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B. Riley Financial (RILY)
NASDAQ:RILY
US Market
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B Riley Financial (RILY) AI Stock Analysis

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RILY

B Riley Financial

(NASDAQ:RILY)

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Neutral 57 (OpenAI - 5.2)
Rating:57Neutral
Price Target:
$9.00
▲(11.25% Upside)
Action:Reiterated
Date:07/03/26
Overall score reflects a rebound in profitability and very low headline P/E, but is held back by elevated balance-sheet/solvency risk and inconsistent cash generation. Technicals are neutral and the latest earnings results/corporate updates include meaningful mark-to-market and asset-value volatility, while near-term debt maturities remain a key overhang.
Positive Factors
Capital Markets Execution
Robust capital-markets execution demonstrates durable client relationships and fee-generating pipelines. Handling ~ $10B of raises provides recurring mandate flow, supports cross-selling to wealth/research, and underpins predictable advisory revenue and franchise value over the next several quarters.
Negative Factors
Elevated Balance-Sheet/Solvency Risk
Historical negative or unstable equity levels distort leverage metrics and limit strategic flexibility. Persisting balance-sheet fragility increases refinancing and covenant risk, constrains capital allocation, and remains a material structural vulnerability over multiple quarters absent sustained equity improvement.
Read all positive and negative factors
Positive Factors
Negative Factors
Capital Markets Execution
Robust capital-markets execution demonstrates durable client relationships and fee-generating pipelines. Handling ~ $10B of raises provides recurring mandate flow, supports cross-selling to wealth/research, and underpins predictable advisory revenue and franchise value over the next several quarters.
Read all positive factors

B Riley Financial (RILY) vs. SPDR S&P 500 ETF (SPY)

B Riley Financial Business Overview & Revenue Model

Company Description
B. Riley Financial, Inc., headquartered in Los Angeles, California, is a diversified financial services company established in 1973. Initially known as Great American Group, Inc., it adopted its current name in November 2014. Through its various s...
How the Company Makes Money
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B Riley Financial Earnings Call Summary

Earnings Call Date:May 07, 2026
(Q1-2026)
|
% Change Since: |
Next Earnings Date:Jul 23, 2026
Earnings Call Sentiment Positive
The call conveyed a predominantly positive quarter driven by substantial investment mark-to-market gains, a strong rebound in Capital Markets results, significant debt reduction and improved operating metrics (operating adjusted EBITDA up ~40% sequentially). Management highlighted momentum in capital raising, active balance sheet management, and operational normalization after prior remediation. However, meaningful caveats remain: a large portion of the year-over-year improvement stems from non-recurring investment valuation gains (notably Babcock & Wilcox), cash declined quarter-over-quarter, private equity realizations reduced certain holdings, and material debt maturities remain later in 2026. Management emphasized ongoing cost/operational optimization, recovery of client relationships after prior delinquency, and strategic actions (BRS minority buyout, platform synergies) that should support continued improvement.
Positive Updates
Strong Quarterly Profitability and Adjusted EBITDA
Net income available to common shareholders of $211.3M and adjusted EBITDA of $262.2M for Q1 2026; adjusted EBITDA swung from a loss of $45M in Q1 2025 to $262.2M in Q1 2026.
Negative Updates
Revenue Driven by Non-Recurring/Volatile Investment Gains
A substantial portion of the YoY revenue increase is attributable to fair value appreciation and trading gains (notably Babcock & Wilcox), introducing earnings volatility and reliance on investment mark-ups rather than purely recurring operating revenue.
Read all updates
Q1-2026 Updates
Negative
Strong Quarterly Profitability and Adjusted EBITDA
Net income available to common shareholders of $211.3M and adjusted EBITDA of $262.2M for Q1 2026; adjusted EBITDA swung from a loss of $45M in Q1 2025 to $262.2M in Q1 2026.
Read all positive updates
Company Guidance
Management's guidance was that momentum should continue and the company will prioritize balance‑sheet strengthening and reinvesting operating cash flow into the core franchise while using capital actions to fund opportunities and retire debt; they reported Q1 results of net income available to common shareholders of $211.3M, adjusted EBITDA of $262.2M (operating adjusted EBITDA $34.6M, up ~40% sequentially), diluted EPS $6.57 and total revenues $352M (vs. $186M a year ago) driven by $161M higher trading gains and a $229M total Babcock & Wilcox valuation increase (27.4M shares at $14.69); liquidity/capital metrics include cash & equivalents of $178M (down from $229M), securities & other investments $640M (up $193M), loans receivable $24.9M, equity‑method investments $90.7M, total debt of ~$1.3B (down $129M in Q1) and net debt of $372M (down ~$255M YTD), with upcoming maturities of RILYN $167M (9/30) and RILYG $170M (12/31) plus $7M of subsidiary paydowns — actions to address these (buybacks, exchanges, asset sales) are expected to continue; they also highlighted strong commercial momentum (nearly $10B of capital raises in the quarter, $8.7B of new ATMs filed including $6B for IREN and $1B for SMR, 26 research initiations, Wealth AUM $11.9B with 190 RRs) and said merger synergies from combining B. Riley Securities and B. Riley Wealth and further OpEx savings (including lower audit/accounting fees) remain priorities, though synergies were not yet quantified.

B Riley Financial Financial Statement Overview

Summary
TTM results show a sharp rebound with revenue up 16.7% and unusually strong net margins (~44.6%), but multi-year results are highly volatile (notably deep losses in 2024). The balance sheet is the biggest concern given prior negative/unstable equity and historically high debt levels, and cash flow has swung meaningfully year-to-year despite a positive TTM run-rate.
Income Statement
62
Positive
Balance Sheet
22
Negative
Cash Flow
40
Negative
BreakdownMar 2026Dec 2024Dec 2023Dec 2022Dec 2021
Income Statement
Total Revenue1.03B1.16B1.45B993.82M1.55B
Gross Profit669.84M716.43M913.22M748.03M1.42B
EBITDA357.47M-700.02M6.57M-153.37M733.09M
Net Income307.42M-764.27M-99.91M-159.83M445.05M
Balance Sheet
Total Assets1.71B1.78B6.08B6.11B5.85B
Cash, Cash Equivalents and Short-Term Investments226.60M154.88M222.69M268.62M278.93M
Total Debt1.47B1.84B2.45B2.55B2.10B
Total Liabilities1.83B2.24B5.72B5.43B4.80B
Stockholders Equity-171.53M-488.18M291.12M446.51M661.27M
Cash Flow
Free Cash Flow-71.03M255.60M16.79M2.73M50.22M
Operating Cash Flow-59.71M263.55M24.50M6.65M50.89M
Investing Cash Flow311.48M440.53M301.17M-32.29M-956.53M
Financing Cash Flow-279.37M-671.95M-365.92M17.64M1.08B

B Riley Financial Technical Analysis

Technical Analysis Sentiment
Negative
Last Price8.09
Price Trends
50DMA
8.79
Negative
100DMA
7.98
Positive
200DMA
6.94
Positive
Market Momentum
MACD
-0.25
Positive
RSI
45.08
Neutral
STOCH
53.09
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For RILY, the sentiment is Negative. The current price of 8.09 is below the 20-day moving average (MA) of 8.46, below the 50-day MA of 8.79, and above the 200-day MA of 6.94, indicating a neutral trend. The MACD of -0.25 indicates Positive momentum. The RSI at 45.08 is Neutral, neither overbought nor oversold. The STOCH value of 53.09 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for RILY.

B Riley Financial Risk Analysis

B Riley Financial disclosed 74 risk factors in its most recent earnings report. B Riley Financial reported the most risks in the "Finance & Corporate" category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 0 New Risks

B Riley Financial Peers Comparison

Overall Rating
UnderperformOutperform
Sector (68)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
76
Outperform
$200.71M12.999.29%2.27%6.08%23.01%
73
Outperform
$1.31B15.295.02%12.60%-11.06%-53.49%
72
Outperform
$627.89M3.4185.96%23.93%
68
Neutral
$18.00B11.429.92%3.81%9.73%1.22%
62
Neutral
$244.94M-7.32-9.19%1.07%-7.72%-258.34%
57
Neutral
$320.75M0.54-262.67%60.15%
50
Neutral
$124.35M35.144.81%5.42%0.36%-68.20%
* Financial Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
RILY
B Riley Financial
7.98
4.69
142.55%
OVBC
Ohio Valley Banc
42.61
9.54
28.87%
TREE
Lendingtree
45.00
6.75
17.65%
INBK
First Internet Bancorp
28.10
1.06
3.92%
SAMG
SilverCrest Asset Management
10.53
-4.83
-31.45%
MSDL
Morgan Stanley Direct Lending Fund
15.40
-1.36
-8.10%

B Riley Financial Corporate Events

Executive/Board ChangesFinancial Disclosures
B Riley Financial Grants Early Incentive Compensation Release
Positive
Jul 2, 2026
On June 29, 2026, BRC Group Holdings, Inc.’s Compensation Committee approved a limited waiver to the employment agreement of Executive Bryant Riley, affecting the structure of his incentive compensation. Under the agreement, 20 percent of hi...
Business Operations and StrategyFinancial Disclosures
B Riley Highlights SpaceX-Linked Carried Interest After IPO
Positive
Jun 15, 2026
On June 15, 2026, BRC Group Holdings, Inc. detailed the indirect economic interest held by its wealth management subsidiaries in SpaceX via special purpose vehicles that facilitated about $233 million of client investments between 2018 and 2021. T...
Business Operations and StrategyPrivate Placements and Financing
B Riley Financial Expands Debt-for-Equity Exchanges to Deleverage
Neutral
Jun 9, 2026
B. Riley Financial has conducted privately negotiated debt-for-equity exchanges with institutional investor DBA Trading, LLC, issuing a total of 2,060,683 shares of common stock on May 14, 2026 and June 4, 2026. These exchanges, carried out under ...
Executive/Board ChangesShareholder Meetings
B Riley Shareholders Reaffirm Board, Executive Pay and Auditor
Positive
May 26, 2026
At the May 19, 2026 annual meeting of stockholders, BRC Group Holdings, Inc. shareholders re-elected all seven director nominees, including Bryant R. Riley and Thomas J. Kelleher, with comfortable majorities despite some opposition to certain inde...
Executive/Board Changes
B Riley Financial Director Plans Exit at Annual Meeting
Neutral
Apr 9, 2026
On April 2, 2026, BRC Group Holdings, Inc. announced that director Robert D’Agostino has decided not to stand for re-election at the company’s 2026 annual meeting of stockholders. He will remain on the board and his current committees ...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Jul 03, 2026