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Bank of the Philippine Islands (BPHLF)
OTHER OTC:BPHLF
US Market
BPHLF
Bank of the Philippine Islands
RESEARCH TOOLSreports

Bank of the Philippine Islands (BPHLF) Ratios

25 Followers

Bank of the Philippine Islands Ratios

BPHLF's free cash flow for Q2 2026 was ₱0.64. For the 2026 fiscal year, BPHLF's free cash flow was decreased by ₱ and operating cash flow was ₱0.28. See a summary of the company’s cash flow.
Ratios
TTM
Dec 25Dec 24Dec 23Dec 22
Liquidity Ratios
Current Ratio
 0.00 1.73 0.12 0.13 0.18
Quick Ratio
 0.00 1.73 0.12 0.13 0.18
Cash Ratio
 0.00 1.22 0.11 0.12 9.13
Solvency Ratio
 0.02 <0.01 0.02 0.02 1.10
Operating Cash Flow Ratio
 0.00 -0.75 >-0.01 0.03 -1.48
Short-Term Operating Cash Flow Coverage
 0.00 -0.75 0.00 0.00 -39.15
Net Current Asset Value
₱ -3.05T₱ -2.94T₱ -2.56T₱ -2.22T₱ -35.56B
Leverage Ratios
Debt-to-Assets Ratio
 0.08 0.06 0.06 0.05 0.05
Debt-to-Equity Ratio
 0.59 0.50 25.37 0.44 0.37
Debt-to-Capital Ratio
 0.37 0.33 0.96 0.31 0.27
Long-Term Debt-to-Capital Ratio
 0.37 0.17 0.96 0.31 0.13
Financial Leverage Ratio
 7.72 7.66 447.86 8.09 8.20
Debt Service Coverage Ratio
 1.38 <0.01 1.08 1.42 2.34
Interest Coverage Ratio
 1.77 1.26 1.28 1.58 2.82
Debt to Market Cap
 0.43 0.43 0.27 17.58 0.32
Interest Debt Per Share
 64.21 44.84 47.54 41.92 4.50
Net Debt to EBITDA
 1.07 49.96 -1.17 -1.59 -4.69
Profitability Margins
Gross Profit Margin
-4184.83%67.64%73.17%77.04%86.69%
EBIT Margin
-1946.68%32.19%34.31%36.32%37.57%
EBITDA Margin
-2086.78%34.25%36.57%40.01%41.55%
Operating Profit Margin
-2144.85%32.19%34.31%36.32%37.57%
Pretax Profit Margin
-1952.05%32.19%34.31%36.32%37.57%
Net Profit Margin
-1528.57%25.11%26.69%28.79%28.97%
Continuous Operations Profit Margin
-1533.25%25.19%26.78%28.92%29.14%
Net Income Per EBT
78.31%77.99%77.81%79.26%77.10%
EBT Per EBIT
91.01%100.00%100.00%100.00%100.00%
Return on Assets (ROA)
1.78%0.03%1.87%1.79%84.85%
Return on Equity (ROE)
13.91%0.24%837.33%14.47%695.61%
Return on Capital Employed (ROCE)
2.50%0.04%11.46%11.13%297.45%
Return on Invested Capital (ROIC)
1.97%0.03%8.94%8.86%216.75%
Return on Tangible Assets
1.79%0.03%1.88%1.79%89.28%
Earnings Yield
10.06%0.21%8.99%576.83%640.57%
Efficiency Ratios
Receivables Turnover
 0.00 0.17 6.99 5.51 5.36
Payables Turnover
 0.00 0.12 7.62 5.42 4.54
Inventory Turnover
 0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
 -0.17 0.18 10.96 9.09 394.19
Asset Turnover
 >-0.01 <0.01 0.07 0.06 2.93
Working Capital Turnover Ratio
 <0.01 >-0.01 -0.11 -0.18 -0.17
Cash Conversion Cycle
 0.00 -901.12 4.33 -1.05 -488.11
Days of Sales Outstanding
 0.00 2.19K 52.20 66.28 0.00
Days of Inventory Outstanding
 0.00 0.00 0.00 0.00 -407.67
Days of Payables Outstanding
 0.00 3.09K 47.87 67.32 80.43
Operating Cycle
 0.00 2.19K 52.20 66.28 -407.67
Cash Flow Ratios
Operating Cash Flow Per Share
 13.32 -18.52 -4.23 15.39 -9.62
Free Cash Flow Per Share
 12.04 -19.71 -4.87 14.38 -9.99
CapEx Per Share
 1.29 1.19 0.65 1.01 0.37
Free Cash Flow to Operating Cash Flow
 0.90 1.06 1.15 0.93 1.04
Dividend Paid and CapEx Coverage Ratio
 2.16 -3.33 -0.91 3.49 -3.81
Capital Expenditure Coverage Ratio
 10.35 -15.59 -6.51 15.27 -26.20
Operating Cash Flow Coverage Ratio
 0.25 -0.42 -0.12 0.46 -20.67
Operating Cash Flow to Sales Ratio
 -16.17 -21.76 -0.10 0.41 -0.32
Free Cash Flow Yield
9.58%-19.72%-3.72%760.96%-729.04%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
 9.97 476.02 11.13 0.17 0.16
Price-to-Sales (P/S) Ratio
 -152.43 117.44 2.97 0.05 0.05
Price-to-Book (P/B) Ratio
 1.37 1.11 93.15 0.03 1.09
Price-to-Free Cash Flow (P/FCF) Ratio
 10.43 -5.07 -26.89 0.13 -0.14
Price-to-Operating Cash Flow Ratio
 9.39 -5.40 -31.02 0.12 -0.14
Price-to-Earnings Growth (PEG) Ratio
 3.81 -4.85 1.38 <0.01 <0.01
Price-to-Fair Value
 1.37 1.11 93.15 0.03 1.09
Enterprise Value Multiple
 8.38 392.90 6.95 -1.46 -4.58
Enterprise Value
 760.19B 605.15B 590.97B -105.09B -260.21B
EV to EBITDA
 8.38 392.90 6.95 -1.46 -4.58
EV to Sales
 -174.78 134.55 2.54 -0.59 -1.90
EV to Free Cash Flow
 11.96 -5.81 -23.02 -1.54 5.77
EV to Operating Cash Flow
 10.81 -6.18 -26.56 -1.44 5.99
Tangible Book Value Per Share
 90.00 87.03 78.61 75.62 0.76
Shareholders’ Equity Per Share
 91.38 89.90 1.41 75.34 1.26
Tax and Other Ratios
Effective Tax Rate
 0.21 0.22 0.22 0.20 0.22
Revenue Per Share
 -0.82 0.85 44.14 37.87 30.30
Net Income Per Share
 12.59 0.21 11.78 10.90 8.78
Tax Burden
 0.78 0.78 0.78 0.79 0.77
Interest Burden
 1.00 1.00 1.00 1.00 1.00
Research & Development to Revenue
 0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
 -6.56 0.20 0.03 <0.01 0.01
Stock-Based Compensation to Revenue
 >-0.01 <0.01 >-0.01 >-0.01 >-0.01
Income Quality
 0.87 -1.15 -0.28 1.12 -0.85
Currency in PHP