Assurant (AIZ) Price & Analysis
AIZ Stock Chart & Stats
- Day’s Range
- MXN 4,292.82 - MXN 4,292.82
- 52-Week Range
- MXN 3,918.00 - MXN 4,292.82
- Previous Close
- MXN 4,292.82
- Volume
- 0
- Average Volume (3M)
- 0
- Market Cap
- MXN 271.31B
- Enterprise Value
- MXN 15.59B
- Total Cash (Recent Filing)
- MXN 11.85B
- Total Debt (Recent Filing)
- MXN 2.21B
- Price to Earnings (P/E)
- 13.8
- Beta
- -0.10
- Next Earnings
- Nov 03, 2026
- EPS Estimate
- 89.18
- Next Dividend Ex-Date
- N/A
- Dividend Yield
- 1.25%
Bulls Say, Bears Say
Bulls Say
Cash Generation
Consistent, strong cash generation is a durable strength: FCF near $1.75B TTM and ~93% conversion of net income provides recurring funding for buybacks, dividends, and investments. This improves financial flexibility, supports capital returns, and cushions the business through underwriting cycles.
Margin And Revenue Improvement
Revenue growth to $13.5B TTM alongside meaningful margin expansion versus the 2022 trough reflects improved underwriting, pricing and operational leverage. Higher margins and rising ROE suggest sustainable profitability that underpins capital strength and long‑term returns if underwriting discipline continues.
Scale, Partnerships & Tech-Led Growth
Multi-year CAGR plus expanded partnerships (Freedom Mortgage, T‑Mobile, Best Buy, Telstra) and investments in data/automation create durable competitive advantages. Scale in device protection and reverse logistics improves unit economics and makes growth less reliant on single markets.
Bears Say
Reserve Development Volatility
Reserve development swings materially affect reported earnings and guidance. Recurring variability in prior‑period reserve releases reduces earnings predictability and requires sustained underwriting discipline and conservative reserving to avoid earnings reversals that could erode capital over time.
Catastrophe Exposure
Housing insurance inherently faces weather and catastrophe risk. Even modest reportable cat losses drive quarter‑to‑quarter volatility in underwriting results and capital usage. Long‑term performance depends on reinsurance effectiveness and pricing to offset periodic cat shocks.
Distribution Concentration & Ramp Timing
Large distribution relationships drive revenue but concentrate risk; client portfolio moves or slower-than-expected policy ramps (e.g., Freedom Mortgage) make top‑line lumpy. Dependence on partner onboarding timing creates structural execution and timing risk for sustained growth.
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Assurant Stock Smart Score
Company Description
Assurant
Assurant, Inc. operates globally, delivering essential lifestyle and housing solutions designed to secure, assist, and connect consumer acquisitions across diverse markets including North America, Latin America, Europe, and the Asia Pacific. The company's operations are divided into two main divisions: Global Lifestyle and Global Housing. The Global Lifestyle segment provides comprehensive mobile device support, extended warranty and maintenance programs for mobile devices, consumer electronics, and appliances, as well as vehicle protection plans and associated services, alongside credit protection and other insurance offerings. Conversely, the Global Housing segment focuses on various insurance products, encompassing lender-placed homeowners, manufactured home, and flood coverage. It also offers renters insurance and related benefits, in addition to optional manufactured housing and homeowners policies, and other specialized insurance products. Founded in 1892, the company was formerly known as Fortis, Inc. before officially changing its name to Assurant, Inc. in February 2004. Its corporate headquarters are situated in New York, New York.
- Sector
- Financial
- Industry
- Insurance - Property & Casualty
- CEO
- Keith Warner Demmings
- Employees
- 14,800
- Website
- www.assurant.com
- Address
- 260 Interstate North Circle SE, Atlanta, GA, 30339-2210, US
Assurant (AIZ) Earnings & Revenues
AIZ Company Deck
AIZ Earnings Call
Earnings Call SentimentPositive
The call conveys a predominantly positive tone: Assurant reported record quarterly results, raised its full-year outlook, and showed broad-based earnings momentum across Global Lifestyle (especially Connected Living), Global Housing, and Global Automotive. Strong capital generation enabled elevated share repurchases and liquidity. Notable risks include a headwind from lower favorable prior-year reserve development, a quarter-specific placement-rate impact from a client loan transfer, and some non-run-rate contributions to growth. Management emphasized durable, multi-year growth supported by technology and partnerships, while acknowledging a few near-term operational and reserve-related headwinds.
View all MX:AIZ earnings summariesAIZ Net sales Breakdown
- 81.81% Net earned premiums
- 14.64% Fees and other income
- 4.11% Net investment income
- -0.56% Net realized losses on investments and fair value changes to equity securities
AIZ Stock 12 Month Forecast
Average Price Target
Technical Analysis
Overall Consensus
| Indicator | Bullish | Neutral | Bearish |
|---|---|---|---|
| Overall Consensus | 13 | 0 | 3 |
| Technical Analysis | 4 | 0 | 0 |
| Moving Averages | 9 | 0 | 3 |