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Euroz Hartleys Group Limited
(Sydney:EZL)
Select Model
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Rating:70Outperform
Price Target:
AU$1.50
▲(20.97% Upside)
Action:Reiterated
Date:08/26/26
The score is led by constructive technical trend and reasonable valuation with an attractive dividend yield. Offsetting these positives, the overall assessment is capped by weakened financial quality due to the sharp deterioration into negative operating and free cash flow in 2026 despite improved revenue growth and low leverage.
Positive Factors
Revenue Growth and Profitability
The 2026 rebound indicates renewed demand for the group’s financial services, while solid net and EBIT margins show the core model remains profitable. Maintaining this margin base would support reinvestment and dividends, although it is below prior-cycle peaks.
Negative Factors
Negative Cash Conversion
The shift to negative operating and free cash flow after positive results in 2024–2025 weakens confidence in earnings conversion. If sustained, working-capital volatility could constrain liquidity, distributions, and the company’s ability to fund growth internally.
Read all positive and negative factors
Positive Factors
Negative Factors
Revenue Growth and Profitability
The 2026 rebound indicates renewed demand for the group’s financial services, while solid net and EBIT margins show the core model remains profitable. Maintaining this margin base would support reinvestment and dividends, although it is below prior-cycle peaks.
Read all positive factors
Euroz Hartleys Group Limited (EZL) vs. iShares MSCI Australia ETF (EWA)
Market Cap
AU$208.82M
Dividend Yield5.56%
Average Volume (3M)118.33K
Price to Earnings (P/E)12.6
Beta (1Y)0.73
Revenue Growth41.52%
EPS Growth62.58%
CountryAU
Employees189
SectorFinancial
Sector Strength70
IndustryAsset Management
Share Statistics
EPS (TTM)0.11
Shares Outstanding164,822,600
10 Day Avg. Volume154,733
30 Day Avg. Volume118,325
Financial Highlights & Ratios
PEG Ratio0.16
Price to Book (P/B)2.18
Price to Sales (P/S)1.48
P/FCF Ratio-177.69
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Euroz Hartleys Group Limited Business Overview & Revenue Model
Company Description
Established in Perth, Australia, in 1961, Euroz Hartleys Group Limited is a diversified financial services firm, known as Euroz Limited until its name change in November 2021. The company delivers a broad spectrum of financial solutions, including...
How the Company Makes Money
EZL makes money primarily by earning fees and commissions from financial services activities. Key revenue streams typically include: (1) Brokerage and trading-related revenue: commissions and fees generated when clients buy and sell listed securit...
Euroz Hartleys Group Limited Financial Statement Overview
Summary
Income Statement
70
Positive
Balance Sheet
78
Positive
Cash Flow
42
Neutral
| Breakdown | Jun 2026 | Jun 2025 | Jun 2024 | Jun 2023 | Jun 2022 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | 141.97M | 97.75M | 89.22M | 95.94M | 118.69M |
| Gross Profit | 129.43M | 97.75M | 89.22M | 95.94M | 118.69M |
| EBITDA | 27.04M | 18.27M | 9.14M | 16.34M | 60.54M |
| Net Income | 16.67M | 10.26M | 5.47M | 9.34M | 40.72M |
Balance Sheet | |||||
| Total Assets | 201.58M | 222.71M | 192.80M | 185.57M | 277.55M |
| Cash, Cash Equivalents and Short-Term Investments | 80.84M | 118.06M | 92.94M | 88.16M | 199.21M |
| Total Debt | 12.15M | 13.03M | 13.95M | 3.55M | 4.91M |
| Total Liabilities | 105.47M | 108.52M | 78.56M | 70.53M | 84.34M |
| Stockholders Equity | 96.11M | 114.19M | 114.24M | 115.04M | 193.21M |
Cash Flow | |||||
| Free Cash Flow | -1.18M | 39.17M | 18.82M | 3.27M | 22.14M |
| Operating Cash Flow | -929.00K | 39.20M | 19.00M | 3.59M | 24.27M |
| Investing Cash Flow | -250.00K | -32.00K | -1.91M | -1.98M | 104.77M |
| Financing Cash Flow | -36.04M | -14.06M | -12.30M | -104.13M | -32.75M |
Euroz Hartleys Group Limited Technical Analysis
Positive
1.24
Price Trends
1.31
Positive
1.23
Positive
1.19
Positive
Market Momentum
0.02
Positive
55.56
Neutral
20.61
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For AU:EZL, the sentiment is Positive. The current price of 1.24 is below the 20-day moving average (MA) of 1.33, below the 50-day MA of 1.31, and above the 200-day MA of 1.19, indicating a bullish trend. The MACD of 0.02 indicates Positive momentum. The RSI at 55.56 is Neutral, neither overbought nor oversold. The STOCH value of 20.61 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for AU:EZL.
Euroz Hartleys Group Limited Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
71 Outperform | AU$2.66B | 17.16 | 8.75% | 7.50% | -17.31% | -45.44% | |
71 Outperform | AU$2.20B | 23.25 | 5.64% | 6.61% | -16.00% | ― | |
70 Outperform | AU$208.82M | 12.58 | 16.81% | 5.56% | 41.52% | 62.58% | |
70 Outperform | AU$3.38B | 17.32 | 16.92% | 4.31% | 22.38% | 22.74% | |
69 Neutral | AU$571.76M | 21.35 | 6.50% | 5.16% | -7.09% | -18.20% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
56 Neutral | AU$992.02M | 45.25 | 4.22% | 4.20% | 42.16% | -48.90% |
* Financial Sector Average
AU:EZL
Euroz Hartleys Group Limited
1.35
0.44
47.86%
AU:MFG
Magellan Financial Group Ltd
8.67
-0.94
-9.80%
AU:PPT
Perpetual Limited
18.46
0.22
1.20%
AU:PNI
Pinnacle Investment Management Group Limited
13.93
-4.03
-22.44%
AU:MAF
MA Financial Group Limited
5.24
-3.92
-42.81%
AU:EQT
EQT Holdings Ltd.
21.11
-4.43
-17.34%
Euroz Hartleys Group Limited Corporate Events
Euroz Hartleys boosts profit and restructures with BMO deal
Aug 25, 2026
Euroz Hartleys Group reported a sharp improvement in earnings for the year to 30 June 2026, with revenue from continuing operations rising 43.6% to $141.7 million and net profit after tax up 62.4% to $16.7 million. The board declared fully franked...
Euroz Hartleys to Sell Capital Markets Arm to BMO and Refocus on Wealth
Jun 29, 2026
Euroz Hartleys has agreed to sell its Capital Markets business to BMO Financial Group’s Australian subsidiary for A$145 million in cash, subject to customary adjustments and conditions. The deal follows exclusive due diligence, reflects stro...
Euroz Hartleys Confirms Exclusive Talks to Sell Capital Markets Arm to BMO
Jun 4, 2026
Euroz Hartleys Group Limited has confirmed it is in exclusive discussions with BMO Financial Group over a confidential, non-binding proposal to acquire its Capital Markets business for A$145 million in cash. If completed, Euroz Hartleys would reta...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.