TipRanks
Go Ultimate55% OFF

Gratifii Ltd (GTI) AI Stock Analysis

Top Page

AU:GTI

Gratifii Ltd

(ASX:GTI)

Select Model
Rating:43Neutral
Price Target:AUD 0.02â–¼(-4.17% Downside)
Action:reiterated
Date:10/27/26

The score is primarily constrained by weak financial performance: declining recent revenue, negative gross profit, persistent losses, and ongoing negative operating/free cash flow. Technicals add further pressure with the stock trading below key moving averages despite moderately stable momentum. Valuation provides limited support due to a negative P/E and no dividend yield data.

Positive Factors
Manageable leverageLow leverage and positive equity provide Gratifii with a more resilient capital structure than in 2024. This reduces balance-sheet pressure and preserves financial flexibility to support operations or pursue growth while the company works to restore profitability.
Negative Factors
Recent revenue contractionThe recent revenue decline signals weaker commercial momentum and makes it harder for Gratifii to spread fixed platform and operating costs across a growing base. Continued contraction would constrain investment capacity and reduce the potential for a durable recovery in earnings.

Gratifii Ltd (GTI) vs. iShares MSCI Australia ETF (EWA)

-80%-60%-40%-20%0%20%AU:GTI-70.00%EWA+13.51%Dec '25Jan '26Feb '26Mar '26Apr '26May '26Jun '26Jul '26Aug '26Sep '26Oct '26
Market Cap
AUD 16.56M
Dividend Yield
―
Average Volume (3M)
1.07M
Price to Earnings (P/E)
-1.3
Beta (1Y)
0.85
Revenue Growth
-2.50%
EPS Growth
55.84%
Country
Australia
Employees
52
Sector
Technology
Sector Strength
61
Industry
Software - Application

Gratifii Ltd Business Overview & Revenue Model

Company Description

Gratifii Limited is a technology firm dedicated to developing and implementing loyalty and incentive programs across Australia, South Africa, and Singapore. At the heart of its offerings is Mosaic, a cloud-based enterprise platform for customer engag...

Gratifii Ltd Financial Statement Overview

Summary

Financial performance is weak. The latest year shows revenue decline (-11.1%), gross profit turning negative, and ongoing operating/net losses. Cash flow remains negative (operating and free cash flow), indicating continued cash burn, partially offset by improved balance-sheet leverage (low debt-to-equity ~0.13 and positive equity).

Income Statement

28Negative

Balance Sheet

52Neutral

Cash Flow

24Negative
Financial statement breakdown
BreakdownTTMJun 2026Jun 2025Jun 2024Jun 2023Jun 2022
Income Statement
Total Revenue53.09M53.09M54.45M29.84M29.93M11.17M
Gross Profit-960.59K-960.59K6.69M4.47M5.05M2.63M
EBITDA-3.27M-3.27M-4.57M-7.68M-2.00M-1.01M
Net Income-7.56M-7.56M-10.95M-10.52M-3.81M-2.43M
Balance Sheet
Total Assets17.00M17.00M20.90M13.73M19.26M13.58M
Cash, Cash Equivalents and Short-Term Investments3.26M3.26M2.83M324.11K1.69M2.07M
Total Debt916.82K916.82K910.52K2.75M1.83M3.41M
Total Liabilities10.21M10.21M13.91M12.27M11.15M8.08M
Stockholders Equity6.79M6.79M6.99M1.46M8.11M5.50M
Cash Flow
Free Cash Flow-5.15M-5.15M-4.88M-3.53M-2.58M176.14K
Operating Cash Flow-5.14M-5.14M-4.85M-653.47K450.77K176.14K
Investing Cash Flow-235.18K-235.18K-3.11M-2.88M-4.89M-4.83M
Financing Cash Flow5.82M5.82M10.47M2.13M4.06M4.50M

Gratifii Ltd Technical Analysis

Technical Analysis SentimentNegative
Last Price0.02

Price Trends

50DMA0.03Negative
100DMA0.03Negative
200DMA0.04Negative

Market Momentum

MACD-0.00Positive
RSI6.68Positive
STOCH-11.11Positive

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For AU:GTI, the sentiment is Negative. The current price of 0.02 is below the 20-day moving average (MA) of 0.03, below the 50-day MA of 0.03, and below the 200-day MA of 0.04, indicating a bearish trend. The MACD of -0.00 indicates Positive momentum. The RSI at 6.68 is Positive, neither overbought nor oversold. The STOCH value of -11.11 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for AU:GTI.

Gratifii Ltd Peers Comparison

Overall Rating

UnderperformOutperform
Sector (61)

Financial Indicators

AU:GTI against its peers
NameOverall RatingMarket CapP/E RatioROEDividend YieldRevenue GrowthEPS Growth
Sector *61Neutral$37.18B12.37-10.20%1.83%8.50%-7.62%
AU:SKKAU:SKK52NeutralAUD 108.44M-8.95-18.49%―1098.10%-71.43%
AU:1TTAU:1TT44NeutralAUD 5.75M-0.14-251.66%―297.87%88.91%
AU:UNTAU:UNT44NeutralAUD 9.23M-1.51-85.63%―-18.68%17.50%
AU:GTIAU:GTI43NeutralAUD 16.56M-1.27-103.70%―-2.50%55.84%
AU:XF1AU:XF141NeutralAUD 8.36M-19.008.99%―-10.18%80.00%
AU:KLVAU:KLV35UnderperformAUD 79.09M-2.5943.57%―333.43%85.59%

* Technology Sector Average

Performance Comparison

0%200%400%600%800%AU:GTIAU:SKKAU:UNTAU:XF1AU:KLVDec '25Jan '26Feb '26Mar '26Apr '26May '26Jun '26Jul '26Aug '26Sep '26Oct '26
AU:GTI and its peers over the selected period
Show on chartTickerCompany NamePriceChange% Change
AU:GTIGratifii Ltd0.02-0.06-70.00%
AU:SKKStakk Ltd0.02-0.03-66.67%
AU:UNTCrowd Media Holdings Limited0.01-0.00-15.38%
AU:1TTWooboard Technologies Limited―――
AU:XF1Xref Ltd0.04-0.12-76.25%
AU:KLVMy Rewards International Limited0.490.39366.67%

Gratifii Ltd Corporate Events

Gratifii pivots to eCommerce marketplace as new enterprise deals offset softer quarter

Oct 28, 2026

Gratifii has completed a full rebuild of its rewards platform into a full‑function eCommerce marketplace, integrating with Marketplacer and BigCommerce to support major new enterprise channels. The company has secured deals with Qantas, Woolwor...

Gratifii Sets 2026 AGM as Virtual-Only Meeting via Automic Platform

Oct 27, 2026

Gratifii Limited, an Australian-listed company, is deepening its use of online shareholder engagement tools by hosting meetings via Automic’s virtual platform. This approach reflects a broader trend in corporate governance toward digital partic...

Gratifii plans investor webinar to present Q1 FY27 performance and outlook

Oct 20, 2026

Gratifii Limited will host a live investor webinar on 30 October 2026 to present its Quarterly Activities Report and cash flow statement for the quarter ended 30 September 2026. Chief Executive Officer and Managing Director Iain Dunstan will outline...

Gratifii’s Ticketmates Secures Three-Year Qantas Deal for Movies and Experiences Marketplace

Oct 19, 2026

Gratifii’s subsidiary Ticketmates has launched its online marketplace for the 18 million members of the Qantas Frequent Flyer program under a binding three-year agreement with Qantas Airways, giving Qantas customers access to a catalogue of mov...

Gratifii Discloses Equity Holdings as Director Patrina Kerr Steps Down

Sep 30, 2026

Gratifii Limited has announced that director Patrina Kerr ceased to be a director of the company on 1 October 2026, triggering a final disclosure of her interests in the company’s securities. The notice outlines her substantial holdings across...

Gratifii refreshes board with appointment of Rod Walker and retirement of Patrina Kerr

Sep 30, 2026

Gratifii Limited has appointed Rod Walker as an independent non-executive director, adding more than 35 years of board and senior executive experience across retail, consumer, healthcare and technology sectors in Australia, the U.S. and Canada. Walke...

Gratifii Publishes 2026 Annual Report Detailing Governance and Financials

Sep 29, 2026

Gratifii Ltd has released its Annual Report for the year ended 30 June 2026, outlining its financial review, directors’ report, remuneration report and audited financial statements. The document also includes shareholder and corporate informati...

Gratifii sets date and procedures for 2026 virtual AGM and director nominations

Sep 29, 2026

Gratifii Limited has scheduled its 2026 Annual General Meeting for 27 November 2026 at 10:00am AEDT, to be held as a virtual meeting, underscoring its continued use of online formats for shareholder engagement. The AGM will include the election of di...

Gratifii Director’s Lapsed Options Slightly Reduce Future Equity Exposure

Sep 7, 2026

Gratifii Ltd has reported a change in director Iain Dunstan’s interests, noting that 60,000 plan options exercisable at $0.60 and expiring on 1 September 2026 have lapsed without consideration. The update, lodged under ASX listing rule 3.19A.2,...

Gratifii’s Ticketmates Strikes Cinema Ticket Distribution Deal with Blackhawk

Sep 6, 2026

Gratifii’s Ticketmates subsidiary has signed an agreement with Blackhawk Network Australia to supply a broad range of movie tickets to Blackhawk’s rewards and loyalty clients. The deal gives Blackhawk API-based access to Gratifii’s...

Gratifii Options Expire Unexercised, Trimming Potential Equity Dilution

Sep 2, 2026

Gratifii Ltd has reported the cessation of 60,000 options, previously listed under the ASX security code GTIAK and carrying an exercise price of $0.60, following their expiry on 1 September 2026 without being exercised or converted. The move slightly...

Gratifii narrows FY26 loss as rewards platform strategy takes hold

Aug 31, 2026

Gratifii Limited reported a modest increase in total transaction value to $62.7 million for FY26, while revenue slipped 2.5 per cent to $53.1 million and gross profit declined, but its net loss narrowed significantly to $7.56 million. Rewards revenue...

Gratifii Narrows FY26 Loss as Efficiency Gains Offset Softer Revenue

Aug 31, 2026

Gratifii reported a slight increase in total transaction value in FY26 to $62.7 million, but overall revenue from ordinary activities dipped 2.5% to $53.1 million as loyalty services income fell. Rewards revenue rose modestly, and cost management hel...

Gratifii Says No Undisclosed News Behind Share Price Move

Aug 26, 2026

Gratifii Ltd has responded to a query from the ASX regarding recent movements in its share price, stating it is not aware of any undisclosed information that would explain the trading activity. The company also confirmed it has not issued earnings gu...

Gratifii Issues 6.8 Million Unquoted Options in ASX Filing

Aug 11, 2026

Gratifii Ltd has notified the market of the issue of 6,845,066 unquoted three-year options with a strike price of $0.06, pursuant to an Appendix 3G filing with the ASX dated 12 August 2026. The options, which are not quoted and not intended to be quo...

Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.

Date of analysis: Oct 27, 2026