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Bravura Solutions Limited (AU:BVS)
ASX:BVS
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Bravura Solutions Limited (BVS) AI Stock Analysis

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AU:BVS

Bravura Solutions Limited

(Sydney:BVS)

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Outperform 73 (OpenAI - 4o)
Rating:73Outperform
Price Target:
AU$3.50
▲(17.85% Upside)
Bravura Solutions Limited has a solid overall stock score driven by strong financial performance and attractive valuation. The company's robust cash flow and profitability metrics, combined with a high dividend yield, make it appealing to investors. Technical indicators support a positive outlook, although past revenue declines and missing balance sheet metrics suggest cautious optimism.

Bravura Solutions Limited (BVS) vs. iShares MSCI Australia ETF (EWA)

Bravura Solutions Limited Business Overview & Revenue Model

Company DescriptionBravura Solutions Limited engages in the development, licensing, and maintenance of administration and management software applications for the wealth management and funds administration sectors in Australia, New Zealand, the United Kingdom, and internationally. The company operates through two segments, Wealth Management and Funds Administration. It offers Sonata, a wealth management solution for the administration of a range of wealth management products; Sonata Alta, a digital operating model, which provides clients control over their customer's data, operations, and end customer experiences; Bravura Digital that provides digital service; Garradin, a private wealth and portfolio administration solution for the administration of retail and wholesale wealth management, trusts and estates, SMSFs, managed accounts, fund accounting, and tax; and ePASS, an online portal that provides online services for superannuation members and employers. The company also provides Rufus enterprise solution that offers fund administration for transfer agencies; Rufus SaaS, a transfer agency solution that supports the global administration, servicing, and distribution of a range of investments; Babel solution, a financial messaging platform that connects to a range of financial product distributor platforms and the back-office functions of various markets using message media and formats; taWeb, a digital platform for transfer agents and fund managers; and financial planning solutions, such as AdviceOS and Digital Advice. In addition, it offers professional services, including consulting, data migration and services, software development, support, project management, and training services, as well as managed and cloud services. The company was formerly known as Bravura Solutions Holdings Pty Ltd and changed its name to Bravura Solutions Limited in October 2016. Bravura Solutions Limited was founded in 2004 and is headquartered in Sydney, Australia.
How the Company Makes MoneyBravura Solutions generates revenue primarily through the licensing of its software products and related services. The company charges clients for the use of its platforms, which can include one-time licensing fees, ongoing subscription fees, and maintenance agreements. Key revenue streams include software sales, implementation services, and consulting fees. Additionally, Bravura may engage in strategic partnerships with financial institutions to enhance its offerings, which can lead to additional revenue opportunities. The company also benefits from recurring revenue through long-term contracts with clients, ensuring a stable income stream.

Bravura Solutions Limited Financial Statement Overview

Summary
Bravura Solutions Limited demonstrates a strong financial recovery with improved profitability and cash flow metrics. The income statement reflects enhanced operational efficiency and profitability, while the balance sheet shows low leverage and high return on equity. The cash flow statement highlights robust cash generation, supporting the company's financial health. However, past revenue declines and the absence of some balance sheet metrics warrant cautious optimism.
Income Statement
75
Positive
Bravura Solutions Limited has shown a strong recovery in its income statement metrics. The gross profit margin has significantly improved to 100% in the latest year, indicating efficient cost management. The net profit margin also increased to 28.95%, reflecting enhanced profitability. Revenue growth is modest at 1.77%, but the EBIT and EBITDA margins have improved to 36.30% and 42.13%, respectively, showing strong operational performance. However, the company experienced a revenue decline in previous years, which could pose a risk if not managed well.
Balance Sheet
68
Positive
The balance sheet of Bravura Solutions Limited shows a stable financial position with a low debt-to-equity ratio of 0.14, indicating low leverage. The return on equity is notably high at 79.32%, suggesting efficient use of equity to generate profits. However, the equity ratio is not explicitly provided, which limits a comprehensive assessment of asset financing. The company has managed to reduce its debt over the years, enhancing financial stability.
Cash Flow
80
Positive
Bravura Solutions Limited exhibits strong cash flow metrics with a significant free cash flow growth rate of 34.12% in the latest year, indicating robust cash generation capabilities. The operating cash flow to net income ratio is 1.42, and the free cash flow to net income ratio is 0.97, both reflecting healthy cash flow relative to earnings. The company has improved its cash flow position significantly compared to previous years, which supports its operational and financial flexibility.
BreakdownTTMDec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Income Statement
Total Revenue259.08M256.42M248.95M248.20M265.43M242.34M
Gross Profit71.97M256.42M38.98M11.39M59.23M60.35M
EBITDA49.28M108.03M29.05M-252.86M58.60M62.46M
Net Income74.23M74.23M8.78M-280.71M29.93M34.56M
Balance Sheet
Total Assets179.84M179.84M229.20M258.39M456.70M465.88M
Cash, Cash Equivalents and Short-Term Investments58.69M58.69M89.97M75.75M48.67M73.57M
Total Debt13.32M13.32M17.41M27.79M30.58M36.76M
Total Liabilities86.26M86.26M95.53M132.48M121.83M136.09M
Stockholders Equity93.58M93.58M133.67M125.91M334.88M329.78M
Cash Flow
Free Cash Flow99.92M97.71M23.42M-25.87M15.65M21.64M
Operating Cash Flow100.51M100.58M29.91M-6.69M41.82M46.98M
Investing Cash Flow-2.87M-2.87M-6.49M-24.09M-33.01M-48.39M
Financing Cash Flow-127.08M-127.15M-8.87M57.43M-32.38M-25.09M

Bravura Solutions Limited Technical Analysis

Technical Analysis Sentiment
Neutral
Last Price2.97
Price Trends
50DMA
2.64
Positive
100DMA
2.39
Positive
200DMA
2.29
Positive
Market Momentum
MACD
0.08
Positive
RSI
51.81
Neutral
STOCH
40.82
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For AU:BVS, the sentiment is Neutral. The current price of 2.97 is below the 20-day moving average (MA) of 3.16, above the 50-day MA of 2.64, and above the 200-day MA of 2.29, indicating a neutral trend. The MACD of 0.08 indicates Positive momentum. The RSI at 51.81 is Neutral, neither overbought nor oversold. The STOCH value of 40.82 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for AU:BVS.

Bravura Solutions Limited Peers Comparison

Overall Rating
UnderperformOutperform
Sector (61)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
AU$1.33B17.8765.33%8.71%25.67%744.90%
$37.18B12.37-10.20%1.83%8.50%-7.62%
€1.63B18.4026.73%2.40%-4.10%341.80%
AU$1.08B379.69<0.01%-29.99%-66.84%
AU$977.20M-104.29-3.19%0.40%-280.65%
* Technology Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
AU:BVS
Bravura Solutions Limited
3.01
1.69
128.03%
AU:IRE
IRESS Limited
8.65
-1.06
-10.90%
AU:NXL
Nuix Ltd.
2.48
-5.26
-67.96%
AU:RUL
RPMGlobal Holdings Ltd
4.87
1.89
63.42%
AU:FCL
FINEOS Corporation Holdings Plc Shs Chess Depositary Interests Repr 1 Sh
2.97
1.61
118.38%

Bravura Solutions Limited Corporate Events

Bravura Solutions Updates Constitution Following Shareholder Approval
Oct 15, 2025

Bravura Solutions Limited announced the approval of its amended constitution by shareholders at the 2025 Annual General Meeting. This update aligns with ASX Listing Rule 15.4 and reflects the company’s ongoing commitment to governance and regulatory compliance, potentially impacting its operational framework and stakeholder engagement.

The most recent analyst rating on (AU:BVS) stock is a Hold with a A$2.10 price target. To see the full list of analyst forecasts on Bravura Solutions Limited stock, see the AU:BVS Stock Forecast page.

Bravura Solutions Announces Leadership Changes
Oct 14, 2025

Bravura Solutions Limited has announced a change in its board of directors, with Matthew Quinn retiring as Chair and Independent Non-Executive Director, and Russell Baskerville taking over as the new Chair. This transition marks a new phase for the company, as it continues to strengthen its leadership team with the appointment of Damien Leonard as Deputy Chair and Shezad Okhai to the Audit and Risk Management Committee. These changes are expected to impact the company’s operations positively, enhancing its industry positioning and stakeholder relations.

The most recent analyst rating on (AU:BVS) stock is a Hold with a A$2.10 price target. To see the full list of analyst forecasts on Bravura Solutions Limited stock, see the AU:BVS Stock Forecast page.

Bravura Solutions Announces Cessation of Securities
Oct 12, 2025

Bravura Solutions Limited announced the cessation of certain securities, specifically 600,000 options and 122,054 performance rights, due to unmet conditions. This development may impact the company’s capital structure and could influence stakeholder perceptions regarding the company’s operational strategies and financial health.

The most recent analyst rating on (AU:BVS) stock is a Hold with a A$2.10 price target. To see the full list of analyst forecasts on Bravura Solutions Limited stock, see the AU:BVS Stock Forecast page.

Bravura Solutions Director Alters Shareholding
Oct 2, 2025

Bravura Solutions Limited has announced a change in the director’s interest, with Director Matthew Quinn disposing of 200,000 ordinary shares through an on-market trade, valued at $588,171. This change reflects a shift in the director’s investment position and may have implications for the company’s stock market perception and stakeholder confidence.

The most recent analyst rating on (AU:BVS) stock is a Buy with a A$3.40 price target. To see the full list of analyst forecasts on Bravura Solutions Limited stock, see the AU:BVS Stock Forecast page.

Bravura Solutions Updates FY26 Financial Guidance
Sep 30, 2025

Bravura Solutions Limited has updated its FY26 financial guidance, projecting revenues between $265 million and $275 million and cash EBITDA between $55 million and $65 million. The revised forecast is driven by the strong GBP, increased project revenues in EMEA, and a focus on operational efficiency, indicating positive growth and strategic positioning in the market.

The most recent analyst rating on (AU:BVS) stock is a Buy with a A$2.50 price target. To see the full list of analyst forecasts on Bravura Solutions Limited stock, see the AU:BVS Stock Forecast page.

Bravura Solutions Appoints Colin Greenhill as New Group CEO
Sep 28, 2025

Bravura Solutions Limited has announced the appointment of Colin Greenhill as the new Group CEO, effective January 1, 2026. Greenhill, who brings over 15 years of executive experience in software businesses for financial services and insurance sectors, will be based in London. The board conducted a global search and unanimously agreed on Greenhill, who previously led SSP Worldwide. This leadership change is expected to strengthen Bravura’s market positioning and drive long-term value creation for its stakeholders.

The most recent analyst rating on (AU:BVS) stock is a Buy with a A$2.50 price target. To see the full list of analyst forecasts on Bravura Solutions Limited stock, see the AU:BVS Stock Forecast page.

Bravura Solutions Announces 2025 AGM Details
Sep 12, 2025

Bravura Solutions Limited has announced its upcoming Annual General Meeting (AGM) for shareholders in 2025. The notice informs shareholders about the availability of the company’s 2025 Annual Report on its website, emphasizing the company’s commitment to digital accessibility and shareholder engagement.

The most recent analyst rating on (AU:BVS) stock is a Hold with a A$2.10 price target. To see the full list of analyst forecasts on Bravura Solutions Limited stock, see the AU:BVS Stock Forecast page.

Bravura Solutions Announces 2025 AGM Date and Director Elections
Aug 20, 2025

Bravura Solutions Limited has announced that its 2025 Annual General Meeting will be held on October 15, 2025, with a key agenda item being the re-election and appointment of directors. This meeting is significant for stakeholders as it will influence the company’s governance and strategic direction.

The most recent analyst rating on (AU:BVS) stock is a Buy with a A$2.90 price target. To see the full list of analyst forecasts on Bravura Solutions Limited stock, see the AU:BVS Stock Forecast page.

Bravura Solutions Announces Cessation of Securities
Aug 15, 2025

Bravura Solutions Limited announced the cessation of 54,027 ordinary fully paid securities due to an on-market buy-back, effective August 13, 2025. This move is part of the company’s capital management strategy, potentially impacting its market positioning by optimizing capital structure and returning value to shareholders.

The most recent analyst rating on (AU:BVS) stock is a Sell with a A$2.15 price target. To see the full list of analyst forecasts on Bravura Solutions Limited stock, see the AU:BVS Stock Forecast page.

Bravura Solutions Completes Final Phase of Share Buy-Back Program
Aug 13, 2025

Bravura Solutions Limited has announced the final notification of its on-market buy-back program, repurchasing a total of 54,027 ordinary fully paid securities for a consideration of AUD 72,065.63. This buy-back is part of the company’s strategy to optimize its capital structure and potentially enhance shareholder value, reflecting its commitment to maintaining a robust financial position and competitive edge in the financial technology industry.

The most recent analyst rating on (AU:BVS) stock is a Sell with a A$2.15 price target. To see the full list of analyst forecasts on Bravura Solutions Limited stock, see the AU:BVS Stock Forecast page.

Bravura Solutions Announces Chairman’s Retirement
Aug 13, 2025

Bravura Solutions Limited announced that Matthew Quinn will retire as Chairman and Independent Non-Executive Director at the conclusion of the 2025 Annual General Meeting. This leadership change marks a significant transition for the company, potentially impacting its strategic direction and stakeholder relations as it continues to navigate the competitive landscape of financial software solutions.

The most recent analyst rating on (AU:BVS) stock is a Sell with a A$2.15 price target. To see the full list of analyst forecasts on Bravura Solutions Limited stock, see the AU:BVS Stock Forecast page.

Bravura Solutions Enhances Corporate Governance Framework for 2025
Aug 13, 2025

Bravura Solutions Limited has released its Corporate Governance Statement for the financial year ending June 30, 2025, highlighting its adherence to the ASX Corporate Governance Principles and Recommendations. The statement outlines the company’s governance framework, emphasizing the Board’s role in overseeing management and ensuring long-term growth and profitability. The Board has made updates to its Charter to align with best practices, reinforcing its commitment to sustainable value creation for shareholders. The governance structure includes a mix of independent and executive directors, with a focus on maintaining independence and effective decision-making.

The most recent analyst rating on (AU:BVS) stock is a Sell with a A$2.15 price target. To see the full list of analyst forecasts on Bravura Solutions Limited stock, see the AU:BVS Stock Forecast page.

Bravura Solutions Affirms Commitment to Governance Standards
Aug 13, 2025

Bravura Solutions Limited has released its corporate governance statement for the financial year ending June 30, 2025, which is available on their website. The statement confirms the company’s adherence to the ASX Corporate Governance Council’s principles and recommendations, highlighting their commitment to transparency and accountability in management and oversight. This release underscores Bravura Solutions’ dedication to maintaining robust governance practices, which is crucial for its stakeholders and market positioning.

The most recent analyst rating on (AU:BVS) stock is a Sell with a A$2.15 price target. To see the full list of analyst forecasts on Bravura Solutions Limited stock, see the AU:BVS Stock Forecast page.

Bravura Solutions Reports FY25 Growth and Operational Milestones
Aug 13, 2025

Bravura Solutions Limited reported a 3.1% year-over-year growth in underlying revenue for FY25, with significant contributions from recurring revenue. The company maintained a strong cash position with $58.7 million and no debt, alongside announcing dividends. Key operational achievements included the expansion of digital advice solutions to over 6 million members and significant improvements in processing efficiency through automation. These advancements position Bravura as a competitive player in the financial technology sector, potentially impacting stakeholders positively.

The most recent analyst rating on (AU:BVS) stock is a Sell with a A$2.15 price target. To see the full list of analyst forecasts on Bravura Solutions Limited stock, see the AU:BVS Stock Forecast page.

Bravura Solutions Reports Growth in FY25 Results and Announces Dividends
Aug 12, 2025

Bravura Solutions Limited reported a 3.1% increase in underlying revenue for FY25, with significant growth in EBITDA and net profit after tax. The company ended the year with $58.7 million in cash and no debt, and announced a final and special dividend distribution. Key achievements include the expansion of digital advice solutions and workflow automation, which improved efficiency for clients. Looking ahead, Bravura expects stable revenues and increased cash EBITDA in FY26.

The most recent analyst rating on (AU:BVS) stock is a Sell with a A$2.15 price target. To see the full list of analyst forecasts on Bravura Solutions Limited stock, see the AU:BVS Stock Forecast page.

Bravura Solutions Announces Dividend Distribution for H1 2025
Aug 12, 2025

Bravura Solutions Limited has announced a dividend distribution of AUD 0.0471 per share for its ordinary fully paid securities. This dividend relates to the six-month financial period ending on June 30, 2025, with the ex-date set for August 19, 2025, and payment to be made on September 3, 2025. This announcement reflects the company’s ongoing commitment to returning value to its shareholders, potentially enhancing its attractiveness in the financial technology sector.

The most recent analyst rating on (AU:BVS) stock is a Sell with a A$2.15 price target. To see the full list of analyst forecasts on Bravura Solutions Limited stock, see the AU:BVS Stock Forecast page.

Bravura Solutions Reports Strong Financial Growth in 2025
Aug 12, 2025

Bravura Solutions Limited reported a significant increase in its financial performance for the year ended June 30, 2025, with a 25.67% rise in revenue from ordinary activities and a substantial 745.71% increase in net profit attributable to members. The company declared a dividend of 4.71 cents per security, though its net tangible asset backing per ordinary security decreased from the previous year. The company gained control over Bravura Solutions Limited Employee Share Trust during the year and lost control over Bravura Solutions Services Pty Limited.

The most recent analyst rating on (AU:BVS) stock is a Sell with a A$2.15 price target. To see the full list of analyst forecasts on Bravura Solutions Limited stock, see the AU:BVS Stock Forecast page.

Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Oct 23, 2025