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Total Deposits
Shows the total amount of customer deposits, highlighting the bank's ability to attract and maintain client funds, which are crucial for lending operations.Composition is shifting: customer balances were relatively flat and volatile through 2023–24 but regained momentum in 2025–26, while Financial Instruments have grown fastest and bank-to-bank balances have trended lower. That matches management’s call about term‑deposit contraction and tougher deposit competition alongside international deposit gains, signaling BNS is leaning more on market/structured funding and international flows to offset retail term runoff — healthier headline deposits but potentially higher funding cost and stability risk if competition or runoff persists.
Date | Customers | Banks | Financial Instruments |
|---|---|---|---|
Apr 30, 2026 | C$937.73B | C$44.87B | C$47.77B |
Jan 31, 2026 | C$931.67B | C$44.08B | C$46.68B |
Oct 31, 2025 | C$924.67B | C$39.69B | C$45.35B |
Jul 31, 2025 | C$906.42B | C$42.37B | C$40.35B |
Apr 30, 2025 | C$924.43B | C$43.35B | C$39.26B |
Jan 31, 2025 | C$920.23B | C$46.59B | C$38.03B |
Oct 31, 2024 | C$899.31B | C$46.16B | C$36.10B |
Jul 31, 2024 | C$906.83B | C$49.27B | C$35.43B |
Apr 30, 2024 | C$901.88B | C$49.10B | C$32.71B |
Jan 31, 2024 | C$902.28B | C$52.00B | C$29.82B |