Want to see ACGL full AI Analyst Report?
Loss Ratio by Segment
Measures the percentage of claims paid out compared to premiums earned in each segment. A lower ratio suggests better risk management and profitability.Arch Capital's loss ratios across segments show a disciplined underwriting approach, with the Reinsurance segment notably improving despite recent volatility from events like the Air India crash. The Mortgage segment has stabilized after prior fluctuations, benefiting from a robust in-force portfolio. The recent earnings call highlights strong growth in P&C insurance and reinsurance, driven by strategic acquisitions and premium increases. However, competitive pressures in certain lines and challenges in the MidCorp program business indicate areas requiring cautious management to sustain profitability.
Date | Insurance | Reinsurance | Mortgage | Other | Total |
|---|---|---|---|---|---|
Jun 30, 2025 | 59.80 | 54.10 | -1.20 | 0.00 | 53.10 |
Mar 31, 2025 | 66.00 | 66.90 | 1.10 | 0.00 | 61.80 |
Dec 31, 2024 | 61.40 | 59.70 | -4.40 | 0.00 | 55.20 |
Sep 30, 2024 | 61.60 | 69.60 | -0.40 | 0.00 | 60.50 |
Jun 30, 2024 | 57.30 | 56.50 | -8.60 | 0.00 | 51.20 |
Mar 31, 2024 | 58.90 | 53.00 | -3.00 | 0.00 | 50.50 |
Dec 31, 2023 | 57.30 | 55.30 | -8.90 | 0.00 | 50.20 |
Sep 30, 2023 | 57.50 | 56.40 | -12.10 | 0.00 | 50.70 |
Jun 30, 2023 | 57.30 | 55.30 | -4.50 | 0.00 | 50.30 |
Mar 31, 2023 | 55.90 | 57.60 | 0.60 | 0.00 | 51.00 |