Banco do Estado do Rio Grande do Sul SA(BR:BRSR3)
R$17.11-0.30 (-1.72%)
BR:BRSR3
Banco do Estado do Rio Grande do Sul SA financials statements
R$17.11
At close:-0.30 (-1.72%)
Banco do Estado do Rio Grande do Sul SA (BRSR3) Ratios
Banco do Estado do Rio Grande do Sul SA Ratios
BR:BRSR3's free cash flow for Q2 2026 was R$3.64B. For the 2026 fiscal year, BR:BRSR3's free cash flow was decreased by R$-51.74M and operating cash flow was R$2.74B. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.21 | 0.21 | 0.38 | 0.38 | 0.42 |
| Quick Ratio | 0.21 | 0.21 | 0.38 | 0.38 | 0.42 |
| Cash Ratio | 0.21 | 0.18 | 0.25 | 0.23 | 0.27 |
| Solvency Ratio | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Operating Cash Flow Ratio | 0.14 | 0.13 | 0.08 | 0.01 | 0.06 |
| Short-Term Operating Cash Flow Coverage | 0.00 | 0.36 | 0.00 | 0.00 | 0.00 |
| Net Current Asset Value | R$ -129.54B | R$ -118.21B | R$ -85.17B | R$ -77.24B | R$ -68.72B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.07 | 0.26 | 0.04 | 0.04 | 0.07 |
| Debt-to-Equity Ratio | 0.93 | 3.66 | 0.50 | 0.53 | 0.79 |
| Debt-to-Capital Ratio | 0.48 | 0.79 | 0.33 | 0.35 | 0.44 |
| Long-Term Debt-to-Capital Ratio | 0.48 | 0.42 | 0.33 | 0.35 | 0.44 |
| Financial Leverage Ratio | 14.30 | 14.16 | 12.94 | 12.02 | 11.65 |
| Debt Service Coverage Ratio | 0.14 | 0.04 | -0.01 | 0.15 | 0.39 |
| Interest Coverage Ratio | 0.13 | 0.11 | 0.23 | 0.09 | 0.40 |
| Debt to Market Cap | 1.56 | 8.38 | 1.02 | 1.43 | 2.20 |
| Interest Debt Per Share | 63.73 | 119.78 | 36.96 | 32.58 | 25.61 |
| Net Debt to EBITDA | -4.86 | 12.12 | 0.00 | -9.90 | -6.64 |
| Profitability Margins | |||||
| Gross Profit Margin | 31.62% | 130.64% | 100.00% | 46.35% | 68.15% |
| EBIT Margin | 8.48% | 21.17% | -4.92% | 4.95% | 12.83% |
| EBITDA Margin | 10.20% | 27.50% | 0.00% | 7.23% | 15.14% |
| Operating Profit Margin | 8.48% | 19.26% | 31.46% | 4.95% | 12.83% |
| Pretax Profit Margin | 8.48% | 11.78% | 16.08% | 4.95% | 12.83% |
| Net Profit Margin | 7.22% | 11.25% | 11.55% | 4.61% | 8.97% |
| Continuous Operations Profit Margin | 7.22% | 11.26% | 14.91% | 5.79% | 10.16% |
| Net Income Per EBT | 85.13% | 95.57% | 71.82% | 93.12% | 69.95% |
| EBT Per EBIT | 100.00% | 61.16% | 51.11% | 100.00% | 100.00% |
| Return on Assets (ROA) | 1.05% | 0.49% | 0.70% | 0.63% | 0.90% |
| Return on Equity (ROE) | 14.95% | 6.99% | 9.01% | 7.59% | 10.49% |
| Return on Capital Employed (ROCE) | 3.62% | 2.17% | 5.10% | 1.75% | 3.41% |
| Return on Invested Capital (ROIC) | 3.08% | 1.33% | 4.73% | 1.75% | 2.70% |
| Return on Tangible Assets | 1.05% | 0.49% | 0.70% | 0.64% | 0.91% |
| Earnings Yield | 24.95% | 15.26% | 18.22% | 20.49% | 29.40% |
| Efficiency Ratios | |||||
| Receivables Turnover | 119.02 | 21.44 | 23.44 | 51.86 | 42.85 |
| Payables Turnover | 13.00 | 8.92 | 0.00 | 5.60 | 2.66 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 24.76 | 6.91 | 12.53 | 29.80 | 22.17 |
| Asset Turnover | 0.14 | 0.04 | 0.06 | 0.14 | 0.10 |
| Working Capital Turnover Ratio | -0.30 | -0.14 | -0.17 | -0.38 | -0.27 |
| Cash Conversion Cycle | -25.02 | -23.90 | 15.57 | -58.10 | -128.48 |
| Days of Sales Outstanding | 3.07 | 17.03 | 15.57 | 7.04 | 8.52 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 28.09 | 40.93 | 0.00 | 65.14 | 137.00 |
| Operating Cycle | 3.07 | 17.03 | 15.57 | 7.04 | 8.52 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 36.91 | 28.67 | 14.82 | 2.06 | 8.96 |
| Free Cash Flow Per Share | 36.20 | 28.24 | 14.04 | 1.52 | 8.42 |
| Dividend Paid and CapEx Coverage Ratio | 46.17 | 20.11 | 18.06 | 3.57 | 14.99 |
| Capital Expenditure Coverage Ratio | 51.87 | 66.56 | 18.89 | 3.81 | 16.57 |
| Operating Cash Flow Coverage Ratio | 1.41 | 0.31 | 1.25 | 0.17 | 0.52 |
| Operating Cash Flow to Sales Ratio | 0.64 | 1.81 | 0.80 | 0.05 | 0.35 |
| Free Cash Flow Yield | 215.48% | 242.36% | 120.09% | 17.78% | 106.69% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 4.01 | 6.55 | 5.49 | 4.88 | 3.40 |
| Price-to-Sales (P/S) Ratio | 0.29 | 0.74 | 0.63 | 0.22 | 0.31 |
| Price-to-Book (P/B) Ratio | 0.60 | 0.46 | 0.49 | 0.37 | 0.36 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 0.46 | 0.41 | 0.83 | 5.63 | 0.94 |
| Price-to-Operating Cash Flow Ratio | 0.46 | 0.41 | 0.79 | 4.15 | 0.88 |
| Price-to-Earnings Growth (PEG) Ratio | 0.03 | -0.40 | 1.62 | -0.44 | 0.11 |
| Enterprise Value Multiple | -2.02 | 14.80 | 0.00 | -6.79 | -4.62 |
| Enterprise Value | -4.89B | 26.29B | -9.96B | -7.61B | -7.40B |
| EV to EBITDA | -2.02 | 14.80 | 0.00 | -6.79 | -4.62 |
| EV to Sales | -0.21 | 4.07 | -1.32 | -0.49 | -0.70 |
| EV to Free Cash Flow | -0.33 | 2.28 | -1.74 | -12.28 | -2.15 |
| EV to Operating Cash Flow | -0.32 | 2.24 | -1.64 | -9.05 | -2.02 |
| Tangible Book Value Per Share | 27.30 | 24.32 | 22.15 | 21.41 | 20.31 |
| Shareholders’ Equity Per Share | 28.03 | 25.45 | 23.65 | 23.02 | 22.12 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.15 | 0.04 | 0.07 | -0.17 | 0.21 |
| Revenue Per Share | 58.04 | 15.80 | 18.44 | 37.93 | 25.85 |
| Net Income Per Share | 4.19 | 1.78 | 2.13 | 1.75 | 2.32 |
| Tax Burden | 0.85 | 0.96 | 0.72 | 0.93 | 0.70 |
| Interest Burden | 1.00 | 0.56 | -3.27 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.07 | 0.18 | 0.11 | 0.09 | 0.12 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | 7.50 | 15.41 | 5.14 | 1.11 | 2.70 |
Currency in BRL
