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360 Capital REIT (TOT) AI Stock Analysis

AU:TOT

360 Capital REIT

(ASX:TOT)

Select Model
Rating:64Neutral
Price Target:AUD 0.44â–²(11.14% Upside)
Action:reiterated
Date:08/17/26

The score is driven primarily by improved recent financial performance (strong 2026 profitability and positive free cash flow) offset by a history of volatile results and a moderate increase in leverage. Technicals are modestly constructive with a slight positive trend and neutral momentum. Valuation is supported by a reasonable P/E and a high dividend yield.

Positive Factors
2026 revenue growth and profitability reboundThe return to solid revenue growth and strong margins indicates improved earnings capacity. If sustained, this can support distributions and strengthen the trust’s ability to manage its commercial property portfolio over the medium term.
Negative Factors
Highly volatile earnings historyLarge swings between losses and strong profitability make recurring earnings less predictable. This volatility can complicate distribution planning, reduce confidence in normalized income and increase dependence on favourable property or accounting outcomes.

360 Capital REIT (TOT) vs. iShares MSCI Australia ETF (EWA)

-10%-5%0%5%10%15%20%AU:TOT+4.22%EWA+13.51%Dec '25Jan '26Feb '26Mar '26Apr '26May '26Jun '26Jul '26Aug '26Sep '26Oct '26
Market Cap
AUD 87.24M
Dividend Yield
7.97%
Average Volume (3M)
77.35K
Price to Earnings (P/E)
13.5
Beta (1Y)
0.13
Revenue Growth
12.17%
EPS Growth
378.69%
Country
Australia
Employees
―
Sector
Real Estate
Sector Strength
65
Industry
REIT - Diversified

360 Capital REIT Business Overview & Revenue Model

Company Description

360 Capital REIT strategically deploys its capital across the complete range of real estate financing structures. This allows the firm to adeptly navigate diverse market conditions with the primary goal of optimizing risk-adjusted returns for its inv...

How the Company Makes Money

360 Capital REIT primarily makes money from property-related income and returns generated by its investment portfolio. The core revenue stream is rental income collected from tenants under commercial lease agreements across its owned properties; this...

360 Capital REIT Financial Statement Overview

Summary

Latest year (2026) shows improved revenue growth (~10%), very strong margins (~39% net/EBIT), and positive free cash flow, but multi-year volatility remains a key risk (large losses in 2023–2024 and negative cash flow in 2024). Leverage is moderate for a REIT (debt-to-equity ~0.67) but higher than earlier zero-debt years, reducing flexibility.

Income Statement

57Neutral

Balance Sheet

62Positive

Cash Flow

60Neutral
Financial statement breakdown
BreakdownTTMJun 2026Jun 2025Jun 2024Jun 2023Jun 2022
Income Statement
Total Revenue16.24M16.24M14.56M15.22M16.41M11.53M
Gross Profit7.33M7.33M14.56M15.22M8.81M7.30M
EBITDA6.34M6.34M5.88M-16.86M7.94M46.65M
Net Income6.33M6.33M1.31M-21.95M-47.92M33.73M
Balance Sheet
Total Assets213.97M213.97M201.53M207.38M232.90M201.77M
Cash, Cash Equivalents and Short-Term Investments645.00K645.00K451.00K5.66M7.34M177.56M
Total Debt83.70M83.70M71.80M73.38M83.41M0
Total Liabilities88.18M88.18M76.41M78.65M101.45M16.66M
Stockholders Equity125.78M125.78M125.13M128.73M131.45M185.11M
Cash Flow
Free Cash Flow5.67M5.67M4.59M-7.55M6.23M6.63M
Operating Cash Flow5.67M5.67M4.59M-7.55M6.23M6.63M
Investing Cash Flow-11.82M-11.82M-3,000-1.65M-92.11M-5.75M
Financing Cash Flow6.35M6.35M-6.48M8.45M78.12M-5.65M

360 Capital REIT Technical Analysis

Technical Analysis SentimentPositive
Last Price0.40

Price Trends

50DMA0.39Positive
100DMA0.40Positive
200DMA0.39Positive

Market Momentum

MACD0.00Negative
RSI53.45Neutral
STOCH80.00Negative

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For AU:TOT, the sentiment is Positive. The current price of 0.40 is above the 20-day moving average (MA) of 0.39, above the 50-day MA of 0.39, and above the 200-day MA of 0.39, indicating a bullish trend. The MACD of 0.00 indicates Negative momentum. The RSI at 53.45 is Neutral, neither overbought nor oversold. The STOCH value of 80.00 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for AU:TOT.

360 Capital REIT Peers Comparison

Overall Rating

UnderperformOutperform
Sector (65)

Financial Indicators

AU:TOT against its peers
NameOverall RatingMarket CapP/E RatioROEDividend YieldRevenue GrowthEPS Growth
AU:CLWAU:CLW77OutperformAUD 2.46B8.728.20%7.50%39.66%133.43%
AU:GPTAU:GPT74OutperformAUD 9.35B8.879.83%4.97%-7.59%178.60%
AU:APWAU:APW68NeutralAUD 173.62M5.0014.56%―839.72%-33.97%
Sector *65Neutral$2.17B12.193.79%4.94%3.15%1.96%
AU:DXSAU:DXS64NeutralAUD 6.13B13.044.83%6.45%-28.16%250.74%
AU:TOTAU:TOT64NeutralAUD 88.34M13.535.05%7.97%12.17%378.69%
AU:ABGAU:ABG57NeutralAUD 750.67M-9.69-4.99%10.12%-5.19%-377.08%

* Real Estate Sector Average

Performance Comparison

-20%0%20%AU:TOTAU:DXSAU:GPTAU:CLWAU:APWAU:ABGDec '25Jan '26Feb '26Mar '26Apr '26May '26Jun '26Jul '26Aug '26Sep '26Oct '26
AU:TOT and its peers over the selected period
Show on chartTickerCompany NamePriceChange% Change
AU:TOT360 Capital REIT0.400.037.05%
AU:DXSDexus5.74-1.06-15.56%
AU:GPTGPT Group4.88-0.20-3.96%
AU:CLWCharter Hall Long WALE REIT3.40-0.53-13.53%
AU:APWAIMS Property Securities Fund3.900.5416.07%
AU:ABGAbacus Property Group0.84-0.27-24.32%

360 Capital REIT Corporate Events

360 Capital REIT Updates ASX Corporate Governance Disclosures for 2026

Aug 12, 2026

360 Capital REIT has filed its Appendix 4G and updated corporate governance statement for the financial year ended 30 June 2026. The statement, current as at 31 July 2026, outlines how the trust has applied the ASX Corporate Governance Council’...

360 Capital REIT Releases FY26 Results and FY27 Guidance Overview

Aug 12, 2026

360 Capital REIT has released its FY26 Results Presentation dated 12 August 2026, outlining the trust’s performance and strategic direction. The presentation is structured around key highlights, details of the investment portfolio, financial re...

360 Capital REIT boosts earnings on full occupancy and structured equity gains

Aug 12, 2026

360 Capital REIT, traded on the ASX as TOT, is a diversified property trust with modern office, healthcare and high-tech industrial assets across Australia’s eastern states. The fund combines long-lease direct property holdings with a structure...

360 Capital REIT boosts earnings while maintaining stable distributions and NTA

Aug 12, 2026

360 Capital REIT reported an 11.5% rise in revenue to $16.2 million for the year to 30 June 2026, with profit attributable to stapled securityholders jumping to $6.3 million from $1.3 million. Operating profit increased 33.3% to $6.9 million, driving...

360 Capital REIT Director Boosts Indirect Stake via Dividend Reinvestment

Jul 28, 2026

360 Capital REIT has disclosed a change in director Andrew Moffat’s indirect interest in the trust’s stapled securities, reflecting an increase in units held through Cowoso Capital Pty Ltd as trustee for The Cowoso Super Fund. The holding...

360 Capital REIT director increases indirect holdings via DRP

Jul 28, 2026

360 Capital REIT has disclosed a change in the relevant interests of director Tony Robert Pitt, following an increase in his indirect holdings through TT Investments Pty Limited. The securities are held on behalf of the 360 Capital Equity Co-investme...

360 Capital REIT Confirms Quarterly Distribution and DRP Securities Issue

Jul 27, 2026

360 Capital REIT has updated its dividend notification, confirming the payment of a quarterly distribution for the period ended 30 June 2026 on its fully paid stapled securities. The distribution is being paid exclusively from the 360 Capital Passive...

360 Capital REIT Expands ASX-Quoted Stapled Units via Distribution Plan

Jul 27, 2026

360 Capital REIT has applied for quotation of 2,198,992 fully paid stapled units on the ASX, to be issued on 27 July 2026. The securities are being issued under a dividend or distribution plan, expanding the trust’s quoted unit base and offerin...

360 Capital REIT Director Realigns Indirect Security Holdings

Jun 24, 2026

360 Capital REIT has disclosed a change in the indirect security interests of director Tony Robert Pitt, reflecting internal transfers between entities through which he holds units in the stapled REIT. Pitt’s superannuation fund, TT Superannuat...

360 Capital REIT Declares Quarterly Passive-Only Distribution

Jun 22, 2026

360 Capital REIT has declared a quarterly distribution of AUD 0.0075 per fully paid stapled security for the period ending 30 June 2026, with an ex-date of 29 June, a record date of 30 June and payment scheduled for 27 July 2026. The distribution wil...

360 Capital REIT appoints Hall Chadwick as new auditor after group restructure

Jun 5, 2026

360 Capital REIT has appointed Hall Chadwick (NSW) as auditor of the scheme and its compliance plans, replacing Ernst & Young following a competitive tender process. The change, effective 5 June 2026, comes after the delisting and privatisation o...

360 Capital REIT Director Tony Pitt Increases Indirect Security Holding

Jun 5, 2026

360 Capital REIT has disclosed a change in director Tony Pitt’s indirect interests following a series of on-market trades conducted between 2 and 5 June 2026. Through entities associated with him, notably the 360 Capital Equity Co-investment Tr...

360 Capital REIT director increases indirect stapled security holding

May 29, 2026

360 Capital REIT has disclosed a change in the indirect holdings of director Tony Robert Pitt, reflecting additional stapled securities acquired on market through associated investment entities. The purchases were executed over several days in late M...

Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.

Date of analysis: Aug 17, 2026