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Total Customer Loans
Indicates the volume of loans issued to customers, reflecting the bank's lending activity and potential interest income.Loan mix is shifting: commercial/business lending has pulled back from its post‑2021 peak while mortgages and personal loans have shown steadier, more consistent growth, and credit‑card balances look more volatile and recently softened. The allowance for credit losses has trended up, reflecting a concentrated corporate impairment in International Banking; management expects impaired PCLs to moderate but more gradually. For investors, the question is whether retail loan resilience and management’s push to reaccelerate commercial originations will sustain net interest income and capital returns as provisions normalize.
Date | Residential Mortgages | Personal Loans | Credit Cards | Business and Government | Allowance for Credit Losses |
|---|---|---|---|---|---|
Jul 31, 2026 | C$368.65B | C$108.87B | C$16.31B | C$282.03B | C$7.32B |
Apr 30, 2026 | C$369.07B | C$108.38B | C$15.96B | C$272.35B | C$7.17B |
Jan 31, 2026 | C$368.61B | C$108.64B | C$16.83B | C$274.52B | C$7.18B |
Oct 31, 2025 | C$364.03B | C$109.29B | C$17.73B | C$280.53B | C$7.41B |
Jul 31, 2025 | C$359.29B | C$107.18B | C$17.33B | C$280.55B | C$7.25B |
Apr 30, 2025 | C$358.72B | C$106.19B | C$17.30B | C$285.06B | C$6.98B |
Jan 31, 2025 | C$353.82B | C$106.92B | C$17.50B | C$293.90B | C$6.72B |
Oct 31, 2024 | C$347.92B | C$106.26B | C$17.39B | C$290.42B | C$6.68B |
Jul 31, 2024 | C$345.53B | C$106.08B | C$17.62B | C$290.81B | C$6.61B |
Apr 30, 2024 | C$341.09B | C$105.05B | C$17.15B | C$286.87B | C$6.49B |