18.44 13.29 11.64 9.75
Shareholders’ Equity Per Share
 24.83 24.27 21.66 19.19 16.33
Tax and Other Ratios
Effective Tax Rate
 0.21 0.26 0.32 0.35 0.12
Revenue Per Share
 68.19 65.90 50.40 52.29 37.94
Net Income Per Share
 5.67 5.21 4.08 3.50 1.77
Tax Burden
 0.78 0.73 0.67 0.64 0.86
Interest Burden
 0.85 0.99 0.98 0.92 0.80
Research & Development to Revenue
 0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
 0.06 0.06 0.07 0.06 0.06
Stock-Based Compensation to Revenue
 0.00 0.00 0.00 0.00 0.00
Income Quality
 0.08 0.40 0.90 0.03 2.47
Currency in BRL