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Urbanise.com (UBN) AI Stock Analysis

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AU:UBN

Urbanise.com

(ASX:UBN)

Select Model
Rating:47Neutral
Price Target:AUD 0.66â–²(1.54% Upside)
Action:upgraded
Date:08/27/26

The score is held down by weak and volatile cash generation and ongoing operating losses, despite revenue growth and a conservative, low-debt balance sheet that provides some financial buffer. Technical indicators point to an overbought setup after a modest uptrend, and a negative P/E with no dividend yield keeps the valuation speculative and reliant on successful execution.

Positive Factors
Recurring SaaS revenue modelUrbanise's revenue base is centered on recurring subscription fees for its cloud platform. Recurring SaaS revenue tends to be predictable and sticky, improving revenue visibility and enabling scalable unit economics as customer count grows, supporting multi-quarter stability.
Negative Factors
Negative profitability and margin compressionUrbanise reports negative net and EBIT margins and a meaningful drop in gross margin, indicating structural cost or pricing issues. Persisting margin weakness will reduce retained earnings and limit reinvestment, making sustainable profit generation a longer-term challenge.

Urbanise.com (UBN) vs. iShares MSCI Australia ETF (EWA)

-20%-15%-10%-5%0%5%10%15%20%AU:UBN-12.16%EWA+16.39%Dec '25Jan '26Feb '26Mar '26Apr '26May '26Jun '26Jul '26Aug '26Sep '26Oct '26Nov '26
Market Cap
AUD 51.54M
Dividend Yield
―
Average Volume (3M)
66.87K
Price to Earnings (P/E)
-59.1
Beta (1Y)
-0.04
Revenue Growth
14.31%
EPS Growth
79.78%
Country
Australia
Employees
73
Sector
Technology
Sector Strength
61
Industry
Software - Application

Urbanise.com Business Overview & Revenue Model

Company Description

Urbanise.com Limited, together with its subsidiaries, designs and develops cloud-based software platforms in the Asia Pacific, Europe, the Middle East, and Africa. It operates in two segments: Strata and Facilities Management. The company offers Urba...

How the Company Makes Money

Urbanise.com primarily makes money by selling access to its cloud software platform to customers in the strata and facilities management ecosystem. The company’s revenue model is centered on recurring software fees (i.e., subscription or software-as-...

Urbanise.com Financial Statement Overview

Summary

Revenue is growing and net losses are narrowing, supported by a low‑debt balance sheet, but persistent operating losses and volatile, mostly negative free cash flow keep overall financial quality weak.

Income Statement

42Neutral

Balance Sheet

70Positive

Cash Flow

30Negative
Financial statement breakdown
BreakdownTTMJun 2026Jun 2025Jun 2024Jun 2023Jun 2022
Income Statement
Total Revenue15.01M15.01M13.13M12.60M12.85M12.67M
Gross Profit-375.83K-375.83K1.60M12.37M-3.34M-3.61M
EBITDA-1.29M-1.29M-2.83M-2.13M-4.75M-4.20M
Net Income-866.98K-866.98K-3.59M-3.46M-5.66M-5.90M
Balance Sheet
Total Assets21.21M21.21M25.58M14.01M16.78M15.94M
Cash, Cash Equivalents and Short-Term Investments11.90M11.90M16.02M1.90M4.25M3.97M
Total Debt457.64K457.64K99.47K404.99K751.52K623.58K
Total Liabilities7.49M7.49M12.05M8.83M8.73M6.40M
Stockholders Equity13.72M13.72M13.53M5.17M8.05M9.55M
Cash Flow
Free Cash Flow-3.82M-3.82M5.34M-2.08M-3.08M-3.84M
Operating Cash Flow-3.76M-3.76M5.38M-2.08M-3.03M-2.81M
Investing Cash Flow-10.16M-10.16M-35.59K-7,284-36.49K-1.03M
Financing Cash Flow-115.94K-115.94K8.65M-241.88K3.31M0

Urbanise.com Technical Analysis

Technical Analysis SentimentPositive
Last Price0.65

Price Trends

50DMA0.65Positive
100DMA0.65Positive
200DMA0.66Negative

Market Momentum

MACD0.00Negative
RSI55.68Neutral
STOCH33.33Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For AU:UBN, the sentiment is Positive. The current price of 0.65 is above the 20-day moving average (MA) of 0.64, above the 50-day MA of 0.65, and below the 200-day MA of 0.66, indicating a neutral trend. The MACD of 0.00 indicates Negative momentum. The RSI at 55.68 is Neutral, neither overbought nor oversold. The STOCH value of 33.33 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for AU:UBN.

Urbanise.com Peers Comparison

Overall Rating

UnderperformOutperform
Sector (61)

Financial Indicators

AU:UBN against its peers
NameOverall RatingMarket CapP/E RatioROEDividend YieldRevenue GrowthEPS Growth
AU:TNEAU:TNE81OutperformAUD 10.42B76.8632.19%1.21%14.48%6.31%
AU:HSNAU:HSN71OutperformAUD 729.63M15.3812.46%2.84%-1.53%10.09%
AU:OCLAU:OCL70OutperformAUD 604.39M16.8533.67%4.19%6.59%4.49%
AU:XROAU:XRO70OutperformAUD 10.75B81.173.68%―27.32%-30.84%
AU:SPZAU:SPZ63NeutralAUD 319.40M46.417.33%―63.33%12.84%
Sector *61Neutral$37.18B12.37-10.20%1.83%8.50%-7.62%
AU:UBNAU:UBN47NeutralAUD 51.54M-59.09-6.40%―14.31%79.78%

* Technology Sector Average

Performance Comparison

-60%-40%-20%0%AU:UBNAU:HSNAU:SPZAU:TNEAU:XROAU:OCLDec '25Jan '26Feb '26Mar '26Apr '26May '26Jun '26Jul '26Aug '26Sep '26Oct '26Nov '26
AU:UBN and its peers over the selected period
Show on chartTickerCompany NamePriceChange% Change
AU:UBNUrbanise.com Ltd.0.65-0.08-10.96%
AU:HSNHansen Technologies Limited3.52-2.26-39.12%
AU:SPZSmart Parking Limited0.76-0.48-38.71%
AU:TNETechnology One Limited31.49-4.52-12.54%
AU:XROXero Limited62.96-82.41-56.69%
AU:OCLObjective Corporation Limited6.20-11.78-65.51%

Urbanise.com Corporate Events

Urbanise posts revenue growth and launches key NAB-linked platform in transition year

Aug 26, 2026

Urbanise.com reported a 14.3% rise in FY26 revenue to $15.0 million, underpinned by licence fee growth, NAB-related implementation work and new customer wins. Annual recurring revenue reached $13.3 million and contracted ARR $14.0 million, while adju...

Urbanise.com files updated ASX governance key for 2026

Aug 26, 2026

Urbanise.com Limited has lodged its latest Appendix 4G with the ASX for the financial year ended 30 June 2026, confirming that its corporate governance statement is available on its website and current as of 18 August 2026. The filing, authorised by...

Urbanise.com Narrows Annual Loss as Revenue Rises 14%

Aug 25, 2026

Urbanise.com Limited reported a 14.3% increase in revenue from ordinary activities to $15.0 million for the year ended 30 June 2026, compared with $13.1 million a year earlier. The net loss attributable to members narrowed significantly to $0.9 milli...

Urbanise Sets Date for FY2026 Results and Investor Webinar

Aug 13, 2026

Urbanise.com Limited will release its financial results for the year ended 30 June 2026 on 26 August 2026, underscoring its role in delivering cloud-based SaaS solutions to the strata and facilities management segments of the property sector. The com...

Urbanise.com Lists Additional Shares Following Convertible Securities Exercise

Jul 22, 2026

Urbanise.com Ltd has applied for the quotation of 21,333 new ordinary fully paid shares on the Australian Securities Exchange under the code UBN, with an issue date of July 20, 2026. The relatively small share issuance, arising from the conversion of...

Urbanise flags new Strata platform upgrades and banking integration

Jun 9, 2026

Urbanise.com has outlined a series of upcoming innovations for its Urbanise Strata platform, including integration with National Australia Bank services, a new body corporate manager owners portal, and broader strata management upgrades. The company...

Urbanise launches integrated NAB payments and owners portal for strata platform

Jun 3, 2026

Urbanise.com Limited has unveiled a staged rollout of major upgrades to its Urbanise Strata Management Solution, including enhanced automated reconciliation and supplier payment workflows, a new integration service connecting the platform to National...

Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.

Date of analysis: Aug 27, 2026