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UNH Stock Chart & Stats
$396.59
-$3.64(-0.87%)
At close: 4:00 PM EDT
$396.59
-$3.64(-0.87%)
Day’s Range― - ―
52-Week Range$255.97 - $461.62
Previous CloseN/A
Volume851.50K
Average Volume (3M)4.35M
Market Cap
$340.27B
Enterprise Value$457.39K
Total Cash (Recent Filing)$31.47B
Total Debt (Recent Filing)$73.33B
Price to Earnings (P/E)24.4
Beta0.42
Next Earnings
Oct 21, 2026EPS Estimate
4.11Next Dividend Ex-DateN/A
Dividend Yield2.39%
Share Statistics
EPS (TTM)15.55
Shares Outstanding897,594,850
10 Day Avg. Volume4,964,916
30 Day Avg. Volume4,347,458
Financial Highlights & Ratios
PEG Ratio-1.62
Price to Book (P/B)3.19
Price to Sales (P/S)0.67
P/FCF Ratio18.69
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$481.58Price Target Upside21.43% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering22
EPS Forecast (FY)19.76
Revenue Forecast (FY)$445.72B
Bulls Say, Bears Say
Bulls Say
Diversified, Integrated Healthcare PlatformThe combination of health benefits and multiple Optum services gives UnitedHealth exposure to several parts of the healthcare value chain. This diversification can support customer retention, broaden revenue sources, and create opportunities to manage costs and improve outcomes across an integrated platform.
Durable Revenue GrowthSustained top-line expansion indicates that UnitedHealth continues to scale its membership and healthcare services platform. Revenue growth across a large operating base can support investment in technology, care delivery, and capabilities while strengthening the company’s long-term competitive position.
Strong Cash Generation And Financial FlexibilityRobust operating and free cash flow provide internally generated resources to fund healthcare investments, technology initiatives, dividends, and share repurchases. Healthy cash conversion also improves resilience and gives management flexibility to allocate capital through changing operating conditions.
Bears Say
Sustained Margin CompressionThe decline in net and EBIT margins shows that revenue growth has not translated proportionally into earnings, reflecting higher cost pressure or an unfavorable mix shift. If margins remain below prior levels, UnitedHealth’s earnings power and capacity to compound returns may stay constrained.
Elevated Commercial Medical Cost TrendsPersistently high commercial medical cost growth can outpace premium pricing and pressure underwriting profitability. The company’s expectation that margin recovery is delayed beyond 2027 indicates this is more than a single-quarter issue, potentially requiring repricing, benefit changes, or further cost management.
Medicare Advantage Enrollment DeclineA substantial Medicare Advantage membership decline creates a durable headwind to scale, revenue growth, and market presence in a major business line. Even with improved Medicare margins, fewer members can reduce operating leverage and make future growth more dependent on retention and expansion elsewhere.
UnitedHealth News
UNH FAQ
What was UnitedHealth’s price range in the past 12 months?
UnitedHealth lowest stock price was $255.97 and its highest was $461.62 in the past 12 months.
What is UnitedHealth’s market cap?
UnitedHealth’s market cap is $340.27B.
When is UnitedHealth’s upcoming earnings report date?
UnitedHealth’s upcoming earnings report date is Oct 21, 2026 which is in 36 days.
How were UnitedHealth’s earnings last quarter?
UnitedHealth released its earnings results on Jul 16, 2026. The company reported $6.38 earnings per share for the quarter, beating the consensus estimate of $4.907 by $1.473.
Is UnitedHealth overvalued?
According to Wall Street analysts UnitedHealth’s price is currently Undervalued.
Does UnitedHealth pay dividends?
UnitedHealth pays a Quarterly dividend of $2.32 which represents an annual dividend yield of 2.39%. See more information on UnitedHealth dividends here
What is UnitedHealth’s EPS estimate?
UnitedHealth’s EPS estimate is 4.11.
How many shares outstanding does UnitedHealth have?
UnitedHealth has 897,594,850 shares outstanding.
What happened to UnitedHealth’s price movement after its last earnings report?
UnitedHealth reported an EPS of $6.38 in its last earnings report, beating expectations of $4.907. Following the earnings report the stock price went up 1.161%.
Which hedge fund is a major shareholder of UnitedHealth?
Currently, no hedge funds are holding shares in UNH
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
UnitedHealth Stock Smart Score
Outperform
1
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8
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10
Analyst Consensus
Strong Buy
Average Price Target:
$481.58 (21.43% Upside)
$481.58 (21.43% Upside)
Blogger Sentiment
Bullish
UNH Sentiment 86%
Sector Average 62%
Sector Average 62%
Hedge Fund Trend
Increased
By 316.0K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $660.9K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 0.6%
Last 30 Days ▼ 2.1%
Last 30 Days ▼ 2.1%
News Sentiment
Bullish
Bullish news 79%
Bearish news 21%
Bearish news 21%
Technicals
SMA
Positive
20 days / 200 days
Momentum
10.07%
12-Months-Change
Fundamentals
Return on Equity
2.39%
Trailing 12-Months
Asset Growth
0.37%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
UnitedHealth
UnitedHealth Group Incorporated (UNH) operates as a comprehensive healthcare enterprise across the United States, structuring its diverse services into four key divisions: UnitedHealthcare, Optum Health, Optum Insight, and Optum Rx. The UnitedHealthcare segment provides a wide array of health benefit plans and consumer-focused services. These offerings cater to a broad spectrum of clients, including large national corporations, public sector employers, mid-sized and small businesses, and individual consumers. It also delivers specialized health coverage and wellness programs tailored for individuals aged 50 and older, addressing their needs for preventive and acute care, chronic disease management, and other age-specific health issues. This division further encompasses Medicaid plans, children's health insurance, dental benefits, and various hospital and clinical services. Optum Health focuses on delivering direct healthcare solutions and management services. It facilitates access to networks of specialist care providers, offers health management programs, direct care delivery, consumer engagement initiatives, and financial services. Its diverse clientele includes individuals (served directly through care systems), employers, insurance payers, and government organizations. Optum Insight specializes in providing technology, information, and consulting services to the healthcare industry. Its offerings include software and data products, advisory consulting arrangements, and outsourced managed services. Clients span hospital systems, physicians, health plans, governmental bodies, life sciences companies, and other relevant organizations. Finally, Optum Rx handles the company's pharmaceutical care services. This segment manages retail pharmacy networks, provides home prescription delivery, and offers specialty and compounding pharmacy capabilities. Leveraging its purchasing power and clinical expertise, Optum Rx also develops advanced programs related to step therapy, formulary management, medication adherence, and integrated disease and drug therapy management. UnitedHealth Group Incorporated, founded in 1977, has its corporate headquarters located in Minnetonka, Minnesota.
UNH Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call reflects a broadly positive tone: strong quarter-to-date financial results (notably double-digit EPS growth and raised guidance), solid operational progress across Optum (AI-led efficiency gains, improved care metrics), and meaningful shareholder returns and balance sheet improvement. However, the company faces notable near-term headwinds—elevated commercial medical cost trends, pressured Medicaid margins, Medicare enrollment declines, and some one-time favorable prior-period development—creating areas of ongoing focus and uncertainty. On balance, the positive developments and upgraded outlook outweigh the challenges, but management emphasizes continued urgency and investment to sustain improvement.View all UNH earnings summariesUNH Revenue Breakdown
78.70% Premiums
11.93% Products
8.50% Services
0.88% Investment and other income
UNH Stock 12 Month Forecast
Average Price Target
$481.58
▲(21.43% Upside)
Technical Analysis
Ownership Overview
0.15% Insiders
26.21% Mutual Funds
20.71% Other Institutional Investors
28.75% Public Companies and Individual Investors