TipRanks
Banco Mercantil de Investimentos S.A. (BR:BMIN3)
:BMIN3
Brazil Market
BMIN3
Banco Mercantil de Investimentos S.A.
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Banco Mercantil de Investimentos S.A. (BMIN3) Ratios

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Banco Mercantil de Investimentos S.A. Ratios

BR:BMIN3's free cash flow for Q2 2026 was R$0.42. For the 2026 fiscal year, BR:BMIN3's free cash flow was decreased by R$ and operating cash flow was R$0.26. See a summary of the company’s cash flow.
Ratios
TTM
Dec 25Dec 24Dec 23Dec 22
Liquidity Ratios
Current Ratio
 <0.01 0.03 4.02 1.88 1.62
Quick Ratio
 <0.01 0.03 4.02 1.88 1.62
Cash Ratio
 <0.01 <0.01 2.03 1.26 0.19
Solvency Ratio
 0.03 0.02 0.02 0.06 0.08
Operating Cash Flow Ratio
 -0.18 -0.11 -5.96 1.85 -18.86
Short-Term Operating Cash Flow Coverage
 -0.18 -0.11 0.00 0.00 -4.05
Net Current Asset Value
R$ -453.14MR$ -473.94MR$ -333.14MR$ -103.73MR$ -113.94M
Leverage Ratios
Debt-to-Assets Ratio
 0.62 0.61 0.29 0.03 0.05
Debt-to-Equity Ratio
 2.50 2.70 1.02 0.05 0.09
Debt-to-Capital Ratio
 0.71 0.73 0.51 0.05 0.08
Long-Term Debt-to-Capital Ratio
 0.51 0.38 0.51 0.00 0.00
Financial Leverage Ratio
 4.04 4.41 3.51 1.96 1.89
Debt Service Coverage Ratio
 <0.01 0.04 0.00 0.00 0.85
Interest Coverage Ratio
 0.09 -1.69 0.00 0.00 0.00
Debt to Market Cap
 3.97 4.26 1.52 0.00 0.22
Interest Debt Per Share
 88.35 80.50 29.67 1.50 2.36
Net Debt to EBITDA
 81.80 25.09 13.03 -0.74 0.85
Profitability Margins
Gross Profit Margin
23.13%15.33%50.08%63.74%55.67%
EBIT Margin
4.83%20.60%23.82%30.51%29.02%
EBITDA Margin
4.83%20.60%23.82%30.51%29.02%
Operating Profit Margin
4.83%-10.32%23.82%30.51%29.19%
Pretax Profit Margin
16.26%14.49%27.19%30.56%29.19%
Net Profit Margin
13.55%14.04%16.70%18.43%22.14%
Continuous Operations Profit Margin
13.55%14.04%16.70%18.43%22.14%
Net Income Per EBT
83.33%96.89%61.42%60.31%75.84%
EBT Per EBIT
336.94%-140.37%114.17%100.17%100.00%
Return on Assets (ROA)
2.12%1.66%1.46%2.79%3.90%
Return on Equity (ROE)
8.81%7.31%5.13%5.48%7.39%
Return on Capital Employed (ROCE)
1.18%-3.14%2.10%4.86%5.20%
Return on Invested Capital (ROIC)
0.63%-1.18%1.15%2.93%3.77%
Return on Tangible Assets
2.12%1.66%1.46%2.79%3.90%
Earnings Yield
13.60%9.37%7.64%9.17%19.03%
Efficiency Ratios
Receivables Turnover
 153.10 105.32 5.40 0.00 0.00
Payables Turnover
 0.00 0.00 0.00 0.00 1.22K
Inventory Turnover
 0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
 0.00 0.00 0.00 0.00 0.00
Asset Turnover
 0.16 0.12 0.09 0.15 0.18
Working Capital Turnover Ratio
 -0.31 -0.41 3.36 6.17 0.28
Cash Conversion Cycle
 2.38 3.47 67.54 0.00 -0.30
Days of Sales Outstanding
 2.38 3.47 67.54 0.00 0.00
Days of Inventory Outstanding
 0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
 0.00 0.00 0.00 0.00 0.30
Operating Cycle
 2.38 3.47 67.54 0.00 0.00
Cash Flow Ratios
Operating Cash Flow Per Share
 -7.98 -8.45 -5.86 4.92 -9.56
Free Cash Flow Per Share
 -6.69 -8.45 -5.86 4.92 -9.50
CapEx Per Share
 3.55 0.00 0.00 0.00 0.07
Free Cash Flow to Operating Cash Flow
 0.84 1.00 1.00 1.00 0.99
Dividend Paid and CapEx Coverage Ratio
 -1.92 -17.89 -4.65 3.52 -54.81
Capital Expenditure Coverage Ratio
 -2.25 0.00 0.00 0.00 -141.99
Operating Cash Flow Coverage Ratio
 -0.10 -0.11 -0.20 3.29 -4.05
Operating Cash Flow to Sales Ratio
 -0.41 -0.55 -0.66 0.60 -1.05
Free Cash Flow Yield
-34.31%-36.76%-30.05%29.95%-89.33%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
 7.36 10.69 13.09 10.91 5.26
Price-to-Sales (P/S) Ratio
 1.00 1.50 2.19 2.01 1.16
Price-to-Book (P/B) Ratio
 0.63 0.78 0.67 0.60 0.39
Price-to-Free Cash Flow (P/FCF) Ratio
 -2.91 -2.72 -3.33 3.34 -1.12
Price-to-Operating Cash Flow Ratio
 -2.45 -2.72 -3.33 3.34 -1.11
Price-to-Earnings Growth (PEG) Ratio
 0.17 0.24 -9.88 -0.43 0.03
Price-to-Fair Value
 0.63 0.78 0.67 0.60 0.39
Enterprise Value Multiple
 102.44 32.36 22.21 5.85 4.86
Enterprise Value
 467.03M 493.56M 227.66M 70.35M 62.23M
EV to EBITDA
 102.44 32.36 22.21 5.85 4.86
EV to Sales
 4.94 6.67 5.29 1.78 1.41
EV to Free Cash Flow
 -14.47 -12.10 -8.05 2.96 -1.36
EV to Operating Cash Flow
 -12.14 -12.10 -8.05 2.96 -1.35
Tangible Book Value Per Share
 30.98 29.47 29.03 27.49 27.38
Shareholders’ Equity Per Share
 30.98 29.47 29.03 27.49 27.38
Tax and Other Ratios
Effective Tax Rate
 0.17 0.03 0.39 0.40 0.24
Revenue Per Share
 19.58 15.34 8.92 8.17 9.14
Net Income Per Share
 2.65 2.15 1.49 1.51 2.02
Tax Burden
 0.83 0.97 0.61 0.60 0.76
Interest Burden
 3.37 0.70 1.14 1.00 1.01
Research & Development to Revenue
 0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
 0.08 0.04 0.05 0.11 0.14
Stock-Based Compensation to Revenue
 0.00 0.00 0.00 0.00 0.00
Income Quality
 -3.21 -3.80 -2.42 1.97 -3.59
Currency in BRL