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Income Asset Management Group Limited (AU:IAM)
ASX:IAM
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Income Asset Management Group Limited (IAM) AI Stock Analysis

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AU:IAM

Income Asset Management Group Limited

(Sydney:IAM)

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Neutral 44 (OpenAI - 5.2)
Rating:44Neutral
Price Target:
AU$0.02
▼(-36.67% Downside)
Action:Reiterated
Date:07/01/26
The score is primarily held down by weak financial performance, driven by persistent losses and negative operating/free cash flow despite modest recent revenue growth. Technicals provide only a small offset (price slightly above shorter moving averages), but the longer-term trend remains weak versus the 200-day average. Valuation is also pressured by a negative P/E and no provided dividend yield support.
Positive Factors
Low leverage
A low debt-to-equity ratio (0.18) provides durable financial flexibility, lowering bankruptcy risk and interest burden. Over 2-6 months this supports capital allocation for operations or selective investments and cushions the firm against revenue volatility common in asset management.
Negative Factors
Persistent losses
Ongoing negative margins across gross, EBIT and EBITDA reflect structural profitability problems, indicating the business is not converting revenues into sustainable earnings. This undermines retained earnings, limits reinvestment, and challenges long-term shareholder value creation.
Read all positive and negative factors
Positive Factors
Negative Factors
Low leverage
A low debt-to-equity ratio (0.18) provides durable financial flexibility, lowering bankruptcy risk and interest burden. Over 2-6 months this supports capital allocation for operations or selective investments and cushions the firm against revenue volatility common in asset management.
Read all positive factors

Income Asset Management Group Limited (IAM) vs. iShares MSCI Australia ETF (EWA)

Income Asset Management Group Limited Business Overview & Revenue Model

Company Description
Income Asset Management Group Limited (IAM.AX) is an Australian financial services firm specializing in providing a comprehensive suite of fixed income investment solutions. These offerings encompass treasury oversight, cash management, bonds, deb...
How the Company Makes Money
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Income Asset Management Group Limited Financial Statement Overview

Summary
Overall fundamentals are weak: the income statement shows persistent losses with negative gross/EBIT/EBITDA margins, and cash flow has been negative on operating and free cash flow measures. The balance sheet is a relative bright spot with low leverage (debt-to-equity 0.18) and a solid equity ratio (59.23%), but negative ROE and prior negative equity raise stability concerns.
Income Statement
20
Very Negative
Balance Sheet
35
Negative
Cash Flow
25
Negative
BreakdownTTMJun 2025Jun 2024Jun 2023Jun 2022Jun 2021
Income Statement
Total Revenue18.22M17.15M14.02M13.86M7.19M3.35M
Gross Profit5.94M-54.97K6.29M9.94M1.40M-11.31M
EBITDA-3.48M-2.75M-6.77M-2.21M-9.65M-14.44M
Net Income-4.65M-5.50M-14.47M-6.26M-11.59M-15.29M
Balance Sheet
Total Assets8.83M10.45M9.36M22.34M18.39M18.48M
Cash, Cash Equivalents and Short-Term Investments4.09M7.24M5.29M9.28M2.93M7.22M
Total Debt7.37M1.12M10.66M8.48M4.80M3.94M
Total Liabilities7.68M4.26M14.63M13.51M7.01M6.66M
Stockholders Equity1.14M6.19M-5.28M8.83M11.38M11.83M
Cash Flow
Free Cash Flow-1.95M-4.49M-7.26M-1.31M-7.25M-7.50M
Operating Cash Flow-1.90M-4.39M-7.19M-1.23M-7.10M-7.38M
Investing Cash Flow-205.77K-583.52K-468.25K3.00M-3.66M-721.41K
Financing Cash Flow1.27M6.21M3.22M4.54M7.60M9.90M

Income Asset Management Group Limited Technical Analysis

Technical Analysis Sentiment
Positive
Last Price0.03
Price Trends
50DMA
0.02
Positive
100DMA
0.02
Positive
200DMA
0.03
Negative
Market Momentum
MACD
<0.01
Negative
RSI
59.80
Neutral
STOCH
66.67
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For AU:IAM, the sentiment is Positive. The current price of 0.03 is above the 20-day moving average (MA) of 0.02, above the 50-day MA of 0.02, and above the 200-day MA of 0.03, indicating a neutral trend. The MACD of <0.01 indicates Negative momentum. The RSI at 59.80 is Neutral, neither overbought nor oversold. The STOCH value of 66.67 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for AU:IAM.

Income Asset Management Group Limited Peers Comparison

Overall Rating
UnderperformOutperform
Sector (68)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
72
Outperform
AU$55.62M6.1235.99%6.39%0.11%21.50%
68
Neutral
$18.00B11.429.92%3.81%9.73%1.22%
63
Neutral
AU$958.53M24.349.90%2.65%11.84%26.57%
53
Neutral
AU$24.50M25.224.11%2.03%35.83%
48
Neutral
AU$14.39M68.502.73%14.36%
46
Neutral
AU$24.35M-1.91-27.93%4.88%-55.51%
44
Neutral
AU$18.62M-4.00-126.93%14.09%78.63%
* Financial Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
AU:IAM
Income Asset Management Group Limited
0.02
>-0.01
-33.33%
AU:APL
Contango Asset Management Ltd.
0.25
0.14
127.27%
AU:BWF
Blackwall Limited
0.14
-0.13
-47.79%
AU:CIW
Clime Investment Management Ltd
0.30
-0.07
-18.85%
AU:MAM
Microequities Asset Management Group Ltd.
0.43
-0.06
-12.73%
AU:QAL
Qualitas Limited
3.15
-0.25
-7.33%

Income Asset Management Group Limited Corporate Events

Income Asset Management names James Mitchell as new CFO to drive next growth phase
Apr 30, 2026
Income Asset Management Group has appointed James Mitchell as its new Chief Financial Officer, effective 5 May 2026, bringing more than three decades of experience across financial services, hospitality and corporate leadership, including senior r...
Income Asset Management flags pending revenue as losses and litigation costs weigh
Apr 29, 2026
Income Asset Management Group reported operating revenue of $2.9 million for the third quarter of FY2026, excluding a further $2.7 million in contracted revenue awaiting settlement that would lift unaudited year-to-date revenue from $12 million to...
Income Asset Management Recoups $2.05m via Insurance Fraud Settlement
Apr 29, 2026
Income Asset Management Group Limited has secured a $2.05 million insurance settlement linked to losses from fraudulent activity by a former employee, partially recovering funds misappropriated in 2025. The payment, due by 12 May 2026, closes all ...
Income Asset Management Clears 4.9 Million Lapsed Performance Rights
Apr 15, 2026
Income Asset Management Group Limited has notified the market that 4,865,000 performance rights, quoted under ASX code IAMAC, have lapsed without being exercised or converted. The securities ceased on 31 December 2025 due to the expiry of the perf...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Jul 01, 2026