Want to see BANR full AI Analyst Report?
Banner (BANR) Ratios
Banner Ratios
BANR's free cash flow for Q2 2026 was $35.49M. For the 2026 fiscal year, BANR's free cash flow was decreased by $-3.54M and operating cash flow was $39.03M. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.02 | 0.04 | 0.02 | 0.22 | 0.39 |
| Quick Ratio | 0.02 | 0.04 | 0.02 | 0.22 | 0.39 |
| Cash Ratio | 0.01 | 0.04 | 0.02 | 0.02 | 0.14 |
| Solvency Ratio | 0.01 | 0.01 | 0.01 | 0.02 | 0.01 |
| Operating Cash Flow Ratio | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 |
| Short-Term Operating Cash Flow Coverage | 2.39 | 2.34 | 1.41 | 1.02 | 1.14 |
| Net Current Asset Value | $ -14.12B | $ -13.84B | $ -13.70B | $ -11.29B | $ -9.30B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.02 | 0.04 | 0.05 | 0.03 | 0.04 |
| Debt-to-Equity Ratio | 0.19 | 0.34 | 0.43 | 0.35 | 0.35 |
| Debt-to-Capital Ratio | 0.16 | 0.25 | 0.30 | 0.26 | 0.26 |
| Long-Term Debt-to-Capital Ratio | 0.11 | 0.20 | 0.23 | 0.13 | 0.14 |
| Financial Leverage Ratio | 8.40 | 9.13 | 9.48 | 10.87 | 9.94 |
| Debt Service Coverage Ratio | 0.66 | 0.54 | 0.67 | 0.86 | 0.78 |
| Interest Coverage Ratio | 1.11 | 0.93 | 1.81 | 12.42 | 10.44 |
| Debt to Market Cap | 0.16 | 0.24 | 0.36 | 0.21 | 0.25 |
| Interest Debt Per Share | 17.23 | 24.10 | 24.44 | 15.50 | 17.81 |
| Net Debt to EBITDA | 0.73 | 0.45 | 1.85 | 1.02 | -5.70 |
| Profitability Margins | |||||
| Gross Profit Margin | 79.04% | 71.96% | 81.62% | 95.37% | 101.55% |
| EBIT Margin | 29.45% | 25.32% | 30.62% | 37.44% | 39.09% |
| EBITDA Margin | 31.65% | 27.82% | 33.53% | 40.89% | 42.89% |
| Operating Profit Margin | 29.45% | 25.32% | 30.62% | 37.44% | 39.09% |
| Pretax Profit Margin | 29.15% | 25.32% | 30.62% | 37.44% | 39.09% |
| Net Profit Margin | 23.84% | 20.41% | 24.76% | 30.38% | 31.87% |
| Continuous Operations Profit Margin | 23.84% | 20.41% | 24.76% | 30.38% | 31.87% |
| Net Income Per EBT | 81.78% | 80.63% | 80.86% | 81.15% | 81.53% |
| EBT Per EBIT | 98.99% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 1.19% | 1.04% | 1.17% | 1.23% | 1.20% |
| Return on Equity (ROE) | 10.04% | 9.52% | 11.11% | 13.41% | 11.89% |
| Return on Capital Employed (ROCE) | 10.92% | 8.18% | 9.24% | 13.53% | 11.94% |
| Return on Invested Capital (ROIC) | 8.51% | 6.29% | 6.95% | 9.71% | 8.63% |
| Return on Tangible Assets | 1.22% | 1.07% | 1.20% | 1.26% | 1.22% |
| Earnings Yield | 9.11% | 7.34% | 9.98% | 9.02% | 9.57% |
| Efficiency Ratios | |||||
| Receivables Turnover | 13.54 | 13.59 | 11.75 | 11.23 | 14.70 |
| Payables Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 5.68 | 5.03 | 4.22 | 3.42 | 3.09 |
| Asset Turnover | 0.05 | 0.05 | 0.05 | 0.04 | 0.04 |
| Working Capital Turnover Ratio | -0.06 | -0.06 | -0.06 | -0.06 | -0.07 |
| Cash Conversion Cycle | 26.96 | 26.86 | 31.05 | 32.51 | 24.83 |
| Days of Sales Outstanding | 26.96 | 26.86 | 31.05 | 32.51 | 24.83 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Cycle | 26.96 | 26.86 | 31.05 | 32.51 | 24.83 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 7.53 | 8.51 | 7.49 | 6.95 | 8.71 |
| Free Cash Flow Per Share | 7.25 | 8.11 | 7.06 | 6.52 | 8.41 |
| Dividend Paid and CapEx Coverage Ratio | 3.34 | 3.64 | 3.16 | 3.14 | 4.43 |
| Capital Expenditure Coverage Ratio | 27.06 | 21.33 | 17.56 | 16.17 | 28.74 |
| Operating Cash Flow Coverage Ratio | 0.69 | 0.48 | 0.36 | 0.47 | 0.51 |
| Operating Cash Flow to Sales Ratio | 0.31 | 0.35 | 0.35 | 0.37 | 0.48 |
| Free Cash Flow Yield | 11.57% | 12.14% | 13.19% | 10.31% | 13.86% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 11.05 | 13.63 | 10.02 | 11.08 | 10.44 |
| Price-to-Sales (P/S) Ratio | 2.62 | 2.78 | 2.48 | 3.37 | 3.33 |
| Price-to-Book (P/B) Ratio | 1.10 | 1.30 | 1.11 | 1.49 | 1.24 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 8.65 | 8.24 | 7.58 | 9.70 | 7.21 |
| Price-to-Operating Cash Flow Ratio | 8.33 | 7.85 | 7.15 | 9.10 | 6.96 |
| Price-to-Earnings Growth (PEG) Ratio | 0.70 | -1.62 | -1.63 | -5.85 | 0.14 |
| Enterprise Value Multiple | 9.00 | 10.45 | 9.24 | 9.26 | 2.06 |
| Enterprise Value | 2.33B | 2.41B | 2.30B | 2.43B | 558.11M |
| EV to EBITDA | 9.00 | 10.45 | 9.24 | 9.26 | 2.06 |
| EV to Sales | 2.85 | 2.91 | 3.10 | 3.78 | 0.88 |
| EV to Free Cash Flow | 9.41 | 8.61 | 9.48 | 10.90 | 1.92 |
| EV to Operating Cash Flow | 9.06 | 8.21 | 8.94 | 10.23 | 1.85 |
| Tangible Book Value Per Share | 45.94 | 40.56 | 37.09 | 31.34 | 37.63 |
| Shareholders’ Equity Per Share | 56.89 | 51.47 | 48.12 | 42.51 | 48.84 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.18 | 0.19 | 0.19 | 0.19 | 0.18 |
| Revenue Per Share | 23.95 | 24.00 | 21.60 | 18.77 | 18.23 |
| Net Income Per Share | 5.71 | 4.90 | 5.35 | 5.70 | 5.81 |
| Tax Burden | 0.82 | 0.81 | 0.81 | 0.81 | 0.82 |
| Interest Burden | 0.99 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.42 | 0.32 | 0.34 | 0.39 | 0.40 |
| Stock-Based Compensation to Revenue | 0.02 | 0.01 | 0.01 | 0.01 | 0.01 |
| Income Quality | 5.02 | 1.74 | 1.40 | 1.22 | 1.50 |
Currency in USD
