Atlantic Union Bankshares(AUB)
$39.70-0.16 (-0.40%)
AUB
Atlantic Union Bankshares financials statements
$39.70
At close:-0.16 (-0.40%)
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Atlantic Union Bankshares (AUB) Ratios
184 Followers
Atlantic Union Bankshares Ratios
AUB's free cash flow for Q3 2026 was $174.03M. For the 2026 fiscal year, AUB's free cash flow was decreased by $-8.45M and operating cash flow was $182.49M. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 6.81 | 0.14 | 0.15 | 0.18 | 0.26 |
| Quick Ratio | 6.81 | 0.14 | 0.15 | 0.18 | 0.26 |
| Cash Ratio | 0.36 | 0.02 | 0.02 | 0.02 | 0.05 |
| Solvency Ratio | 0.01 | 0.01 | 0.01 | 0.02 | 0.02 |
| Operating Cash Flow Ratio | 0.15 | 0.02 | 0.02 | 0.02 | 0.02 |
| Short-Term Operating Cash Flow Coverage | 0.13 | 2.65 | 0.30 | 0.32 | 2.87 |
| Net Current Asset Value | $ -28.15B | $ -18.65B | $ -16.01B | $ -15.03B | $ -13.07B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.04 | 0.02 | 0.06 | 0.08 | 0.03 |
| Debt-to-Equity Ratio | 0.30 | 0.17 | 0.51 | 0.72 | 0.19 |
| Debt-to-Capital Ratio | 0.23 | 0.15 | 0.34 | 0.42 | 0.16 |
| Long-Term Debt-to-Capital Ratio | 0.13 | 0.12 | 0.13 | 0.14 | 0.13 |
| Financial Leverage Ratio | 7.51 | 7.82 | 8.28 | 8.62 | 7.40 |
| Debt Service Coverage Ratio | 0.23 | 0.38 | 0.19 | 0.20 | 1.98 |
| Interest Coverage Ratio | 0.51 | 0.49 | 0.70 | 3.68 | 7.76 |
| Debt to Market Cap | 0.33 | 0.16 | 0.48 | 0.65 | 0.18 |
| Interest Debt Per Share | 16.80 | 12.35 | 22.08 | 23.81 | 7.08 |
| Net Debt to EBITDA | 3.31 | 0.63 | 3.37 | 4.27 | -0.79 |
| Profitability Margins | |||||
| Gross Profit Margin | 60.26% | 56.99% | 64.12% | 87.78% | 102.78% |
| EBIT Margin | 16.57% | 19.30% | 22.95% | 35.94% | 44.82% |
| EBITDA Margin | 18.73% | 21.92% | 26.87% | 41.77% | 51.96% |
| Operating Profit Margin | 16.57% | 19.30% | 22.95% | 35.94% | 44.82% |
| Pretax Profit Margin | 16.57% | 19.30% | 22.95% | 35.94% | 44.82% |
| Net Profit Margin | 13.46% | 15.53% | 19.31% | 30.11% | 37.11% |
| Continuous Operations Profit Margin | 13.46% | 15.53% | 19.31% | 30.11% | 37.11% |
| Net Income Per EBT | 81.22% | 80.50% | 84.13% | 83.77% | 82.80% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 0.73% | 0.85% | 0.95% | 1.15% | 1.32% |
| Return on Equity (ROE) | 5.47% | 6.65% | 7.89% | 9.88% | 9.74% |
| Return on Capital Employed (ROCE) | 0.91% | 6.38% | 7.00% | 8.72% | 9.56% |
| Return on Invested Capital (ROIC) | 4.07% | 4.99% | 4.64% | 5.18% | 7.64% |
| Return on Tangible Assets | 0.77% | 0.90% | 1.00% | 1.20% | 1.38% |
| Earnings Yield | 6.02% | 6.41% | 7.37% | 8.90% | 9.14% |
| Efficiency Ratios | |||||
| Receivables Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Payables Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 12.20 | 11.95 | 11.49 | 6.59 | 5.28 |
| Asset Turnover | 0.05 | 0.05 | 0.05 | 0.04 | 0.04 |
| Working Capital Turnover Ratio | -0.29 | -0.08 | -0.07 | -0.06 | -0.06 |
| Cash Conversion Cycle | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Sales Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Cycle | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 0.76 | 3.58 | 3.71 | 5.60 | 4.36 |
| Free Cash Flow Per Share | 0.66 | 3.49 | 3.64 | 5.56 | 4.24 |
| Dividend Paid and CapEx Coverage Ratio | 0.48 | 2.35 | 2.57 | 4.13 | 3.20 |
| Capital Expenditure Coverage Ratio | 7.88 | 41.72 | 54.51 | 147.00 | 35.94 |
| Operating Cash Flow Coverage Ratio | 0.07 | 0.58 | 0.21 | 0.25 | 0.67 |
| Operating Cash Flow to Sales Ratio | 0.05 | 0.23 | 0.27 | 0.54 | 0.47 |
| Free Cash Flow Yield | 1.88% | 9.23% | 9.96% | 15.83% | 11.38% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 17.39 | 15.60 | 13.57 | 11.23 | 10.94 |
| Price-to-Sales (P/S) Ratio | 2.23 | 2.42 | 2.62 | 3.38 | 4.06 |
| Price-to-Book (P/B) Ratio | 0.91 | 1.04 | 1.07 | 1.11 | 1.07 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 53.21 | 10.84 | 10.04 | 6.32 | 8.79 |
| Price-to-Operating Cash Flow Ratio | 46.46 | 10.58 | 9.85 | 6.28 | 8.54 |
| Price-to-Earnings Growth (PEG) Ratio | -1.53 | -1.64 | -0.92 | -1.26 | 0.16 |
| Enterprise Value Multiple | 15.24 | 11.68 | 13.13 | 12.37 | 7.02 |
| Enterprise Value | 5.81B | 3.45B | 3.69B | 4.02B | 2.59B |
| EV to EBITDA | 15.24 | 11.68 | 13.13 | 12.37 | 7.02 |
| EV to Sales | 2.86 | 2.56 | 3.53 | 5.17 | 3.65 |
| EV to Free Cash Flow | 67.99 | 11.45 | 13.51 | 9.65 | 7.90 |
| EV to Operating Cash Flow | 59.37 | 11.18 | 13.26 | 9.59 | 7.68 |
| Tangible Book Value Per Share | 22.97 | 21.41 | 21.50 | 18.96 | 22.37 |
| Shareholders’ Equity Per Share | 38.88 | 36.48 | 34.10 | 31.66 | 35.01 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.19 | 0.20 | 0.16 | 0.16 | 0.17 |
| Revenue Per Share | 15.80 | 15.63 | 13.94 | 10.39 | 9.19 |
| Net Income Per Share | 2.13 | 2.43 | 2.69 | 3.13 | 3.41 |
| Tax Burden | 0.81 | 0.80 | 0.84 | 0.84 | 0.83 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.22 | 0.23 | 0.25 | 0.31 | 0.32 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.01 | 0.01 | 0.01 |
| Income Quality | 0.36 | 1.47 | 1.38 | 1.79 | 1.28 |
Currency in USD
