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Hanwha General Insurance Co., Ltd (000370) Price & Analysis
000370 Stock Chart & Stats
- Day’s Range
- KRW 6,090.00 - KRW 6,270.00
- 52-Week Range
- KRW 5,050.00 - KRW 10,800.00
- Previous Close
- KRW 6,300.00
- Volume
- N/A
- Average Volume (3M)
- 346.58K
- Market Cap
- KRW 731.21B
- Enterprise Value
- KRW 2.53T
- Total Cash (Recent Filing)
- KRW 372.71B
- Total Debt (Recent Filing)
- KRW 1.39T
- Price to Earnings (P/E)
- 2.4
- Beta
- 0.62
- Next Earnings
- Nov 12, 2026
- EPS Estimate
- N/A
- Next Dividend Ex-Date
- N/A
- Dividend Yield
- N/A
Bulls Say, Bears Say
Bulls Say
Steady Revenue Growth And Consistent Profitability
Steady revenue expansion combined with consistently positive earnings indicates an established insurance platform retaining demand across its business lines. Accelerating TTM growth can support scale benefits and reinvestment, although the current margin level means growth must continue to translate into durable underwriting and investment profitability.
Strong Cash Conversion
Near-complete conversion of earnings into free cash flow strengthens the company’s ability to fund operations, maintain financial flexibility, and support capital needs internally. For an insurer, dependable cash generation can provide resilience through changing claims and investment conditions over the next several quarters.
Moderate Recent Leverage And Stable Returns
Recent leverage appears moderate while returns on equity remain solid for the sector, providing a healthier current capital profile than the company’s historical extremes. This combination supports ongoing operating capacity and reduces immediate balance-sheet pressure, provided capital levels remain disciplined as the business grows.
Bears Say
Margin Compression
The decline from stronger 2023–2024 margins indicates that recent revenue growth is producing less profit per unit of business. If sustained, weaker margins could limit earnings compounding, reduce funds available for capital growth, and leave results more sensitive to underwriting performance or investment-income changes.
Historical Balance-sheet Volatility
The severe 2022 leverage distortion shows that the company’s capital structure has not always been stable, even though current leverage is moderate. Such historical sensitivity raises the importance of maintaining adequate equity and disciplined capital management, because future balance-sheet swings could constrain flexibility.
Cooling Free-cash-flow Momentum And Coverage Transparency
Strong absolute cash generation is tempered by slowing free-cash-flow growth after a very strong 2023. The reported zero operating-cash-flow coverage metric also reduces clarity on debt-carrying capacity, making it harder to assess whether current cash strength will remain sufficient as obligations and capital needs evolve.
Hanwha General Insurance Co., Ltd News
000370 FAQ
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When is Hanwha General Insurance Co., Ltd’s upcoming earnings report date?
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Company Description
Hanwha General Insurance Co., Ltd
Operating within the South Korean market, Hanwha General Insurance Co., Ltd. delivers a comprehensive range of insurance solutions. Its long-term coverage encompasses policies for injury, diseases, property loss, and liability, alongside annuity products. Additionally, the company provides automobile insurance, including both casualty and property protection, as well as fire insurance and retirement pension plans. Established in 1946, this firm maintains its headquarters in Seoul, South Korea, and operates as a subsidiary of Hanwha Life Insurance Co., Ltd.
- Sector
- General
- Industry
- Insurance - Property & Casualty
- CEO
- Chea Bum Na
- Employees
- 3,715
- Website
- www.hwgeneralins.com
- Address
- KR
Hanwha General Insurance Co., Ltd (000370) Earnings & Revenues
Technical Analysis
Overall Consensus
| Indicator | Bullish | Neutral | Bearish |
|---|---|---|---|
| Overall Consensus | 5 | 5 | 12 |
| Technical Analysis | 3 | 5 | 2 |
| Moving Averages | 2 | 0 | 10 |

