Arrow Financial (AROW) Stock Statistics & Valuation Metrics

Arrow Financial has a market cap or net worth of $732.88M. The enterprise value is $845.46M.

Market Cap

$732.88M

Enterprise Value

$845.46M

Arrow Financial has 18,535,103 shares outstanding. The number of shares has decreased by -2.65% in one year.

Shares Outstanding

18,535,103

Owned by Insiders

2.58%

Owned by Institutions

39.54%

Arrow Financial’s return on equity (ROE) is 0.10 and return on invested capital (ROIC) is -7.23%.

Return on Equity (ROE)

0.10

Return on Assets (ROA)

0.01

Return on Invested Capital (ROIC)

-7.23%

Return on Capital Employed (ROCE)

0.01

Revenue Per Employee

419.69K

Profits Per Employee

76.04K

Employee Count

578

Asset Turnover

0.05

Inventory Turnover

0.00

The current PE Ratio of Arrow Financial is 14.57. Arrow Financial’s PEG ratio is 0.53.

PE Ratio

14.57

PS Ratio

3.12

PB Ratio

1.38

Price to FCF

16.03

Price to Operating Cash Flow

13.69

PEG Ratio

0.53

In the last 12 months, Arrow Financial had revenue of 242.58M and earned 43.95M in profits. Earnings per share was 2.66.

Revenue

242.58M

Gross Profit

158.32M

Operating Income

55.39M

Pretax Income

55.39M

Net Income

43.95M

EBITDA

60.81M

Earnings Per Share (EPS)

2.66

In the last 12 months, operating cash flow was 51.97M and capital expenditures -7.32M, giving a free cash flow of 44.65M billion.

Operating Cash Flow

51.97M

Free Cash Flow

44.65M

Free Cash Flow per Share

2.42

Arrow Financial pays an annual dividend of $0.30, resulting in a dividend yield of 3.08%

Dividend Per Share

$0.30

Dividend Yield

3.08%

Payout Ratio

37.11%

Free Cash Flow Yield

6.24%

Earnings Yield

6.21%

Beta

0.74

52-Week Price Change

24.59%

50-Day Moving Average

37.90

200-Day Moving Average

36.83

Relative Strength Index (RSI)

54.21

Average Volume (3m)

84.43K

Arrow Financial upcoming earnings date is Feb 04, 2027, TBA (Not Confirmed).

Last Earnings Date

Oct 29, 2026

Next Earnings Date

Feb 04, 2027

Ex-Dividend Date

Aug 11, 2026

Arrow Financial as a current ratio of 0.04, with Debt / Equity ratio of 6.76%

Current Ratio

0.04

Quick Ratio

0.04

Debt to Market Cap

0.05

Net Debt to EBITDA

0.00

Interest Coverage Ratio

0.72

In the past 12 months, Arrow Financial has paid 11.44M in taxes.

Income Tax

11.44M

Effective Tax Rate

0.21

Arrow Financial EV to EBITDA ratio is 18.45, with an EV/FCF ratio of 19.74.

EV to Sales

3.85

EV to EBITDA

18.45

EV to Free Cash Flow

19.74

EV to Operating Cash Flow

16.95

Arrow Financial has $30.88M in cash and marketable securities with $335.08M in debt, giving a net cash position of -$304.20M billion.

Cash & Marketable Securities

$30.88M

Total Debt

$335.08M

Net Cash

-$304.20M

Net Cash Per Share

-$16.41

Tangible Book Value Per Share

$25.65

Gross margin is 66.14%, with operating margin of 10.72%, and net profit margin of 19.28%.

Gross Margin

66.14%

Operating Margin

10.72%

Pretax Margin

23.95%

Net Profit Margin

19.28%

EBITDA Margin

20.85%

EBIT Margin

19.17%

The average price target for Arrow Financial is $43.00, which is 11.43% higher than the current price. The consensus rating is Moderate Buy

Price Target

$43.00

Price Target Upside

11.37% Upside

Analyst Consensus

Moderate Buy

Analyst Count

2

Revenue Growth Forecast

13.56%

EPS Growth Forecast

26.96%

Smart Score

6

AI Score

62