LifeStore Financial Group Inc (LSFG)
OTHER OTC:LSFG
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Positive Factors
Revenue Growth
Consistent revenue growth indicates strong market demand and effective business strategies, supporting long-term financial stability.
Negative Factors
Earnings Decline
A recent decline in earnings could signal challenges in maintaining growth, potentially impacting future profitability and investor confidence.
Read all positive and negative factors
Positive Factors
Negative Factors
Revenue Growth
Consistent revenue growth indicates strong market demand and effective business strategies, supporting long-term financial stability.
Read all positive factors
LifeStore Financial Group (LSFG) vs. SPDR S&P 500 ETF (SPY)
Market Cap
$63.14M
Dividend Yield1.57%
Average Volume (3M)20.00
Price to Earnings (P/E)9.0
Beta (1Y)0.08
Revenue Growth7.74%
EPS Growth52.71%
CountryUS
Employees61
SectorFinancial
Sector Strength70
IndustryBanks - Regional
Share Statistics
EPS (TTM)1.17
Shares Outstanding1,051,000
10 Day Avg. Volume19
30 Day Avg. Volume20
Financial Highlights & Ratios
PEG Ratio0.80
Price to Book (P/B)0.88
Price to Sales (P/S)1.43
P/FCF Ratio9.61
Enterprise Value/Market Cap0.15
Enterprise Value/Revenue1.14
Enterprise Value/Gross Profit1.62
Enterprise Value/Ebitda0.92
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
LifeStore Financial Group Business Overview & Revenue Model
Company Description
LifeStore Financial Group, Inc. (LSFG) serves as a federally chartered thrift holding company, overseeing LifeStore Bank, which provides a comprehensive array of personal and business banking products and services throughout North Carolina. The co...
How the Company Makes Money
LSFG generates revenue primarily through interest income from loans and mortgages, fees from banking services, and premiums collected from its insurance products. The company also earns income from investment services and asset management. Key rev...
LifeStore Financial Group Financial Statement Overview
Summary
Income Statement
Balance Sheet
Cash Flow
| Breakdown | TTM | Jun 2025 | Jun 2024 | Jun 2022 | Jun 2021 | Jun 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 8.45M | 33.78M | 30.67M | 27.09M | 22.10M | 24.94M |
| Gross Profit | 5.96M | 23.77M | 22.39M | 23.19M | 21.10M | 23.13M |
| EBITDA | 10.44M | 6.70M | 7.05M | 8.24M | 7.10M | 9.10M |
| Net Income | 1.74M | 5.56M | 5.01M | 5.87M | 4.88M | 6.70M |
Balance Sheet | ||||||
| Total Assets | 484.58M | 480.59M | 451.81M | 415.35M | 403.73M | 390.25M |
| Cash, Cash Equivalents and Short-Term Investments | 52.06M | 42.05M | 59.44M | 38.04M | 28.16M | 81.24M |
| Total Debt | 5.16M | 5.20M | 5.16M | 13.15M | 13.15M | 19.16M |
| Total Liabilities | 430.19M | 425.43M | 399.28M | 367.84M | 360.23M | 346.62M |
| Stockholders Equity | 54.39M | 55.16M | 52.53M | 47.52M | 43.50M | 43.63M |
Cash Flow | ||||||
| Free Cash Flow | 0.00 | 5.04M | 6.55M | 4.37M | 4.27M | 470.69K |
| Operating Cash Flow | 0.00 | 5.50M | 6.96M | 7.35M | 4.93M | 2.36M |
| Investing Cash Flow | 0.00 | -41.34M | -16.06M | -3.55M | -72.32M | -225.70K |
| Financing Cash Flow | 0.00 | 23.09M | 30.50M | 6.07M | 14.31M | 34.30M |
LifeStore Financial Group Technical Analysis
Positive
49.28
Price Trends
53.01
Positive
51.19
Positive
49.37
Positive
Market Momentum
2.14
Negative
85.22
Negative
81.43
Negative
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For LSFG, the sentiment is Positive. The current price of 49.28 is below the 20-day moving average (MA) of 55.53, below the 50-day MA of 53.01, and below the 200-day MA of 49.37, indicating a bullish trend. The MACD of 2.14 indicates Negative momentum. The RSI at 85.22 is Negative, neither overbought nor oversold. The STOCH value of 81.43 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for LSFG.
LifeStore Financial Group Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
| ― | $63.14M | 9.01 | 11.99% | 1.57% | 7.74% | 52.71% | |
77 Outperform | $71.77M | 4.01 | 14.63% | ― | 15.64% | 5.72% | |
61 Neutral | $65.99M | 11.98 | 4.72% | 3.87% | 4.99% | 50.85% | |
58 Neutral | $51.30M | 16.91 | 5.34% | 1.10% | 3.83% | 59.54% |
* Financial Sector Average
LSFG
LifeStore Financial Group
60.08
14.41
31.55%
ASRV
Ameriserv Financial
3.89
1.06
37.31%
OPHC
Optimumbank Holdings
5.85
1.44
32.65%
FSEA
First Seacoast Bancorp
16.77
5.42
47.75%
TCBS
Texas Community
17.78
1.76
10.97%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: ―