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Arrow Financial (AROW) Stock Statistics & Valuation Metrics

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Total Valuation

Arrow Financial has a market cap or net worth of $732.88M. The enterprise value is $845.46M.

Market Cap
$732.88M
Enterprise Value
$845.46M

Share Statistics

Arrow Financial has 18,535,103 shares outstanding. The number of shares has decreased by -2.65% in one year.

Shares Outstanding
18,535,103
Owned by Insiders
2.58%
Owned by Institutions
39.54%

Financial Efficiency

Arrow Financial’s return on equity (ROE) is 0.10 and return on invested capital (ROIC) is -7.23%.

Return on Equity (ROE)
0.10
Return on Assets (ROA)
0.01
Return on Invested Capital (ROIC)
-7.23%
Return on Capital Employed (ROCE)
0.01
Revenue Per Employee
419.69K
Profits Per Employee
76.04K
Employee Count
578
Asset Turnover
0.05
Inventory Turnover
0.00

Valuation Ratios

The current PE Ratio of Arrow Financial is 14.57. Arrow Financial’s PEG ratio is 0.53.

PE Ratio
14.57
PS Ratio
3.12
PB Ratio
1.38
Price to FCF
16.03
Price to Operating Cash Flow
13.69
PEG Ratio
0.53

Income Statement

In the last 12 months, Arrow Financial had revenue of 242.58M and earned 43.95M in profits. Earnings per share was 2.66.

Revenue
242.58M
Gross Profit
158.32M
Operating Income
55.39M
Pretax Income
55.39M
Net Income
43.95M
EBITDA
60.81M
Earnings Per Share (EPS)
2.66

Cash Flow

In the last 12 months, operating cash flow was 51.97M and capital expenditures -7.32M, giving a free cash flow of 44.65M billion.

Operating Cash Flow
51.97M
Free Cash Flow
44.65M
Free Cash Flow per Share
2.42

Dividends & Yields

Arrow Financial pays an annual dividend of $0.30, resulting in a dividend yield of 3.08%

Dividend Per Share
$0.30
Dividend Yield
3.08%
Payout Ratio
37.11%
Free Cash Flow Yield
6.24%
Earnings Yield
6.21%

Stock Price Statistics

Beta
0.74
52-Week Price Change
24.59%
50-Day Moving Average
37.90
200-Day Moving Average
36.83
Relative Strength Index (RSI)
54.21
Average Volume (3m)
84.43K

Important Dates

Arrow Financial upcoming earnings date is Feb 04, 2027, TBA (Not Confirmed).

Last Earnings Date
Oct 29, 2026
Next Earnings Date
Feb 04, 2027
Ex-Dividend Date
Aug 11, 2026

Financial Position

Arrow Financial as a current ratio of 0.04, with Debt / Equity ratio of 6.76%

Current Ratio
0.04
Quick Ratio
0.04
Debt to Market Cap
0.05
Net Debt to EBITDA
0.00
Interest Coverage Ratio
0.72

Taxes

In the past 12 months, Arrow Financial has paid 11.44M in taxes.

Income Tax
11.44M
Effective Tax Rate
0.21

Enterprise Valuation

Arrow Financial EV to EBITDA ratio is 18.45, with an EV/FCF ratio of 19.74.

EV to Sales
3.85
EV to EBITDA
18.45
EV to Free Cash Flow
19.74
EV to Operating Cash Flow
16.95

Balance Sheet

Arrow Financial has $30.88M in cash and marketable securities with $335.08M in debt, giving a net cash position of -$304.20M billion.

Cash & Marketable Securities
$30.88M
Total Debt
$335.08M
Net Cash
-$304.20M
Net Cash Per Share
-$16.41
Tangible Book Value Per Share
$25.65

Margins

Gross margin is 66.14%, with operating margin of 10.72%, and net profit margin of 19.28%.

Gross Margin
66.14%
Operating Margin
10.72%
Pretax Margin
23.95%
Net Profit Margin
19.28%
EBITDA Margin
20.85%
EBIT Margin
19.17%

Analyst Forecast

The average price target for Arrow Financial is $43.00, which is 11.43% higher than the current price. The consensus rating is Moderate Buy

Price Target
$43.00
Price Target Upside
11.37% Upside
Analyst Consensus
Moderate Buy
Analyst Count
2
Revenue Growth Forecast
13.56%
EPS Growth Forecast
26.96%

Scores

Smart Score
6
AI Score
62