American Bank Incorporated (AMBK)
OTHER OTC:AMBK
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AMBK Stock Chart & Stats
$17.28
$0.00(0.00%)
At close: 4:00 PM EST
$17.28
$0.00(0.00%)
Day’s Range― - ―
52-Week Range$14.75 - $18.89
Previous CloseN/A
Volume1.00
Average Volume (3M)212.00
Market Cap
$102.21M
Enterprise Value$135.49M
Total Cash (Recent Filing)$0.00
Total Debt (Recent Filing)$0.00
Price to Earnings (P/E)7.6
Beta0.05
Next EarningsN/A
EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield3.28%
Share Statistics
EPS (TTM)N/A
Shares Outstanding5,585,141
10 Day Avg. Volume130
30 Day Avg. Volume212
Financial Highlights & Ratios
PEG Ratio0.15
Price to Book (P/B)0.97
Price to Sales (P/S)1.73
P/FCF Ratio14.37
Enterprise Value/Market Cap1.33
Enterprise Value/Revenue5.43
Enterprise Value/Gross Profit5.43
Enterprise Value/Ebitda6.17
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Sustained Revenue GrowthConsistent revenue expansion from ~$28.9M to ~$59.9M over five years indicates durable customer acquisition and product uptake. For a regional bank, sustained top-line growth supports scale economies, future fee and interest income resilience, and stronger reinvestment capacity over 2–6 months and beyond.
Meaningful De‑leveragingMaterial debt reduction and rising equity materially strengthen capital flexibility and loss-absorbing capacity. Lower leverage reduces refinancing and funding risk, improving resilience to rising rates or credit stress and enabling strategic lending or capital return decisions over the medium term.
Consistent Positive Free Cash FlowPersistent positive free cash flow and a year where FCF nearly matched net income signal earnings quality and internal funding ability. That durability reduces reliance on external capital for growth or dividends and supports long‑term investment and balance sheet repair.
Bears Say
Margin CompressionEroding margins indicate the business is increasingly sensitive to funding costs, pricing pressure, or credit mix shifts. If sustained, margin compression can limit ability to convert revenue growth into proportional earnings and impair return on capital across upcoming quarters.
Volatile Cash GenerationWide swings in free and operating cash flow reduce predictability of internal funding and strategic planning. Variability complicates capital allocation, may increase reliance on funding markets, and raises uncertainty about sustaining dividends or funding growth without altering capital structure.
Historic Elevated Leverage & Moderate ROEPrior high leverage suggests vulnerability during stress periods and limits strategic optionality. Coupled with only moderate ROE, it implies the bank historically generated modest returns for risk taken, which could constrain investor confidence and capital-raising economics if leverage needs to re‑increase.
AMBK FAQ
What was American Bank Incorporated’s price range in the past 12 months?
American Bank Incorporated lowest stock price was $14.75 and its highest was $18.89 in the past 12 months.
What is American Bank Incorporated’s market cap?
American Bank Incorporated’s market cap is $102.21M.
When is American Bank Incorporated’s upcoming earnings report date?
The company’s upcoming earnings report date is not yet available.
How were American Bank Incorporated’s earnings last quarter?
Currently, no data Available
Is American Bank Incorporated overvalued?
According to Wall Street analysts American Bank Incorporated’s price is currently Overvalued.
Does American Bank Incorporated pay dividends?
American Bank Incorporated pays a Quarterly dividend of $0.16 which represents an annual dividend yield of 3.28%. See more information on American Bank Incorporated dividends here
What is American Bank Incorporated’s EPS estimate?
American Bank Incorporated’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does American Bank Incorporated have?
American Bank Incorporated has 5,585,141 shares outstanding.
What happened to American Bank Incorporated’s price movement after its last earnings report?
Currently, no data Available
Which hedge fund is a major shareholder of American Bank Incorporated?
Currently, no hedge funds are holding shares in AMBK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
American Bank Stock Smart Score
Neutral
1
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8
9
10
Technicals
SMA
Positive
20 days / 200 days
Momentum
0.76%
12-Months-Change
Fundamentals
Return on Equity
14.30%
Trailing 12-Months
Asset Growth
7.68%
Trailing 12-Months
Company Description
American Bank Incorporated
American Bank Incorporated functions as the holding company for American Bank, delivering a broad spectrum of financial products and services to a diverse clientele including consumers, businesses, institutional bodies, and government agencies. Its deposit options span interest-bearing checking and money market accounts, savings accounts, certificates of deposit, and individual retirement accounts. The company also extends various loan types, such as commercial, industrial, and other business financing, commercial mortgage and construction loans, residential mortgage loans, and an assortment of consumer credit solutions like personal term loans, credit lines, automobile loans, and home equity loans and lines. Beyond these, American Bank provides digital and mobile banking, ATM services, safe deposit box rentals, wire transfers, check sales, and invests in securities. Founded in 1997, the company is based in Allentown, Pennsylvania, and maintains a loan production office in Blue Bell, Pennsylvania.