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Heungkuk Fire & Marine Insurance Co., Ltd (000540) Stock Price & Analysis

000540 Stock Chart & Stats

₩3,105.00-₩55.00(-1.74%)
At close: 3:30 PM GMT+9
₩3K₩3.25K₩3.5K₩3.75KAug 10Aug 24Sep 7Sep 21Oct 6Oct 19Nov 2
Day’s Range
KRW 3,105.00 - KRW 3,220.00
52-Week Range
KRW 2,870.00 - KRW 7,480.00
Previous Close
KRW 3,160.00
Volume
N/A
Average Volume (3M)
24.09K
Market Cap
KRW 207.21B
Enterprise Value
KRW 960.98B
Total Cash (Recent Filing)
KRW 143.46B
Total Debt (Recent Filing)
KRW 753.97B
Price to Earnings (P/E)
10.0
Beta
0.37
Next Earnings
Nov 12, 2026 (Est.)
EPS Estimate
N/A
Next Dividend Ex-Date
N/A
Dividend Yield
N/A

Bulls Say, Bears Say

Bulls Say

Revenue Expansion

The sharp TTM revenue increase indicates substantial expansion in the insurer’s premium or service base. If the enlarged revenue platform can be retained and repriced appropriately, it provides greater scale for spreading operating costs and building future earnings capacity.

Cash Generation

Strong positive operating cash flow and free cash flow show that reported earnings are being converted into cash, with FCF nearly matching net income at about 0.97x. This supports reinvestment, claims capacity, and financial resilience over the medium term.

Diversified Insurance Offering

A broad property-and-casualty product portfolio serving both individual and corporate customers diversifies the company’s sources of premium income. Coverage across multiple lines can reduce reliance on one customer segment and support a more durable market position.

Bears Say

Profitability Compression

The steep decline in net margin shows that strong revenue growth is not translating efficiently into profit. Persistently weaker profitability would limit retained earnings, reduce the value of additional volume, and make future results more dependent on improving claims, expenses, or investment conditions.

Higher Leverage

Higher leverage reduces financial flexibility and increases the balance sheet’s sensitivity to adverse operating conditions. Compared with earlier years, the elevated debt-to-equity level may constrain capital allocation and leave less capacity to absorb weaker underwriting or investment results.

Weaker Cash Flow Trend

Although free cash flow remains positive, its TTM decline and low operating-cash-flow coverage indicate weaker cash support relative to financial obligations or cash needs. This could reduce flexibility if the deterioration persists alongside compressed profitability and higher leverage.

000540 FAQ

What was Heungkuk Fire & Marine Insurance Co., Ltd’s price range in the past 12 months?
Heungkuk Fire & Marine Insurance Co., Ltd lowest stock price was ₩2870.00 and its highest was ₩7480.00 in the past 12 months.
What is Heungkuk Fire & Marine Insurance Co., Ltd’s market cap?
Heungkuk Fire & Marine Insurance Co., Ltd’s market cap is ₩207.21B.
When is Heungkuk Fire & Marine Insurance Co., Ltd’s upcoming earnings report date?
The company’s upcoming earnings report date is not yet available.
How were Heungkuk Fire & Marine Insurance Co., Ltd’s earnings last quarter?
Heungkuk Fire & Marine Insurance Co., Ltd released its earnings results on Aug 14, 2026. The company reported ₩296.023 earnings per share for the quarter.
Is Heungkuk Fire & Marine Insurance Co., Ltd overvalued?
Not enough analysts have published a price target to calculate whether the price is overvalued.
Does Heungkuk Fire & Marine Insurance Co., Ltd pay dividends?
Heungkuk Fire & Marine Insurance Co., Ltd does not currently pay dividends.
What is Heungkuk Fire & Marine Insurance Co., Ltd’s EPS estimate?
Heungkuk Fire & Marine Insurance Co., Ltd’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Heungkuk Fire & Marine Insurance Co., Ltd have?
Heungkuk Fire & Marine Insurance Co., Ltd has 64,242,645 shares outstanding.
What happened to Heungkuk Fire & Marine Insurance Co., Ltd’s price movement after its last earnings report?
Heungkuk Fire & Marine Insurance Co., Ltd reported an EPS of ₩296.023 in its last earnings report. Following the earnings report the stock price went up 5.167%.
Which hedge fund is a major shareholder of Heungkuk Fire & Marine Insurance Co., Ltd?
Currently, no hedge funds are holding shares in KR:000540
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology