My Rewards International Limited (MRI) AI Stock Analysis

• Market Cap: N/A
• Dividend Yield: N/A
• Average Volume (3M): 20.00K
• Price to Earnings (P/E): ―
• Beta (1Y): -5.94
• Revenue Growth: N/A
• EPS Growth: N/A
• Country: AU
• Employees: N/A
• Sector: Technology
• Sector Strength: 88
• Industry: Software - Application
• EPS (TTM): N/A
• Shares Outstanding: 1,158,187,100
• 10 Day Avg. Volume: 20,000
• 30 Day Avg. Volume: 20,000
• PEG Ratio: N/A
• Price to Book (P/B): N/A
• Price to Sales (P/S): N/A
• P/FCF Ratio: N/A
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0

• Rating: 35 Underperform
• Price Target: ―

My Rewards International Limited is facing severe financial distress, with significant revenue decline, negative margins, and severe balance sheet weaknesses. Cash flow issues highlight liquidity constraints and reliance on external funding. While the technical analysis shows stable price trends, the lack of momentum indicators suggests no clear direction. Valuation metrics are not supportive, reflecting the financial challenges the company is experiencing. Overall, the stock is high-risk and requires substantial improvements for better performance.

My Rewards International Limited Business Overview & Revenue Model

Company Description

My Rewards International Limited (MRI) is a company that operates within the loyalty and rewards sector. It specializes in providing innovative customer engagement and reward solutions, designed to enhance customer loyalty and retention for businesses across various industries. MRI offers a comprehensive suite of services, including digital rewards platforms, incentive programs, and customer feedback systems, aimed at optimizing client relationships and driving business growth.

How the Company Makes Money

My Rewards International Limited generates revenue primarily through subscription fees and service charges for its loyalty and rewards platforms. The company partners with businesses across different sectors to implement customized rewards programs that cater to their specific customer engagement needs. MRI earns income by charging clients for the development, management, and maintenance of these programs. Additionally, the company may receive transaction fees from vendors participating in their rewards ecosystem. Strategic partnerships with industry players further enhance MRI's revenue streams by expanding its market reach and offering integrated solutions to its clients.

My Rewards International Limited Financial Statement Overview

Summary

My Rewards International Limited's financial statements reveal significant financial distress across all areas. The company is facing a sharp decline in revenue, negative profitability margins, and severe balance sheet weaknesses with negative equity. Cash flow issues further exacerbate these challenges, highlighting liquidity constraints and dependence on external funding. The financial health of the company is concerning, indicating a need for strategic restructuring and operational improvements.

Income Statement

The company has experienced a significant revenue decline over the past year, with revenue decreasing from $22 million to $7.1 million, representing a substantial revenue contraction. The gross profit margin is low at 3.5%, and the net profit margin has worsened, with a negative value of -36.8%. The EBIT and EBITDA margins are also negative, indicating ongoing operational and financial challenges. Overall, the income statement reflects poor financial health and declining revenue, which significantly impacts profitability.

Balance Sheet

The company's balance sheet shows a negative stockholders' equity of -$5.2 million, indicating that liabilities exceed assets. This is a major red flag concerning the company's solvency. The debt-to-equity ratio is not calculable due to negative equity but suggests high leverage. The equity ratio is also negative, signaling financial instability. Overall, the balance sheet reveals significant financial distress and a concerning capital structure.

Cash Flow

Operating cash flow is negative at -$2.1 million, reflecting challenges in generating cash from core operations. Free cash flow is also negative, indicating reliance on external financing, as evidenced by positive financing cash flows. The operating cash flow to net income ratio and free cash flow to net income ratio are not favorable, showing inefficiency in cash generation. Overall, cash flow statements highlight liquidity issues and heavy reliance on financing activities to sustain operations.

Breakdown	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	7.23M	22.04M	15.94M	15.04M	15.74M
Gross Profit	364.42K	-1.06M	-82.81K	-29.54K	-761.76K
EBITDA	-1.92M	-4.48M	-5.60M	-822.75K	-766.31K
Net Income	-2.62M	-5.22M	-6.14M	-3.34M	-1.22M
Balance Sheet
Total Assets	752.09K	4.72M	3.51M	7.57M	2.17M
Cash, Cash Equivalents and Short-Term Investments	0.00	0.00	349.05K	5.45M	21.65K
Total Debt	2.10M	1.53M	435.27K	926.00K	951.03K
Total Liabilities	5.93M	5.75M	3.42M	2.78M	3.26M
Stockholders Equity	-5.18M	-1.03M	93.94K	4.79M	-1.08M
Cash Flow
Free Cash Flow	-2.36M	-2.12M	-4.30M	-1.91M	84.66K
Operating Cash Flow	-2.15M	-1.71M	-4.02M	-1.72M	87.05K
Investing Cash Flow	-210.19K	-509.63K	-1.25M	-185.52K	-198.46K
Financing Cash Flow	2.33M	1.86M	5.32M	2.21M	80.94K

My Rewards International Limited Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
WEB	65 Neutral	1.47B	7.98	35.04%	―	-30.32%	170.01%
SPL	55 Neutral	92.01M	-9.17	―	―	-40.74%	-21.21%
APX	44 Neutral	228.43M	-6.70	-17.50%	―	-9.02%	80.67%
MYX	41 Neutral	419.23M	-4.47	―	―	5.07%	46.14%
BRN	41 Neutral	433.02M	-12.65	-123.22%	―	503.29%	11.46%
MRI	35 Underperform	―	―	―	―	―	―
Sector *	61 Neutral	$37.18B	12.37	-10.20%	1.83%	8.50%	-7.62%

My Rewards International Limited Corporate Events

My Rewards International Expands with Fly Wallet Acquisition and New Investments

My Rewards International Limited has completed the acquisition of Fly Wallet Pty Ltd, a company specializing in innovative white label loyalty and rewards wallet programs. This acquisition strengthens My Rewards’ capabilities in providing multicurrency, secure card and wallet solutions for global loyalty programs. Additionally, the company has secured new investments and a $15 million put option facility with LDA Capital Limited, bolstering its financial position and supporting future growth initiatives.

My Rewards International Completes Acquisition of Fly Wallet

My Rewards International Limited has completed the acquisition of Fly Wallet Pty Ltd, a company known for its innovative white label loyalty and rewards wallet programs. This acquisition allows My Rewards to enhance its offerings with Fly Wallet’s multicurrency, secure, and robust card and wallet solutions, potentially strengthening its position in the global loyalty and rewards market. The acquisition, valued at $785,000, is expected to be funded through existing cash flows and does not involve any changes to the board of directors.

My Rewards International Limited Announces Proposed Securities Issue

My Rewards International Limited announced a proposed issue of 4,166,667 ordinary fully paid securities, with the issue date set for April 23, 2025. This move is part of a placement or other type of issue, potentially impacting the company’s market positioning by increasing its capital base and providing additional resources for strategic initiatives.

My Rewards International Limited Announces Quotation of New Securities

My Rewards International Limited has announced the quotation of 11,249,999 ordinary fully paid securities on the Australian Securities Exchange (ASX) as of April 4, 2025. This move is part of previously announced transactions and may impact the company’s market presence and stakeholder interests by potentially increasing liquidity and investment opportunities.

My Rewards International Limited Announces Quotation of New Securities

My Rewards International Limited has announced the quotation of 13,055,556 ordinary fully paid securities on the Australian Securities Exchange (ASX) as of April 3, 2025. This move is part of a previously announced transaction, potentially impacting the company’s market presence and offering stakeholders an opportunity to assess the company’s growth and strategic direction.

My Rewards International Limited Announces Proposed Securities Issue

My Rewards International Limited has announced a proposed issue of 20,833,333 ordinary fully paid securities, with the issue date set for April 2, 2025. This move is part of a placement or other type of issue, aimed at raising capital and potentially enhancing the company’s market position. The announcement could have implications for the company’s operations and industry positioning, as it seeks to expand its financial resources and stakeholder engagement.

My Rewards International Faces Revenue Decline Amid Strategic Adjustments

My Rewards International Limited reported a significant 75.1% decline in revenue for the half-year ending December 2024, primarily due to changes in rewards offers from key suppliers and the loss of two major clients. Despite these challenges, the company managed to reduce its net loss by 21.5% through strategic cost-cutting measures. The company is focusing on identifying new revenue opportunities and strengthening relationships to improve financial stability and long-term growth prospects.

My Rewards International Faces Revenue Decline Amidst Market Challenges

My Rewards International Limited reported a significant decline in revenue by 72.4% for the year ending June 30, 2024, due to changes in offerings by key suppliers and the loss of two major clients. Despite the revenue drop, the company managed to reduce its net loss by 69.8% through cost-cutting measures, indicating efforts to stabilize its financial position amidst challenging market conditions.