Banco del Bajio SA (BBAJF) Ratios
Banco del Bajio SA Ratios
BBAJF's free cash flow for Q3 2026 was $11.22B. For the 2026 fiscal year, BBAJF's free cash flow was decreased by $-1.32B and operating cash flow was $12.53B. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.14 | 0.00 | 0.00 | 0.61 | 0.14 |
| Quick Ratio | 0.14 | 0.00 | 0.00 | 0.50 | 0.81 |
| Cash Ratio | 0.13 | 0.00 | 0.00 | 0.09 | 0.12 |
| Solvency Ratio | 0.03 | 0.04 | 0.04 | 0.03 | 0.13 |
| Operating Cash Flow Ratio | 0.08 | 0.00 | 0.00 | 0.15 | -0.08 |
| Short-Term Operating Cash Flow Coverage | 0.00 | 0.00 | 0.00 | 0.86 | 0.00 |
| Net Current Asset Value | $ -305.89B | $ -292.90B | $ -196.64B | $ -193.42B | $ -25.62B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.14 | 0.15 | 0.18 | 0.18 | 0.15 |
| Debt-to-Equity Ratio | 1.16 | 1.23 | 1.50 | 1.50 | 1.06 |
| Debt-to-Capital Ratio | 0.54 | 0.55 | 0.60 | 0.60 | 0.51 |
| Long-Term Debt-to-Capital Ratio | 0.54 | 0.55 | 0.00 | 0.45 | 0.51 |
| Financial Leverage Ratio | 8.15 | 7.97 | 8.29 | 8.40 | 7.27 |
| Debt Service Coverage Ratio | 0.56 | 0.58 | -0.23 | -0.07 | -0.14 |
| Interest Coverage Ratio | 0.69 | 0.73 | 0.87 | 0.98 | 0.82 |
| Debt to Market Cap | 1.03 | 1.13 | 0.00 | 0.72 | 0.93 |
| Interest Debt Per Share | 61.90 | 63.83 | 67.17 | 55.67 | 39.67 |
| Net Debt to EBITDA | 1.55 | 2.00 | 275030.58 | 0.00 | 0.00 |
| Profitability Margins | |||||
| Gross Profit Margin | 58.87% | 57.50% | 194.38% | 100.00% | 100.00% |
| EBIT Margin | 28.40% | 30.85% | -3.38% | -2.07% | -2.36% |
| EBITDA Margin | 30.57% | 32.72% | 0.00% | 0.00% | 0.00% |
| Operating Profit Margin | 28.40% | 30.85% | 66.76% | 33.36% | 41.02% |
| Pretax Profit Margin | 28.40% | 30.85% | 65.13% | 33.65% | 41.02% |
| Net Profit Margin | 20.78% | 22.62% | 47.60% | 25.90% | 34.21% |
| Continuous Operations Profit Margin | 20.78% | 22.62% | 47.60% | 25.90% | 34.21% |
| Net Income Per EBT | 73.17% | 73.30% | 73.09% | 76.96% | 83.40% |
| EBT Per EBIT | 100.00% | 100.00% | 97.56% | 100.87% | 100.00% |
| Return on Assets (ROA) | 2.31% | 2.94% | 3.20% | 2.60% | 1.75% |
| Return on Equity (ROE) | 18.84% | 23.45% | 26.51% | 21.84% | 12.70% |
| Return on Capital Employed (ROCE) | 10.62% | 4.01% | 4.49% | 5.78% | 3.42% |
| Return on Invested Capital (ROIC) | 7.77% | 2.94% | 2.55% | 3.94% | -5.68% |
| Return on Tangible Assets | 2.32% | 2.95% | 3.21% | 2.60% | 1.75% |
| Earnings Yield | 16.75% | 21.57% | 16.05% | 10.86% | 11.09% |
| Efficiency Ratios | |||||
| Receivables Turnover | 11.80 | 14.06 | 0.00 | 0.00 | 6.55 |
| Payables Turnover | 6.20 | 19.03 | 0.00 | 0.00 | 0.00 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 7.17 | 8.25 | 4.28 | 6.62 | 5.69 |
| Asset Turnover | 0.11 | 0.13 | 0.07 | 0.10 | 0.05 |
| Working Capital Turnover Ratio | -0.41 | 2.36 | 0.83 | -0.44 | -0.15 |
| Cash Conversion Cycle | -27.95 | 6.79 | 0.00 | 0.00 | 55.74 |
| Days of Sales Outstanding | 30.92 | 25.97 | 0.00 | 0.00 | 55.74 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 58.88 | 19.18 | 0.00 | 0.00 | 0.00 |
| Operating Cycle | 30.92 | 25.97 | 0.00 | 0.00 | 55.74 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 18.02 | 2.43 | 0.97 | 16.68 | -6.73 |
| Free Cash Flow Per Share | 17.43 | 1.77 | -0.16 | 16.28 | -7.17 |
| Dividend Paid and CapEx Coverage Ratio | 3.01 | 0.39 | 0.15 | 2.04 | -2.88 |
| Capital Expenditure Coverage Ratio | 30.09 | 3.68 | 1.10 | 42.39 | -15.34 |
| Operating Cash Flow Coverage Ratio | 0.39 | 0.05 | 0.02 | 0.36 | -0.20 |
| Operating Cash Flow to Sales Ratio | 0.49 | 0.06 | 0.05 | 0.64 | -0.57 |
| Free Cash Flow Yield | 38.25% | 4.25% | -0.28% | 26.06% | -19.65% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 5.97 | 4.64 | 6.23 | 9.21 | 9.02 |
| Price-to-Sales (P/S) Ratio | 1.24 | 1.05 | 2.97 | 2.38 | 3.09 |
| Price-to-Book (P/B) Ratio | 1.12 | 1.09 | 1.65 | 2.01 | 1.15 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 2.61 | 23.51 | -361.47 | 3.84 | -5.09 |
| Price-to-Operating Cash Flow Ratio | 2.53 | 17.13 | 59.65 | 3.75 | -5.42 |
| Price-to-Earnings Growth (PEG) Ratio | -0.40 | -1.53 | 0.17 | 0.14 | 0.22 |
| Enterprise Value Multiple | 5.61 | 5.20 | 646450.46 | 0.00 | 0.00 |
| Enterprise Value | 74.90B | 80.45B | 119.43B | 118.71B | 71.20B |
| EV to EBITDA | 5.61 | 5.20 | 646450.46 | 0.00 | 0.00 |
| EV to Sales | 1.71 | 1.70 | 5.16 | 3.81 | 5.06 |
| EV to Free Cash Flow | 3.61 | 38.17 | -629.13 | 6.13 | -8.35 |
| EV to Operating Cash Flow | 3.49 | 27.80 | 103.82 | 5.98 | -8.89 |
| Tangible Book Value Per Share | 39.93 | 37.64 | 34.31 | 30.59 | 197.70 |
| Shareholders’ Equity Per Share | 40.51 | 38.31 | 34.91 | 31.07 | 31.87 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.27 | 0.27 | 0.27 | 0.23 | 0.17 |
| Revenue Per Share | 36.73 | 39.73 | 19.44 | 26.20 | 11.83 |
| Net Income Per Share | 7.63 | 8.98 | 9.26 | 6.79 | 4.05 |
| Tax Burden | 0.73 | 0.73 | 0.73 | 0.77 | 0.83 |
| Interest Burden | 1.00 | 1.00 | -19.25 | -16.24 | -17.39 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.23 | 0.19 | 0.35 | 0.22 | 0.50 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | 1.73 | 0.20 | 0.08 | 2.46 | -1.66 |
Currency in MXN