IncentiaPay Ltd. (EAT) AI Stock Analysis

• Market Cap: AU$5.13M
• Dividend Yield: N/A
• Average Volume (3M): N/A
• Price to Earnings (P/E): ―
• Beta (1Y): -0.17
• Revenue Growth: 12.88%
• EPS Growth: -22.58%
• Country: AU
• Employees: 60
• Sector: Technology
• Sector Strength: 88
• Industry: Software - Infrastructure
• EPS (TTM): >-0.01
• Shares Outstanding: 1,281,686,000
• 10 Day Avg. Volume: N/A
• 30 Day Avg. Volume: N/A
• PEG Ratio: N/A
• Price to Book (P/B): 0.00
• Price to Sales (P/S): 0.00
• P/FCF Ratio: 0.00
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: Moderate Sell
• Number of Analyst Covering: 0

• Rating: 32 Underperform
• Price Target: AU$0.00 ▼(-100.00% Downside)

The overall score reflects significant financial instability, with negative profitability margins and high leverage posing major risks. The lack of clear technical analysis data and poor valuation metrics further contribute to a low score. Without earnings call and corporate event insights, these issues dominate the outlook.

IncentiaPay Ltd. Business Overview & Revenue Model

Company Description

IncentiaPay Ltd. (EAT) is an Australian-based company operating in the digital payments and customer engagement sectors. It primarily offers loyalty programs, marketing solutions, and digital payment services. The company is known for providing businesses with tools to enhance customer loyalty and engagement through various platforms and technologies.

How the Company Makes Money

IncentiaPay Ltd. makes money through a combination of subscription fees, transaction-based revenue, and advertising services. The company offers loyalty and rewards programs that businesses subscribe to in order to enhance customer engagement, for which they charge a recurring fee. Additionally, IncentiaPay generates revenue from transaction fees when customers use their payment solutions. Partnerships with businesses and advertisers also contribute to their earnings, as these partnerships enable targeted marketing campaigns and sponsored content within their platforms.

IncentiaPay Ltd. Financial Statement Overview

Summary

IncentiaPay Ltd. is facing significant financial challenges. The company has negative profitability margins, high leverage, and poor cash flow management. These issues could impact its ability to operate sustainably and pose risks for stakeholders.

Income Statement

IncentiaPay Ltd. has experienced a consistent decline in revenue over the past several years, with a noticeable decrease from 2019 to 2024. The company also exhibits negative gross profit margins and net profit margins, indicating that it is not operating profitably. The EBIT and EBITDA margins are also negative, further highlighting operational inefficiencies.

Balance Sheet

The company has a negative stockholders' equity, suggesting financial instability and potential solvency issues. The debt-to-equity ratio is not calculable due to negative equity, but the total liabilities significantly exceed assets, indicating high leverage. These factors pose significant risks to financial health.

Cash Flow

IncentiaPay Ltd. shows a negative free cash flow and operating cash flow over the years, reflecting cash flow challenges. The company is not generating sufficient cash to cover its operations, which could hinder future growth and sustainability.

Breakdown	TTM	Jun 2024	Jun 2023	Jun 2022	Jun 2021	Jun 2020
Income Statement
Total Revenue	17.69M	16.55M	17.13M	19.79M	19.25M	42.03M
Gross Profit	-3.96M	-1.93M	-1.79M	-4.13M	-4.78M	-4.20M
EBITDA	-6.58M	-4.57M	-17.64M	-13.54M	-4.62M	-14.18M
Net Income	-10.06M	-7.64M	-20.39M	-15.63M	-8.40M	-24.66M
Balance Sheet
Total Assets	3.73M	4.18M	4.68M	16.86M	23.66M	27.28M
Cash, Cash Equivalents and Short-Term Investments	1.73M	2.08M	2.27M	1.55M	4.08M	6.33M
Total Debt	9.20M	27.51M	19.47M	9.37M	6.79M	7.10M
Total Liabilities	16.01M	33.46M	26.46M	18.19M	18.50M	21.03M
Stockholders Equity	-12.28M	-29.28M	-21.78M	-1.33M	5.16M	6.25M
Cash Flow
Free Cash Flow	-6.90M	-5.43M	-7.22M	-13.05M	-8.24M	-14.00M
Operating Cash Flow	-6.89M	-5.87M	-8.55M	-12.49M	-5.55M	-14.04M
Investing Cash Flow	-17.36K	346.45K	-183.00K	-574.00K	-2.91M	-54.00K
Financing Cash Flow	6.64M	5.22M	7.94M	10.60M	5.98M	15.73M

IncentiaPay Ltd. Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
KNO	63 Neutral	6.48M	-4.17	0.00%	―	2.15%	-900.00%
QFE	47 Neutral	39.75M	-8.33	-77.25%	―	24.46%	24.10%
SPX	44 Neutral	23.08M	-1.89	0.00%	―	106.21%	-60.61%
EAT	32 Underperform	AU$5.13M	―		―	12.88%	-22.58%
Sector *	61 Neutral	$37.18B	12.37	-10.20%	1.83%	8.50%	-7.62%

IncentiaPay Ltd. Corporate Events

Entertainment Rewards Ltd Reports Strong Q4 FY25 Performance

Entertainment Rewards Ltd reported a significant improvement in its financial performance for Q4 FY25, with a 6.1% revenue increase over the same quarter last year and a 19% growth in FY25 compared to FY24. The company secured a $2.5 million loan facility, enhancing financial flexibility to pursue strategic goals. Despite a net operating cash loss of $1.47 million, the company showed progress in membership acquisition and fundraising efforts, raising over $200,000 for various causes. The company’s strategic focus on quality and revenue pivot has resulted in strong growth across all revenue streams, positioning it well for future success.