Baker Boyer Bancorp (BBBK) Ratios
Baker Boyer Bancorp Ratios
BBBK's free cash flow for Q3 2026 was $0.00. For the 2026 fiscal year, BBBK's free cash flow was increased by $0.00 and operating cash flow was $0.00. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.14 | 0.07 | 0.17 | 0.06 | 0.19 |
| Quick Ratio | 0.14 | 0.07 | 0.17 | 0.06 | 0.19 |
| Cash Ratio | 0.13 | 0.07 | 0.08 | 0.06 | 0.19 |
| Solvency Ratio | 0.01 | 0.00 | 0.01 | 0.01 | 0.01 |
| Operating Cash Flow Ratio | 0.01 | 0.01 | 0.02 | 0.01 | 0.01 |
| Short-Term Operating Cash Flow Coverage | 0.00 | 0.24 | 0.31 | 0.00 | 0.30 |
| Net Current Asset Value | $ -562.37M | $ -573.72M | $ -604.40M | $ -680.69M | $ -612.18M |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.00 | 0.00 | 0.05 | 0.03 | 0.03 |
| Debt-to-Equity Ratio | 0.00 | 0.05 | 0.77 | 0.47 | 0.47 |
| Debt-to-Capital Ratio | 0.00 | 0.04 | 0.43 | 0.32 | 0.32 |
| Long-Term Debt-to-Capital Ratio | 0.00 | 0.04 | 0.22 | 0.32 | 0.00 |
| Financial Leverage Ratio | 11.81 | 12.42 | 14.29 | 18.45 | 13.73 |
| Debt Service Coverage Ratio | 0.74 | 0.10 | 0.16 | 29.59 | 0.23 |
| Interest Coverage Ratio | 0.70 | 0.36 | 0.98 | 30.97 | 28.88 |
| Debt to Market Cap | 0.00 | 0.62 | 0.61 | 0.22 | 0.31 |
| Interest Debt Per Share | 4.52 | 6.86 | 32.53 | 15.40 | 22.04 |
| Net Debt to EBITDA | -16.61 | -10.95 | 2.47 | -1.90 | -14.30 |
| Profitability Margins | |||||
| Gross Profit Margin | 85.59% | 83.83% | 90.33% | 99.15% | 99.35% |
| EBIT Margin | 9.63% | 5.77% | 9.46% | 26.20% | 18.69% |
| EBITDA Margin | 12.10% | 8.62% | 12.68% | 29.66% | 22.31% |
| Operating Profit Margin | 9.63% | 5.77% | 9.46% | 26.20% | 18.69% |
| Pretax Profit Margin | 9.63% | 5.77% | 9.46% | 26.20% | 18.69% |
| Net Profit Margin | 7.82% | 4.82% | 8.40% | 21.59% | 15.53% |
| Continuous Operations Profit Margin | 7.82% | 4.82% | 8.40% | 21.59% | 15.53% |
| Net Income Per EBT | 81.19% | 83.58% | 88.83% | 82.37% | 83.07% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 0.47% | 0.28% | 0.45% | 0.99% | 0.66% |
| Return on Equity (ROE) | 5.50% | 3.51% | 6.38% | 18.22% | 9.08% |
| Return on Capital Employed (ROCE) | 6.53% | 2.75% | 0.92% | 12.06% | 7.37% |
| Return on Invested Capital (ROIC) | 5.30% | 1.76% | 0.72% | 9.94% | 4.64% |
| Return on Tangible Assets | 0.47% | 0.28% | 0.45% | 0.99% | 0.66% |
| Earnings Yield | 5.97% | 4.28% | 5.03% | 8.33% | 6.00% |
| Efficiency Ratios | |||||
| Receivables Turnover | 15.41 | 14.77 | 12.74 | 10.77 | 12.42 |
| Payables Turnover | 15.48 | 16.58 | 13.78 | 29.60 | 18.67 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 2.24 | 2.03 | 1.87 | 1.68 | 1.54 |
| Asset Turnover | 0.06 | 0.06 | 0.05 | 0.05 | 0.04 |
| Working Capital Turnover Ratio | -0.08 | -0.10 | -0.08 | -0.06 | -0.07 |
| Cash Conversion Cycle | 0.11 | 2.71 | 2.17 | 21.56 | 9.83 |
| Days of Sales Outstanding | 23.69 | 24.72 | 28.65 | 33.90 | 29.39 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 23.58 | 22.01 | 26.49 | 12.33 | 19.55 |
| Operating Cycle | 23.69 | 24.72 | 28.65 | 33.90 | 29.39 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 5.35 | 4.62 | 5.76 | 6.52 | 6.58 |
| Free Cash Flow Per Share | 4.99 | 4.51 | 5.45 | 5.91 | 5.48 |
| Dividend Paid and CapEx Coverage Ratio | 2.24 | 2.16 | 1.93 | 1.66 | 1.49 |
| Capital Expenditure Coverage Ratio | 15.05 | 43.50 | 18.52 | 10.75 | 5.99 |
| Operating Cash Flow Coverage Ratio | 0.00 | 2.38 | 0.19 | 0.43 | 0.30 |
| Operating Cash Flow to Sales Ratio | 0.16 | 0.15 | 0.20 | 0.24 | 0.24 |
| Free Cash Flow Yield | 11.67% | 13.14% | 11.12% | 8.38% | 7.83% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 16.98 | 23.68 | 19.86 | 12.00 | 16.67 |
| Price-to-Sales (P/S) Ratio | 1.31 | 1.13 | 1.67 | 2.59 | 2.59 |
| Price-to-Book (P/B) Ratio | 0.92 | 0.82 | 1.27 | 2.19 | 1.51 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 8.57 | 7.61 | 8.99 | 11.93 | 12.76 |
| Price-to-Operating Cash Flow Ratio | 8.00 | 7.43 | 8.50 | 10.82 | 10.63 |
| Price-to-Earnings Growth (PEG) Ratio | 0.23 | -0.59 | -0.34 | 0.30 | 5.60 |
| Enterprise Value Multiple | -5.79 | 2.13 | 15.63 | 6.83 | -2.69 |
| Enterprise Value | -29.65M | 7.22M | 74.81M | 70.89M | -20.80M |
| EV to EBITDA | -5.79 | 2.13 | 15.63 | 6.83 | -2.69 |
| EV to Sales | -0.70 | 0.18 | 1.98 | 2.03 | -0.60 |
| EV to Free Cash Flow | -4.59 | 1.24 | 10.67 | 9.33 | -2.96 |
| EV to Operating Cash Flow | -4.28 | 1.21 | 10.10 | 8.46 | -2.47 |
| Tangible Book Value Per Share | 46.48 | 41.73 | 38.51 | 32.05 | 46.04 |
| Shareholders’ Equity Per Share | 46.48 | 41.82 | 38.65 | 32.24 | 46.24 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.19 | 0.16 | 0.11 | 0.18 | 0.17 |
| Revenue Per Share | 32.69 | 30.45 | 29.36 | 27.22 | 27.04 |
| Net Income Per Share | 2.56 | 1.47 | 2.47 | 5.88 | 4.20 |
| Tax Burden | 0.81 | 0.84 | 0.89 | 0.82 | 0.83 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.53 | 0.04 | 0.04 | 0.05 | 0.05 |
| Stock-Based Compensation to Revenue | 0.00 | 0.01 | 0.01 | 0.01 | 0.01 |
| Income Quality | 2.13 | 3.19 | 2.34 | 1.11 | 1.59 |
Currency in USD
