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EarningsQ4 2026 Earnings Report
ATCH Q4 2026 EPS Results
Actual EPS-$0.02
Consensus EPS-$0.02
Beat/MissMet expectations
One Year Ago EPS-$0.04
ATCH Q4 2026 Revenue Results
Actual Revenue$6.54M
Expected Revenue$6.59M
Beat/MissMissed by -$46.90K
YoY Revenue Growth+136.82%
Earnings Announcement Details
QuarterQ4 2026
Date09/24/2026
TimeBefore Open
Conference CallThursday, September 24, 2026
ATCH Upcoming Earnings
AtlasClear Holdings's next earnings date is estimated for November 13, 2026, based on past reporting schedules.
Q4 2026 Earnings Call Audio
ATCH Q4 2026 Earnings Call
0:00 / 0:00
Q4 2026 Earnings Slide Deck
No slide deck is available for this earnings event.
Q4 2026 Earnings Call Summary
Earnings Call Sentiment|Positive
The call was predominantly positive, led by 85% revenue growth, rapid stock locate expansion, improved cash and equity balances, stronger regulatory capital, greater revenue diversification and progress on the correspondent pipeline. These positives were tempered by a larger operating loss, increased expenses, operating cash use, lower reported net income, reliance on noncash gains, delayed Commercial Bancorp regulatory filings, limited revenue contribution from new correspondents and ongoing capital and listing considerations.Company Guidance
Strong Revenue Growth
Fiscal 2026 total revenue increased 85% to $20.1 million from $10.9 million in fiscal 2025. Together with interest income, the business generated $21.9 million.
Greater Revenue Diversification
Approximately 54% of total revenue came from sources other than commissions, up from 45% in fiscal 2025, led by the expansion of the stock locate business.
Rapid Expansion of Stock Locate Revenue
Stock locate revenue increased to $6.8 million from approximately $300,000 a year earlier. Management attributed the demand to previously unmined latent business, expanded pipelines, the team brought in to manage the process and LocBox's proprietary stock locate technologies. Management expects this to remain a strong growth revenue source.
Commission Revenue Growth
Commission revenue increased 56% to $9.3 million from $5.9 million in fiscal 2025.
Growth in Existing Correspondent Revenue
Revenue from the existing correspondent increased approximately 67% to $1.4 million, illustrating how the relationship can build once fully live.
Expansion of Correspondent Pipeline
AtlasClear signed 5 new broker-dealers during fiscal 2026 and a sixth after year-end. Three are fully integrated and incrementing business, while the other three were expected to be completed before the end of the year.
Stronger Cash Position
Cash and cash equivalents ended fiscal 2026 at $15.4 million, more than double the $7.5 million reported a year earlier.
Improved Equity and Capitalization
Stockholders' equity improved to $21.1 million from a deficit of $6.8 million, total liabilities declined by approximately $17.6 million, and AtlasClearing increased its net capital to $14.4 million.
Growth Achieved Without ATM or Equity Line
Management stated that the company achieved its fiscal 2026 growth without using an at-the-market program or any equity line during the year.
Positive GAAP Net Income
AtlasClear reported positive GAAP net income for the second consecutive year, with approximately $2 million of net income in fiscal 2026, or $0.02 per basic and diluted share.
Expanded Platform and Operating Infrastructure
Management said it built the team and infrastructure ahead of correspondent growth and expects to support much of the next phase with the platform and team already in place, with only incremental additional expense. Management described this as the basis for operating leverage.
Digital Asset Settlement Opportunity
Management is evaluating an institutional digital asset transaction and views the changing settlement infrastructure, including tokenized deposits and shared-ledger settlement, as an opportunity for a focused clearing firm to adopt new workflows more quickly than large incumbents within the same regulatory standards.
Strategic Acquisition Opportunities
Management remains optimistic that the Dawson James transaction could close very soon and continues to evaluate the previously announced institutional digital asset transaction. Both opportunities remain subject to letters of intent, due diligence, Board approvals, definitive agreements and other closing conditions.
Commercial Bancorp Strategic Commitment
Management said it remains committed to the Commercial Bancorp of Wyoming transaction and continues to view combining the bank with AtlasClearing as an important part of its strategy to build an integrated trading, clearing, settlement and banking platform.
Additional Revenue Performance
Net gains on firm trading accounts increased to over $500,000 from under $7,000. Vetting fees were $1.4 million, broadly consistent with $1.5 million a year earlier, and other revenue was approximately $65,000.
Liquidity and Control Improvements
Atlas Clearing's $10 million revolving line of credit with BMO Harris Bank remained undrawn, and the company was in compliance with all applicable financial covenants as of June 30, 2026. Management concluded that substantial doubt about the company's ability to continue as a going concern had been alleviated and that internal control over financial reporting was effective following remediation of the previously reported material weakness.
Larger and More Diversified Platform
Management said AtlasClear entered fiscal 2027 with a larger platform, a more diversified revenue base, stronger capitalization and multiple avenues for growth, including expanded correspondent services, stock locate and other products.
ATCH Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed