Want to see AU:CF1 full AI Analyst Report?
Complii Fintech Solutions Ltd (CF1) AI Stock Analysis
Complii Fintech Solutions Ltd
(ASX:CF1)
The overall score is deeply negative, driven primarily by a precarious financial state. The company is unprofitable, burning cash, and has taken on significant debt while revenues are declining sharply. This fundamental weakness is confirmed by a bearish technical trend with the stock price below all major moving averages and extremely oversold conditions. The negative P/E ratio further underscores the lack of earnings power. The company faces a high risk of continued value erosion.
Complii Fintech Solutions Ltd (CF1) vs. iShares MSCI Australia ETF (EWA)
- Market Cap
- AUD 15.33M
- Dividend Yield
- ―
- Average Volume (3M)
- 470.57K
- Price to Earnings (P/E)
- -3.5
- Beta (1Y)
- 1.55
- Revenue Growth
- -23.49%
- EPS Growth
- -57.78%
- Country
- Australia
- Employees
- 55
- Sector
- Technology
- Sector Strength
- 61
- Industry
- Software - Application
Complii Fintech Solutions Ltd Business Overview & Revenue Model
Company Description
Complii FinTech Solutions Ltd, along with its associated entities, provides a comprehensive array of financial technology solutions across Australia and on the international stage. Key offerings include Complii Advisor Bid, designed to automate the d...
Complii Fintech Solutions Ltd Financial Statement Overview
Summary
Financial health is critically weak. The company suffers from persistent and deep operating losses, a 25% revenue decline in FY26, and five consecutive years of negative operating and free cash flow. The balance sheet has deteriorated sharply with a debt-to-equity ratio spiking to 1.30 as equity is rapidly consumed. The overall profile indicates a high risk to viability.
Income Statement
18Very NegativeBalance Sheet
35NegativeCash Flow
10Very Negative| Breakdown | TTM | Jun 2026 | Jun 2025 | Jun 2024 | Jun 2023 | Jun 2022 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 6.11M | 6.11M | 9.64M | 6.32M | 6.69M | 8.64M |
| Gross Profit | 5.20M | 5.20M | 947.71K | 5.46M | -2.49M | 1.58M |
| EBITDA | -4.80M | -4.80M | -1.59M | -4.40M | -5.31M | -615.42K |
| Net Income | -4.26M | -4.26M | -2.70M | -10.22M | -5.45M | 114.94K |
Balance Sheet | ||||||
| Total Assets | 5.84M | 5.84M | 7.50M | 15.97M | 18.94M | 13.23M |
| Cash, Cash Equivalents and Short-Term Investments | 1.19M | 1.19M | 2.05M | 1.94M | 5.80M | 5.74M |
| Total Debt | 2.13M | 2.13M | 451.51K | 398.30K | 647.15K | 893.29K |
| Total Liabilities | 4.20M | 4.20M | 2.49M | 8.83M | 2.67M | 2.26M |
| Stockholders Equity | 1.64M | 1.64M | 5.01M | 7.14M | 16.27M | 10.96M |
Cash Flow | ||||||
| Free Cash Flow | -2.37M | -2.37M | -1.24M | -3.12M | -1.75M | 872.72K |
| Operating Cash Flow | -2.34M | -2.34M | -1.23M | -3.11M | -1.71M | 995.85K |
| Investing Cash Flow | -189.12K | -189.12K | 1.89M | -187.94K | 1.24M | 540.51K |
| Financing Cash Flow | 1.49M | 1.49M | -545.77K | -534.83K | 536.89K | 201.88K |
Complii Fintech Solutions Ltd Technical Analysis
Price Trends
Market Momentum
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For AU:CF1, the sentiment is Negative. The current price of 0.03 is above the 20-day moving average (MA) of 0.02, above the 50-day MA of 0.02, and above the 200-day MA of 0.02, indicating a bearish trend. The MACD of 0.00 indicates Negative momentum. The RSI at 46.00 is Neutral, neither overbought nor oversold. The STOCH value of 102.22 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for AU:CF1.
Complii Fintech Solutions Ltd Peers Comparison
Overall Rating
AU:BVS73Outperform
AU:OCL70Outperform
AU:IRE57Neutral
AU:AR951Neutral
AU:ID840Underperform- AU:CF138Underperform
Financial Indicators
| Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
| AU:BVS | 73Outperform | AUD 1.52B | 13.68 | 107.14% | 4.17% | -9.72% | 51.09% |
| AU:OCL | 70Outperform | AUD 594.83M | 16.26 | 33.67% | 4.16% | 6.59% | 4.49% |
| Sector * | 61Neutral | $37.18B | 12.37 | -10.20% | 1.83% | 8.50% | -7.62% |
| AU:IRE | 57Neutral | AUD 1.03B | 11.22 | 22.13% | 4.87% | -14.44% | 5.34% |
| AU:AR9 | 51Neutral | AUD 39.67M | -2.15 | -80.59% | ― | 119.88% | -118.99% |
| AU:ID8 | 40Underperform | AUD 3.86M | -0.75 | 564.22% | ― | -1.21% | -20.92% |
| AU:CF1 | 38Underperform | AUD 15.94M | -3.52 | -146.51% | ― | -23.49% | -57.78% |
* Technology Sector Average
Performance Comparison
| Show on chart | Ticker | Company Name | Price | Change | % Change |
|---|---|---|---|---|---|
| AU:CF1 | Complii Fintech Solutions Ltd | 0.03 | -0.00 | -3.85% | |
| AU:IRE | IRESS Limited | 5.54 | -3.11 | -35.92% | |
| AU:AR9 | archTIS Ltd. | 0.08 | -0.02 | -21.00% | |
| AU:BVS | Bravura Solutions Limited | 3.37 | 0.74 | 27.94% | |
| AU:OCL | Objective Corporation Limited | 6.25 | -11.73 | -65.24% | |
| AU:ID8 | Identitii Ltd. | 0.80 | 0.00 | 0.00% |
Complii Fintech Solutions Ltd Corporate Events
Complii FinTech Sets Date and Process for 2026 AGM
Complii FinTech Solutions Ltd has announced details of its 2026 Annual General Meeting, which will be held on 25 November 2026 at the company’s Sydney offices. The company has dispatched a letter to shareholders, the formal meeting notice, and...
Complii Fintech seeks ASX quotation for new ordinary shares
Complii Fintech Solutions Ltd has applied for quotation on the ASX of 1,089,138 new ordinary fully paid shares under its CF1 ticker. The securities, issued on 9 October 2026 following the exercise or conversion of existing options or other convertibl...
Complii Director Increases Equity Stake Through Share-Based Fees
Complii Fintech Solutions Ltd has disclosed a change in director Nicholas Prosser’s indirect interest in the company, following the issue of fully paid ordinary shares in lieu of his director’s fees for the 2026 financial year. The shares...
Complii issues equity to settle director fees, affirms regulatory compliance
Complii FinTech Solutions has issued 1,982,897 new fully paid ordinary shares to director Nicholas Proseer in lieu of his fees for the 2026 financial year. The company has confirmed that the shares were issued without a prospectus under relevant Corp...
Complii Fintech Issues Equity to Director in Lieu of Cash Fees
Complii Fintech Solutions Ltd has applied for quotation on the ASX of nearly two million fully paid ordinary shares issued to non-executive director Nick Prosser. The shares were granted under the company’s Director Fee Plan as a non-cash settl...
Complii FinTech appoints new Company Secretary to strengthen governance
Complii FinTech Solutions Ltd has appointed Lee Tamplin as Company Secretary, effective immediately, following the resignation of Karen Logan, who has served in the role since 2020 and is thanked by the board for her contributions. Tamplin, founder a...
Complii FinTech Discloses Lapse of Director Performance Rights
Complii FinTech Solutions Ltd has reported a change in the indirect interests of director Craig Mason following the lapse of certain performance rights. The update, lodged under ASX disclosure requirements, outlines a reduction in Mason’s perfo...
Complii Fintech Sees 22 Million Performance Rights Lapse After Conditions Fail
Complii Fintech Solutions Ltd has announced the lapse of 22,000,000 performance rights, designated as CF1AM, following the failure or impossibility of satisfying the conditions attached to these rights. The cessation, effective 25 August 2026, reduce...
Complii FinTech Details Governance Framework in 2026 Statement
Complii FinTech Solutions Ltd has released its latest corporate governance statement and accompanying Appendix 4G, outlining the company’s approach to governance for the year ended 30 June 2026. The statement details how the board structures ov...
Complii FinTech Posts Record Capital Raisings and Secures Major Institutional Contract in FY26
Complii FinTech Solutions reported strong operating momentum in FY26, with clients raising a record $22.48 billion across 3,592 capital raising offerings on its platform and Annual Recurring Revenue growing 5.2% at group level. The company also compl...
Complii FinTech posts wider FY26 loss and lapses performance rights
Complii FinTech Solutions has reported its preliminary results for the year ended 30 June 2026, showing a 21% decline in revenues from ordinary activities to $6.42 million and a 58.1% increase in after-tax loss to $4.26 million. The company’s n...
Complii Secures $450,000 Loan Against Anticipated FY26 R&D Tax Incentive
Complii FinTech Solutions Ltd has entered into a secured loan facility agreement with Kashcade RD1 Pty Ltd for $450,000, providing the company with early access to a portion of its anticipated FY26 Research and Development Tax Incentive. The funds, t...
Complii FinTech Releases New Investor Presentation for Sharewise Webinar
Complii FinTech Solutions has released its latest investor presentation, which will be delivered by Executive Chairman Craig Mason at a Sharewise webinar. The presentation aims to update investors on the company’s current position and outlook,...
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.
Date of analysis: Aug 28, 2026