Record Net Profit
KRUK Group has earned close to PLN 900 million of net profit after 9 months, with expectations to achieve record high profits for the full year 2025.
Record High Cash EBITDA
The company reported a record high cash EBITDA of over PLN 2 billion.
Strong Portfolio Investments
Investments in new portfolios reached PLN 1.4 billion, with expectations to achieve PLN 2.4 to PLN 2.5 billion by the end of Q4.
Successful Funding and Leverage Management
The company maintains good access to funding and is moderately leveraged at 2.6x net debt to cash EBITDA.
Positive Recovery Trends in Key Markets
Significant positive revaluation and strong recovery trends in Poland, Romania, and Italy.
Expansion into New Markets
Continued research into U.K. and U.S. markets for potential entry, with optimistic outlook for France.