Par Technology AI Stock Analysis
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Par Technology (PAR) AI Stock Analysis
Par Technology
(NYSE:PAR)
The score is held back primarily by weak financial performance fundamentals (continued net losses and still-unproven, inconsistent cash generation), despite strong recent operational progress. Offsetting that, the latest earnings call was notably constructive with raised guidance and record adjusted EBITDA/free cash flow, and the technical setup is strong with price above major moving averages (though momentum indicators are nearing overbought). Valuation support remains limited because the company is still loss-making and offers no stated dividend yield.
Par Technology (PAR) vs. SPDR S&P 500 ETF (SPY)
- Market Cap
- $920.91M
- Dividend Yield
- ―
- Average Volume (3M)
- 956.67K
- Price to Earnings (P/E)
- -14.5
- Beta (1Y)
- 1.26
- Revenue Growth
- 16.83%
- EPS Growth
- 31.74%
- Country
- US
- Employees
- 1,805
- Sector
- Technology
- Sector Strength
- 61
- Industry
- Software - Application
Par Technology Business Overview & Revenue Model
Company Description
PAR Technology Corporation, founded in 1968 and headquartered in New Hartford, New York, specializes in delivering innovative technological solutions across two primary business areas globally. Its Restaurant/Retail division provides an extensive arr...
How the Company Makes Money
PAR primarily generates revenue by selling subscription-based restaurant software and related services. A major revenue stream is recurring SaaS revenue from licensing its cloud point-of-sale and operational software (e.g., Brink POS) to restaurant c...
Par Technology Earnings Call Summary
The call was strongly positive. PAR reported record revenue, adjusted EBITDA, free cash flow, and ARR growth, improved operating leverage, raised full-year guidance, and highlighted broad customer wins, product launches, and continued platform and AI investment. The main challenges were flat active sites due to smaller-concept churn, subscription margins below historical levels, remaining Bridg and Plexure margin headwinds, normalization of hardware demand, limited near-term AI monetization, and difficult customer market conditions. These lowlights were outweighed by the reported financial improvement, raised outlook, and execution progress.
Q3-2026 Updates
Positive Updates
Negative Updates
Company Guidance
For Q4 2026, PAR expects total revenue in the range of $138 million to $142 million and adjusted EBITDA in the range of $17.5 million to $19 million; for full year 2026, it expects total revenue in the range of $532.5 million to $536.5 million and adjusted EBITDA in the range of $57.9 million to $59.4 million. Subscription service revenue growth is expected to continue to strengthen in Q4, hardware revenue is expected to stay at historical levels in Q4, and incremental modest positive free cash flow is expected through Q4, with more muted working capital support. Additional gross margin flow-through from increased Q4 revenue is expected to be partially offset by a modest increase in OpEx, with non-GAAP OpEx expected to increase by maybe $1 million to $2 million tops. Subscription margins are expected to move from 66% to 67%, 68% in the foreseeable future, while margin contribution from new software revenue added is around 70%; PAR also said there is opportunity for ARR growth to grow in 2027 and expressed strong confidence in Q4 and a strong first half of next year.
Par Technology Financial Statement Overview
Summary
Revenue growth and gross margin improvement are clear positives, and operating losses have narrowed in the TTM period. However, profitability is still meaningfully negative (TTM net margin about -12%) and cash generation remains inconsistent, with only near-breakeven operating cash flow and a small, potentially volatile, positive TTM free cash flow.
Income Statement
44NeutralBalance Sheet
58NeutralCash Flow
36Negative| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 514.59M | 455.55M | 349.98M | 276.71M | 262.35M | 282.88M |
| Gross Profit | 203.78M | 198.03M | 146.12M | 89.45M | 81.72M | 62.12M |
| EBITDA | -1.76M | -26.66M | -46.60M | -45.83M | -44.48M | -45.66M |
| Net Income | -63.00M | -84.46M | -4.99M | -69.75M | -69.32M | -75.80M |
Balance Sheet | ||||||
| Total Assets | 1.39B | 1.37B | 1.38B | 802.61M | 854.86M | 888.15M |
| Cash, Cash Equivalents and Short-Term Investments | 95.06M | 80.14M | 108.64M | 74.38M | 110.62M | 188.42M |
| Total Debt | 432.45M | 402.36M | 376.66M | 380.91M | 393.37M | 311.26M |
| Total Liabilities | 577.03M | 543.99M | 509.02M | 469.54M | 479.66M | 383.80M |
| Stockholders Equity | 810.64M | 825.15M | 871.71M | 333.06M | 375.19M | 504.35M |
Cash Flow | ||||||
| Free Cash Flow | -6.21M | -30.48M | -32.03M | -27.44M | -50.47M | -61.44M |
| Operating Cash Flow | -369.00K | -27.16M | -25.25M | -17.07M | -43.07M | -53.16M |
| Investing Cash Flow | -11.78M | -13.11M | -180.11M | -7.78M | -66.71M | -382.99M |
| Financing Cash Flow | 16.35M | 12.27M | 278.51M | -1.62M | -2.57M | 443.61M |
Par Technology Technical Analysis
Price Trends
Market Momentum
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For PAR, the sentiment is Positive. The current price of 22.26 is above the 20-day moving average (MA) of 18.24, above the 50-day MA of 16.88, and above the 200-day MA of 16.79, indicating a bullish trend. The MACD of 1.24 indicates Negative momentum. The RSI at 81.51 is Negative, neither overbought nor oversold. The STOCH value of 91.94 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for PAR.
Par Technology Risk Analysis
Par Technology disclosed 30 risk factors in its most recent earnings report. Par Technology reported the most risks in the "Finance & Corporate" category.
Latest Risks Added
3 New RisksPar Technology Peers Comparison
Overall Rating
VTEX71Outperform
RSKD69Neutral
YEXT67Neutral- PAR59Neutral
THRY41Neutral
Financial Indicators
| Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
| VTEX | 71Outperform | $655.89M | 25.21 | 11.82% | ― | 9.54% | 74.19% |
| RSKD | 69Neutral | $1.12B | -96.55 | -5.70% | ― | 18.48% | 71.16% |
| YEXT | 67Neutral | $758.98M | 33.06 | 27.89% | ― | -1.48% | 257.78% |
| Sector * | 61Neutral | $37.18B | 12.37 | -10.20% | 1.83% | 8.50% | -7.62% |
| PAR | 59Neutral | $922.57M | -14.45 | -7.69% | ― | 16.83% | 31.74% |
| THRY | 41Neutral | $47.34M | -0.37 | -65.05% | ― | -19.36% | -769.34% |
* Technology Sector Average
Performance Comparison
| Show on chart | Ticker | Company Name | Price | Change | % Change |
|---|---|---|---|---|---|
| PAR | Par Technology | 22.26 | -16.82 | -43.04% | |
| YEXT | Yext Inc | 7.75 | -0.87 | -10.09% | |
| THRY | Thryv Holdings, Inc. | 1.04 | -5.00 | -82.78% | |
| VTEX | Vtex Class A | 3.90 | -0.04 | -1.02% | |
| RSKD | Riskified Ltd. Class A | 10.37 | 5.38 | 107.82% |
Par Technology Corporate Events
Par Technology Reports Strong Third-Quarter Growth and Results
PositiveOn November 5, 2026, PAR Technology reported third-quarter results for the period ended September 30, with revenue rising 15% year over year to $137.1 million and annual recurring revenue increasing 18.1% to $354.5 million. Adjusted EBITDA climbed to...
PAR Technology Reports Strong Q2 Growth and Profitability
PositivePAR Technology reported that for the second quarter ended June 30, 2026, revenue rose 19% year over year to $133.4 million, while annual recurring revenue reached $338.0 million and active sites totaled 174,300, underscoring accelerating topline grow...
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.
Date of analysis: Nov 06, 2026