Banca Monte dei Paschi di Siena SPA (BMDPF) Ratios
Banca Monte dei Paschi di Siena SPA Ratios
BMDPF's free cash flow for Q2 2026 was $5.53B. For the 2026 fiscal year, BMDPF's free cash flow was decreased by $-99.10M and operating cash flow was $5.63B. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.21 | 0.20 | 0.22 | 0.19 | 0.30 |
| Quick Ratio | 0.21 | 0.20 | 0.22 | 0.19 | 0.30 |
| Cash Ratio | 0.17 | 0.19 | 0.21 | 0.18 | 0.30 |
| Solvency Ratio | 0.03 | 0.02 | 0.02 | 0.00 | 0.00 |
| Operating Cash Flow Ratio | 0.02 | -0.01 | 0.02 | 0.11 | -0.01 |
| Short-Term Operating Cash Flow Coverage | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Current Asset Value | $ -97.32B | $ -95.98B | $ -96.53B | $ -98.23B | $ -108.12B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.09 | 0.10 | 0.11 | 0.09 | 0.09 |
| Debt-to-Equity Ratio | 0.87 | 1.08 | 1.30 | 1.31 | 2.06 |
| Debt-to-Capital Ratio | 0.46 | 0.52 | 0.56 | 0.57 | 0.67 |
| Long-Term Debt-to-Capital Ratio | 0.46 | 0.52 | 0.56 | 0.57 | 0.67 |
| Financial Leverage Ratio | 9.78 | 10.52 | 12.29 | 15.30 | 22.34 |
| Debt Service Coverage Ratio | 0.00 | 0.92 | 1.10 | 0.07 | 0.82 |
| Interest Coverage Ratio | 0.00 | 0.62 | 0.82 | -0.98 | 0.38 |
| Debt to Market Cap | 0.71 | 1.46 | 3.37 | 5.32 | 3.02 |
| Interest Debt Per Share | 6.49 | 11.82 | 11.92 | 10.84 | 283.55 |
| Net Debt to EBITDA | -1.55 | -1.13 | -1.37 | 8.52 | -20.46 |
| Profitability Margins | |||||
| Gross Profit Margin | 91.57% | 64.05% | 65.55% | 84.27% | 82.39% |
| EBIT Margin | 43.83% | 22.33% | 28.33% | -15.49% | 6.68% |
| EBITDA Margin | 48.28% | 25.33% | 32.14% | -9.90% | 13.04% |
| Operating Profit Margin | 43.83% | 22.33% | 28.33% | -15.49% | 6.68% |
| Pretax Profit Margin | 43.83% | 22.33% | 28.33% | -15.49% | 6.68% |
| Net Profit Margin | 64.11% | 29.75% | 34.16% | -4.57% | 8.01% |
| Continuous Operations Profit Margin | 64.13% | 30.08% | 34.08% | -4.57% | 8.01% |
| Net Income Per EBT | 146.26% | 133.20% | 120.57% | 29.47% | 119.89% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 2.35% | 1.59% | 1.67% | -0.15% | 0.22% |
| Return on Equity (ROE) | 22.96% | 16.75% | 20.56% | -2.27% | 5.01% |
| Return on Capital Employed (ROCE) | 5.29% | 3.16% | 3.53% | -1.36% | 0.43% |
| Return on Invested Capital (ROIC) | 5.29% | 3.16% | 3.53% | -0.40% | 0.43% |
| Return on Tangible Assets | 2.35% | 1.59% | 1.68% | -0.15% | 0.22% |
| Earnings Yield | 18.82% | 22.75% | 53.41% | -9.20% | 7.33% |
| Efficiency Ratios | |||||
| Receivables Turnover | 1.25 | 941.38 | 1033.72 | 116.38 | 359.99 |
| Payables Turnover | 0.00 | 12.29 | 10.58 | 3.11 | 2.45 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 2.12 | 3.60 | 3.09 | 1.89 | 1.73 |
| Asset Turnover | 0.04 | 0.05 | 0.05 | 0.03 | 0.03 |
| Working Capital Turnover Ratio | -0.07 | -0.11 | -0.10 | -0.07 | -0.07 |
| Cash Conversion Cycle | 290.96 | -29.30 | -34.15 | -114.39 | -147.86 |
| Days of Sales Outstanding | 290.96 | 0.39 | 0.35 | 3.14 | 1.01 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 29.69 | 34.50 | 117.52 | 148.87 |
| Operating Cycle | 290.96 | 0.39 | 0.35 | 3.14 | 1.01 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 0.98 | -0.63 | 1.41 | 8.32 | -11.65 |
| Free Cash Flow Per Share | 0.92 | -0.68 | 1.32 | 8.26 | -14.01 |
| Dividend Paid and CapEx Coverage Ratio | 1.45 | -2.07 | 15.91 | 127.39 | -4.95 |
| Capital Expenditure Coverage Ratio | 14.86 | -11.57 | 15.92 | 127.55 | -4.95 |
| Operating Cash Flow Coverage Ratio | 0.15 | -0.06 | 0.14 | 0.81 | -0.04 |
| Operating Cash Flow to Sales Ratio | 0.37 | -0.12 | 0.30 | 2.15 | -0.14 |
| Free Cash Flow Yield | 10.05% | -10.03% | 43.29% | 429.00% | -15.70% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 5.93 | 4.39 | 1.87 | -10.87 | 13.64 |
| Price-to-Sales (P/S) Ratio | 3.41 | 1.31 | 0.64 | 0.50 | 1.09 |
| Price-to-Book (P/B) Ratio | 1.22 | 0.74 | 0.38 | 0.25 | 0.68 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 9.95 | -9.97 | 2.31 | 0.23 | -6.37 |
| Price-to-Operating Cash Flow Ratio | 9.28 | -10.83 | 2.17 | 0.23 | -7.65 |
| Price-to-Earnings Growth (PEG) Ratio | -9.19 | -0.90 | -0.00 | 0.11 | -0.11 |
| Enterprise Value Multiple | 5.50 | 4.04 | 0.62 | 3.51 | -12.08 |
| Enterprise Value | 12.58B | 6.70B | 1.20B | -1.36B | -6.09B |
| EV to EBITDA | 5.50 | 4.04 | 0.62 | 3.51 | -12.08 |
| EV to Sales | 2.66 | 1.02 | 0.20 | -0.35 | -1.58 |
| EV to Free Cash Flow | 7.76 | -7.79 | 0.72 | -0.16 | 9.18 |
| EV to Operating Cash Flow | 7.24 | -8.46 | 0.68 | -0.16 | 11.04 |
| Tangible Book Value Per Share | 7.48 | 9.13 | 7.78 | 7.64 | 126.55 |
| Shareholders’ Equity Per Share | 7.48 | 9.25 | 7.92 | 7.80 | 130.44 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | -0.46 | -0.35 | -0.20 | 0.71 | -0.20 |
| Revenue Per Share | 2.68 | 5.21 | 4.77 | 3.88 | 81.66 |
| Net Income Per Share | 1.72 | 1.55 | 1.63 | -0.18 | 6.54 |
| Tax Burden | 1.46 | 1.33 | 1.21 | 0.29 | 1.20 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.32 | 0.05 | 0.07 | 0.12 | 0.13 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | 0.64 | -0.41 | 0.86 | -40.92 | -1.78 |
Currency in EUR