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Combined Ratio by Segment
Combines the loss and expense ratios to assess overall underwriting profitability. A ratio below 100% indicates profitable underwriting in each segment.Arch Capital Group's Reinsurance segment shows a notable improvement in combined ratio, reflecting disciplined underwriting and strategic growth, as highlighted by the recent earnings call. The segment's underwriting income and premium growth underscore this positive trend. Meanwhile, the Insurance segment's combined ratio has fluctuated, suggesting challenges in maintaining consistent underwriting performance. The Mortgage segment remains profitable despite economic uncertainties, benefiting from a robust in-force portfolio. Overall, Arch Capital's strategic focus on areas with attractive risk-adjusted returns is driving growth, though competitive pressures in certain lines remain a concern.
Date | Insurance | Reinsurance | Mortgage | Other | Total |
|---|---|---|---|---|---|
Jun 30, 2025 | 93.40 | 78.50 | 15.20 | 0.00 | 81.20 |
Mar 31, 2025 | 100.10 | 91.80 | 16.10 | 0.00 | 90.10 |
Dec 31, 2024 | 94.80 | 83.20 | 12.60 | 0.00 | 82.50 |
Sep 30, 2024 | 93.10 | 92.30 | 14.80 | 0.00 | 86.60 |
Jun 30, 2024 | 92.60 | 79.50 | 7.40 | 0.00 | 78.70 |
Mar 31, 2024 | 94.10 | 77.40 | 14.50 | 0.00 | 78.80 |
Dec 31, 2023 | 91.70 | 81.40 | 9.30 | 0.00 | 79.30 |
Sep 30, 2023 | 90.90 | 80.00 | 4.70 | 0.00 | 77.90 |
Jun 30, 2023 | 91.90 | 81.90 | 15.00 | 0.00 | 79.80 |
Mar 31, 2023 | 90.90 | 84.30 | 20.00 | 0.00 | 80.60 |