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Aspial Lifestyle (5UF) Price & Analysis

9 Followers

5UF Stock Chart & Stats

S$0.22

>-S$0.01(-0.83%)

At close: Jan 07 4:00 PM EST

S$0.22

>-S$0.01(-0.83%)

Day’s Range― - ―

52-Week RangeS$0.19 - S$0.47

Previous CloseN/A

Volume212.00K

Average Volume (3M)1.32M

Market Cap

S$620.15M

Enterprise ValueS$1.54B

Total Cash (Recent Filing)S$82.64M

Total Debt (Recent Filing)S$936.43M

Price to Earnings (P/E)0.1

Beta0.48

Next Earnings

Feb 19, 2027

EPS Estimate

0.03

Next Dividend Ex-DateN/A

Dividend Yield5.66%

Share Statistics

EPS (TTM)2.81

Shares Outstanding2,067,268,800

10 Day Avg. Volume1,417,270

30 Day Avg. Volume1,317,403

Financial Highlights & Ratios

PEG Ratio0.05

Price to Book (P/B)1.32

Price to Sales (P/S)0.48

P/FCF Ratio-9.19

Enterprise Value/Market CapN/A

Enterprise Value/RevenueN/A

Enterprise Value/Gross ProfitN/A

Enterprise Value/EbitdaN/A

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)N/A

Revenue Forecast (FY)N/A

Bulls Say, Bears Say

Bulls Say

Revenue And Earnings GrowthStrong expansion in revenue and net income indicates that the secured-lending platform has recently increased its earnings scale. The improved margin provides greater internal capacity to support operations and reinvestment, although sustaining this progress will depend on maintaining profitable growth.

Secured Lending ModelCollateral-backed, short-duration lending gives the company a clearly defined financial-services model with interest, fee, and related branch income opportunities. A repeatable outlet network and secured structure can support customer reach and recurring activity across lending cycles.

Growing Equity And ReturnsA larger equity base strengthens the company’s capital foundation relative to earlier periods, while the high reported return on equity shows that management is generating substantial earnings from shareholder capital. This combination supports continued operating scale if leverage remains manageable.

Bears Say

Heavy And Rising LeverageThe sharp increase in debt and very high debt-to-equity ratio leave the company more exposed to funding conditions and any deterioration in earnings. Elevated leverage can constrain financial flexibility, increase financing pressure, and make future growth more dependent on continued access to external capital.

Weak Cash ConversionPersistently negative recent operating and free cash flow indicate that reported earnings are not consistently converting into cash. That weak conversion reduces internally generated funding for operations and investment, while the combination with high debt increases reliance on external financing.

Operating Profitability VolatilityLower operating margin in the latest period suggests that incremental revenue is not translating into operating profit as efficiently as before. If this volatility persists, it could limit the durability of earnings growth and weaken the company’s ability to absorb higher funding or operating costs.

Aspial Lifestyle News

Aspial Lifestyle Cancels S$10.25 Million of Medium-Term Notes After Repurchase

Aspial Lifestyle ( ($SG:5UF) ) has shared an update. Aspial Lifestyle Limited has cancelled S$1 million in principal...

10d ago

Aspial Lifestyle Ends Note Buy-Back After Modest Repurchase

Aspial Lifestyle ( ($SG:5UF) ) has provided an announcement. Aspial Lifestyle Limited has completed its previously announced repurchase...

16d ago

Aspial Lifestyle Raises S$75m via 5% Notes Due 2031

An update from Aspial Lifestyle ( ($SG:5UF) ) is now available. Aspial Lifestyle Limited has issued S$75 million...

26d ago

Aspial Lifestyle launches discretionary buy-back of medium term notes at a premium

Aspial Lifestyle ( ($SG:5UF) ) has provided an announcement. Aspial Lifestyle Limited has launched a targeted buy-back of...

26d ago

Aspial Lifestyle Prices S$75 Million Ba1-Rated Notes for Refinancing and Growth

Aspial Lifestyle ( ($SG:5UF) ) has issued an update. Aspial Lifestyle Limited has priced a S$75 million tranche...

1M ago

Aspial Lifestyle Strengthens Integrated Pawnbroking, Jewellery and Lending Platform

Aspial Lifestyle ( ($SG:5UF) ) has shared an update. Aspial Lifestyle is positioning itself as a leader in...

1M ago

Aspial Lifestyle Upsizes Note Programme to S$500 Million for Growth and Refinancing

Aspial Lifestyle ( ($SG:5UF) ) has provided an announcement. Aspial Lifestyle Limited has updated and upsized its multicurrency...

1M ago

Moody’s grants Aspial Lifestyle Ba1 rating on strengthened capital and stable pawnbroking franchise

Aspial Lifestyle ( ($SG:5UF) ) has provided an announcement. Moody’s has assigned Aspial Lifestyle a first-time Ba1 long-term...

1M ago

Moody’s assigns Ba1 rating with stable outlook to Aspial Lifestyle

The latest update is out from Aspial Lifestyle ( ($SG:5UF) ). Moody’s has assigned Ba1 long-term foreign and...

1M ago

Aspial Lifestyle Posts Record 1H2026 Revenue and Boosts Dividend on Strong Growth

Maxi-Cash Financial Services Corp. Ltd. ( ($SG:5UF) ) has issued an announcement. Aspial Lifestyle Limited, a diversified consumer...

3M ago

5UF FAQ

What was Aspial Lifestyle’s price range in the past 12 months?

Aspial Lifestyle lowest share price was S$0.19 and its highest was S$0.47 in the past 12 months.

What is Aspial Lifestyle’s market cap?

Aspial Lifestyle’s market cap is S$620.15M.

When is Aspial Lifestyle’s upcoming earnings report date?

Aspial Lifestyle’s upcoming earnings report date is Feb 19, 2027 which is in 110 days.

How were Aspial Lifestyle’s earnings last quarter?

Aspial Lifestyle released its earnings results on Aug 07, 2026. The company reported S$0.023 earnings per share for the quarter.

Is Aspial Lifestyle overvalued?

According to Wall Street analysts Aspial Lifestyle’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does Aspial Lifestyle pay dividends?

Aspial Lifestyle pays a Semiannually dividend of S$0.009 which represents an annual dividend yield of 5.66%. See more information on Aspial Lifestyle dividends here

What is Aspial Lifestyle’s EPS estimate?

Aspial Lifestyle’s EPS estimate is 0.03.

How many shares outstanding does Aspial Lifestyle have?

Aspial Lifestyle has 2,067,268,800 shares outstanding.

What happened to Aspial Lifestyle’s price movement after its last earnings report?

Aspial Lifestyle reported an EPS of S$0.023 in its last earnings report. Following the earnings report the stock price went same 0%.

Which hedge fund is a major shareholder of Aspial Lifestyle?

Currently, no hedge funds are holding shares in SG:5UF

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

Company Description

Aspial Lifestyle

Aspial Lifestyle Limited, an investment holding company established in Singapore in 2008, is engaged in the retail and trade of jewelry and branded merchandise across Singapore and international markets. Its operations span several key divisions, including pawnbroking, secured lending, and the sale of jewelry and branded goods. The company further diversifies its activities through property rental and the provision of financial, real estate, and various support and management services. Aspial Lifestyle Limited markets its products under well-known brand names such as Maxi-Cash, Lee Hwa Jewellery, and Goldheart, and functions as a subsidiary of Aspial Corporation Limited.