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MMTec
(NASDAQ:MTC)
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Rating:48Neutral
Price Target:
$5.50
▲(43.60% Upside)
Action:Reiterated
Date:10/20/26
The overall score is held down primarily by weak financial performance (volatile revenue, persistent operating losses, and mostly negative operating/free cash flow). Technicals are a relative positive with the price above key moving averages and positive MACD, but overbought signals (RSI/Stoch) add near-term risk. Valuation is also constrained by a negative P/E driven by losses and no dividend yield data to offset that.
Positive Factors
Institutional Fintech Platform Model
Serving institutional financial-market participants gives MMTec a defined customer base and a business model built around technology platforms, licensing, implementation and support. If adoption improves, these services can support repeat usage and expansion across client workflows over the next several quarters.
Negative Factors
Revenue Collapse
The absence of operating revenue is a serious challenge to the durability of MMTec’s business model and indicates that current customer activity is not supporting the platform. Prolonged revenue weakness would limit investment capacity and make future profitability dependent on uncertain business recovery.
Read all positive and negative factors
Positive Factors
Negative Factors
Institutional Fintech Platform Model
Serving institutional financial-market participants gives MMTec a defined customer base and a business model built around technology platforms, licensing, implementation and support. If adoption improves, these services can support repeat usage and expansion across client workflows over the next several quarters.
Read all positive factors
MMTec (MTC) vs. SPDR S&P 500 ETF (SPY)
Market Cap
$543.75M
Dividend YieldN/A
Average Volume (3M)22.84K
Price to Earnings (P/E)―
Beta (1Y)0.10
Revenue GrowthN/A
EPS Growth97.42%
CountryUS
Employees31
SectorFinancial
Sector Strength70
IndustryFinancial - Capital Markets
Share Statistics
EPS (TTM)N/A
Shares Outstanding99,587,814
10 Day Avg. Volume13,683
30 Day Avg. Volume22,838
Financial Highlights & Ratios
PEG Ratio0.05
Price to Book (P/B)12.62
Price to Sales (P/S)-8.94
P/FCF Ratio-49.59
Enterprise Value/Market Cap0.45
Enterprise Value/RevenueN/A
Enterprise Value/Gross Profit-389.52
Enterprise Value/Ebitda-67.24
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
MMTec Business Overview & Revenue Model
Company Description
MMTec, Inc., together with its subsidiaries, develops and deploys platforms that enable financial institutions to engage in securities market transactions and settlements worldwide. It operates in two segments: Gujia, MM Future, HC Securities; and...
How the Company Makes Money
MMTec generates revenue primarily by providing financial-technology solutions and related services to institutional participants in financial markets. Key revenue streams generally come from: (1) fees for the use of its software platforms (e.g., p...
MMTec Financial Statement Overview
Summary
Income Statement
12
Very Negative
Balance Sheet
38
Negative
Cash Flow
22
Negative
| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 0.00 | -20.48M | 1.87M | 869.93K | 1.07M | 653.04K |
| Gross Profit | -631.11K | -21.29M | 1.43M | 605.42K | 709.41K | 431.47K |
| EBITDA | -3.66M | -47.30M | -88.67M | -3.60M | -5.60M | -7.01M |
| Net Income | -11.22M | -56.08M | -91.17M | -8.32M | -5.65M | -7.05M |
Balance Sheet | ||||||
| Total Assets | 16.65M | 18.42M | 65.91M | 156.99M | 11.42M | 14.59M |
| Cash, Cash Equivalents and Short-Term Investments | 6.51M | 8.19M | 2.87M | 1.76M | 3.81M | 11.21M |
| Total Debt | 3.37M | 3.52M | 32.37M | 33.16M | 1.05M | 463.82K |
| Total Liabilities | 3.68M | 3.90M | 39.30M | 38.08M | 2.03M | 1.24M |
| Stockholders Equity | 12.96M | 14.52M | 26.60M | 118.91M | 9.38M | 13.35M |
Cash Flow | ||||||
| Free Cash Flow | -3.70M | -3.69M | 717.82K | -5.15M | -5.59M | -4.13M |
| Operating Cash Flow | -3.70M | -3.69M | 722.85K | -5.15M | -5.59M | -4.10M |
| Investing Cash Flow | -4.96K | 9.00M | 629.54K | -86.54M | -3.54M | -2.59M |
| Financing Cash Flow | 0.00 | 0.00 | -241.75K | 89.67M | 1.75M | 16.47M |
MMTec Technical Analysis
Neutral
3.83
Price Trends
4.84
Positive
3.89
Positive
4.53
Positive
Market Momentum
0.27
Negative
50.86
Neutral
29.96
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For MTC, the sentiment is Neutral. The current price of 3.83 is below the 20-day moving average (MA) of 5.36, below the 50-day MA of 4.84, and below the 200-day MA of 4.53, indicating a bullish trend. The MACD of 0.27 indicates Negative momentum. The RSI at 50.86 is Neutral, neither overbought nor oversold. The STOCH value of 29.96 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for MTC.
MMTec Risk Analysis
MMTec disclosed 67 risk factors in its most recent earnings report. MMTec reported the most risks in the "Finance & Corporate" category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 1 New Risks
1.
We may be deemed to be a transient investment company. Q4, 2023
MMTec Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
73 Outperform | $93.95M | 31.33 | 7.84% | ― | 12.53% | -0.08% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
49 Neutral | $4.28M | -0.06 | -135.04% | ― | -20.40% | 32.15% | |
48 Neutral | $543.75M | -21.34 | -81.68% | ― | ― | 97.42% | |
43 Neutral | $26.37M | -10.30 | -18.91% | ― | 25.50% | 88.69% | |
43 Neutral | $1.67M | >-0.01 | 78.82% | ― | -96.21% | -112.17% |
* Financial Sector Average
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MMTec Corporate Events
MMTec Posts Zero Revenue and Narrower Net Loss for First Half of 2026
Aug 12, 2026
For the six months ended June 30, 2026, MMTec reported a complete collapse in revenue, falling from about $0.81 million in the prior-year period to nil, as placement agent activity dried up and gross profit dropped to zero. Despite significant cut...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.