Wealthfront Corporation (WLTH)
NASDAQ:WLTH
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Earnings Data
Report Date
Jan 18, 2027After Close (Confirmed)
Period Ending
2027 (Q3)Consensus EPS Forecast
―Last Year’s EPS
0.21Same Quarter Last Year
Moderate Buy
Based on 5 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The call conveyed a broadly positive operational and financial picture: strong asset growth (notably in investment advisory), record platform assets, accelerating cross-product adoption, continued product innovation (including early Home Lending progress), solid cash generation and a strong Rule of 40 performance. Headwinds were acknowledged — seasonal April cash outflows, modest cash management fee pressure, elevated operating expenses as the company invests in product development and Home Lending, and timing/macro sensitivity around mortgage scaling. On balance, the positive growth, profitability metrics, cash generation, and progress on strategic initiatives outweighed the transitory and investment-driven headwinds.Company Guidance
Record Platform Assets and Strong Asset Growth
Total platform assets reached a record $96.6 billion at quarter end, up 19% year-over-year; May month-end record of $99 billion.
Robust Investment Advisory Growth
Investment advisory assets were $51.7 billion, up 39% year-over-year; investment advisory revenue was $26.2 million, up 32% year-over-year, driven by average investment advisory balances of $50.2 billion (up 34% YoY) and a stable annualized fee rate of ~21 bps.
Client Growth and Engagement
Funded clients rose to ~1.46 million (up 15% YoY) and funded accounts to ~1.9 million (up 15% YoY), reflecting continued user acquisition and engagement.
Cross-Product Adoption Momentum
Cross-product asset-weighted adoption reached ~63% as of May end (up ~1.5 percentage points since February); the cross-product direct deposit incentive drove over 4,000 new account openings and higher net deposits from adopters (average new-adopter deposits 'a few thousand dollars' higher than non-adopters).
Cash Management Scale and Tax Season Trust
Cash management assets were $44.9 billion (up 3% YoY); clients paid over $500 million directly from Wealthfront cash accounts during tax season (up 40% YoY), and combined client tax payments (platform + linked accounts) exceeded $3 billion—evidence of growing trust and liquidity use.
Product Innovation and Home Lending Progress
Launched Cash Category Goals and recurring transfers, one-tap-to-invest for stock investing, and advanced Wealthfront Home Lending (second takeout investor added; general availability in Colorado and Texas); rate lock volume increased ~25% month-over-month in May and mortgages offered ~50 bps better rates than national average in operating states.
Solid Financial Results and Cash Generation
Revenue of $90.5 million (up 7% YoY); gross profit $80.5 million (up 6% YoY) with an 89% gross margin; adjusted EBITDA $37.5 million and adjusted EBITDA margin 41%; GAAP net income $12.8 million, EPS $0.07; net cash from operations $22.7 million and adjusted free cash flow $42.7 million with an adjusted FCF-to-EBITDA conversion of 114%.
Capital Allocation and Balance Sheet
Board authorized $100 million share repurchase program; repurchased 3.1 million shares for ~$27 million in the quarter; ended quarter with $428 million in cash and cash equivalents (excl. temporary receivables).
Consistent Efficiency — Rule of 40
Delivered a Rule of 40 metric of 49 for the quarter — the 15th consecutive quarter exceeding the Rule of 40, indicating sustained balance of growth and profitability.
WLTH Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
WLTH Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Jun 04, 2026 | $11.50 | $9.85 | -14.35% |
Mar 11, 2026 | $8.40 | $7.88 | -6.19% |
Jan 12, 2026 | $12.59 | $10.47 | -16.84% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Wealthfront Corporation (WLTH) report earnings?
Wealthfront Corporation (WLTH) is schdueled to report earning on Jan 18, 2027, After Close (Confirmed).
What is Wealthfront Corporation (WLTH) earnings time?
Wealthfront Corporation (WLTH) earnings time is at Jan 18, 2027, After Close (Confirmed).
Where can I see when companies are reporting earnings?
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What is WLTH EPS forecast?
Currently, no data Available