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Blend Labs (BLND) Ratios
Blend Labs Ratios
BLND's free cash flow for Q2 2026 was $13.34M. For the 2026 fiscal year, BLND's free cash flow was decreased by $-1.94M and operating cash flow was $15.28M. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Mar 22 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 2.48 | 3.47 | 5.38 | 11.17 | 10.21 |
| Quick Ratio | 2.48 | 3.47 | 5.38 | 11.17 | 10.21 |
| Cash Ratio | 1.10 | 1.08 | 0.98 | 3.50 | 3.55 |
| Solvency Ratio | -0.02 | -0.25 | -1.00 | -2.81 | -0.52 |
| Operating Cash Flow Ratio | 0.29 | -0.33 | -4.04 | -5.37 | -2.12 |
| Short-Term Operating Cash Flow Coverage | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Current Asset Value | $ -102.73M | $ -46.82M | $ -9.28M | $ 127.25M | $ 311.12M |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.95 | 0.02 | 0.73 | 0.54 | 0.21 |
| Debt-to-Equity Ratio | -5.27 | -0.07 | -7.78 | 1.88 | 0.30 |
| Debt-to-Capital Ratio | 1.23 | -0.07 | 1.15 | 0.65 | 0.23 |
| Long-Term Debt-to-Capital Ratio | 1.24 | 0.00 | 1.16 | 0.64 | 0.22 |
| Financial Leverage Ratio | -5.57 | -3.16 | -10.71 | 3.51 | 1.44 |
| Debt Service Coverage Ratio | 0.00 | -4.72 | -4.65 | -29.23 | -12.77 |
| Interest Coverage Ratio | 0.00 | -7.35 | -5.07 | -30.10 | -17.49 |
| Debt to Market Cap | 0.20 | 0.00 | 0.22 | 0.64 | 0.13 |
| Interest Debt Per Share | 0.62 | 0.04 | 0.74 | 1.10 | 1.06 |
| Net Debt to EBITDA | 39.92 | 1.21 | -0.83 | -0.15 | -0.11 |
| Profitability Margins | |||||
| Gross Profit Margin | 73.77% | 55.88% | 51.73% | 38.12% | 49.46% |
| EBIT Margin | -0.71% | -22.57% | -94.98% | -315.16% | -83.90% |
| EBITDA Margin | 2.38% | -19.59% | -91.31% | -309.03% | -78.01% |
| Operating Profit Margin | -16.88% | -30.63% | -99.60% | -317.25% | -84.11% |
| Pretax Profit Margin | -0.71% | -26.73% | -114.63% | -325.70% | -88.71% |
| Net Profit Margin | -6.52% | -30.62% | -118.15% | -326.79% | -73.07% |
| Continuous Operations Profit Margin | -0.91% | -26.80% | -114.69% | -324.75% | -72.13% |
| Net Income Per EBT | 917.43% | 114.53% | 103.08% | 100.33% | 82.37% |
| EBT Per EBIT | 4.21% | 87.28% | 115.08% | 102.66% | 105.47% |
| Return on Assets (ROA) | -4.74% | -27.87% | -89.93% | -177.60% | -15.40% |
| Return on Equity (ROE) | 26.36% | 88.02% | 963.05% | -624.01% | -22.12% |
| Return on Capital Employed (ROCE) | -15.99% | -35.68% | -89.53% | -187.82% | -18.74% |
| Return on Invested Capital (ROIC) | -15.96% | -34.92% | -87.34% | -185.36% | -15.18% |
| Return on Tangible Assets | -4.74% | -28.20% | -90.86% | -178.48% | -26.27% |
| Earnings Yield | -1.02% | -4.64% | -29.64% | -227.94% | -10.14% |
| Efficiency Ratios | |||||
| Receivables Turnover | 8.79 | 8.14 | 7.87 | 9.81 | 5.95 |
| Payables Turnover | 17.75 | 29.57 | 34.89 | 115.52 | 19.24 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 5.07 | 11.75 | 12.54 | 13.51 | 11.24 |
| Asset Turnover | 0.73 | 0.91 | 0.76 | 0.54 | 0.21 |
| Working Capital Turnover Ratio | 1.60 | 1.38 | 0.63 | 0.51 | 0.67 |
| Cash Conversion Cycle | 20.94 | 32.50 | 35.94 | 34.04 | 42.41 |
| Days of Sales Outstanding | 41.50 | 44.84 | 46.40 | 37.20 | 61.38 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 20.56 | 12.34 | 10.46 | 3.16 | 18.97 |
| Operating Cycle | 41.50 | 44.84 | 46.40 | 37.20 | 61.38 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 0.04 | -0.05 | -0.52 | -0.81 | -0.55 |
| Free Cash Flow Per Share | -0.00 | -0.09 | -0.52 | -0.82 | -0.56 |
| Dividend Paid and CapEx Coverage Ratio | 0.99 | -1.33 | -217.41 | -92.08 | -67.61 |
| Capital Expenditure Coverage Ratio | 0.99 | -1.33 | -217.41 | -92.08 | -67.61 |
| Operating Cash Flow Coverage Ratio | 0.07 | -3.40 | -0.85 | -0.82 | -0.55 |
| Operating Cash Flow to Sales Ratio | 0.09 | -0.08 | -0.81 | -0.81 | -0.54 |
| Free Cash Flow Yield | -0.01% | -2.14% | -20.50% | -57.09% | -7.65% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | -30.40 | -21.55 | -3.37 | -0.44 | -9.87 |
| Price-to-Sales (P/S) Ratio | 6.37 | 6.60 | 3.99 | 1.43 | 7.21 |
| Price-to-Book (P/B) Ratio | -25.77 | -18.97 | -32.49 | 2.74 | 2.18 |
| Price-to-Free Cash Flow (P/FCF) Ratio | -9718.58 | -46.71 | -4.88 | -1.75 | -13.07 |
| Price-to-Operating Cash Flow Ratio | 68.38 | -81.95 | -4.90 | -1.77 | -13.26 |
| Price-to-Earnings Growth (PEG) Ratio | 0.52 | 0.31 | 0.04 | -0.00 | -0.08 |
| Enterprise Value Multiple | 307.58 | -32.47 | -5.20 | -0.61 | -9.35 |
| Enterprise Value | 904.60M | 1.03B | 744.01M | 444.97M | 1.71B |
| EV to EBITDA | 307.58 | -32.47 | -5.20 | -0.61 | -9.35 |
| EV to Sales | 7.32 | 6.36 | 4.74 | 1.89 | 7.29 |
| EV to Free Cash Flow | -11167.89 | -45.03 | -5.80 | -2.31 | -13.21 |
| EV to Operating Cash Flow | 78.58 | -79.01 | -5.83 | -2.34 | -13.41 |
| Tangible Book Value Per Share | -0.12 | -0.02 | 0.10 | 0.69 | 1.52 |
| Shareholders’ Equity Per Share | -0.12 | -0.22 | -0.08 | 0.53 | 3.36 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | -0.28 | -0.00 | -0.00 | 0.00 | 0.19 |
| Revenue Per Share | 0.48 | 0.64 | 0.64 | 1.00 | 1.02 |
| Net Income Per Share | -0.03 | -0.20 | -0.76 | -3.28 | -0.74 |
| Tax Burden | 9.17 | 1.15 | 1.03 | 1.00 | 0.82 |
| Interest Burden | 1.00 | 1.18 | 1.21 | 1.03 | 1.06 |
| Research & Development to Revenue | 0.27 | 0.28 | 0.52 | 0.59 | 0.39 |
| SG&A to Revenue | 0.64 | 0.53 | 0.45 | 0.59 | 0.55 |
| Stock-Based Compensation to Revenue | 0.23 | 0.17 | 0.29 | 0.47 | 0.30 |
| Income Quality | -0.44 | 0.30 | 0.71 | 0.25 | 0.75 |
Currency in USD