Want to see JP:8354 full AI Analyst Report?
8354 Stock Chart & Stats
¥7550.00
-¥93.00(-1.23%)
At close: 4:00 PM EDT
¥7550.00
-¥93.00(-1.23%)
Day’s Range― - ―
52-Week Range¥4,159.00 - ¥7,843.00
Previous CloseN/A
Volume980.20K
Average Volume (3M)733.88K
Market Cap
¥1.41T
Enterprise Value¥4.07M
Total Cash (Recent Filing)¥7.13T
Total Debt (Recent Filing)¥10.08T
Price to Earnings (P/E)16.3
Beta1.35
Next Earnings
Nov 16, 2026EPS Estimate
128.85Next Dividend Ex-DateN/A
Dividend Yield2.45%
Share Statistics
EPS (TTM)452.00
Shares Outstanding193,029,080
10 Day Avg. Volume807,660
30 Day Avg. Volume733,883
Financial Highlights & Ratios
PEG Ratio0.71
Price to Book (P/B)1.03
Price to Sales (P/S)1.80
P/FCF Ratio61.76
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
¥6,380.00Price Target Upside-15.50% Downside
Rating ConsensusHold
Number of Analyst Covering1
EPS Forecast (FY)540.31
Revenue Forecast (FY)¥330.84B
Bulls Say, Bears Say
Bulls Say
Revenue MomentumA sharp revenue acceleration in 2026 indicates stronger loan demand and/or fee income growth across the franchise. Sustainable top-line expansion supports scale economics, helps absorb fixed costs, and creates a clearer runway for reinvestment and gradual balance-sheet repair if maintained over multiple quarters.
Improving ProfitabilitySteady net income growth and healthy operating margins point to durable earnings power and operational execution. Consistent profitability improves internal capital generation and ROE, enabling reinvestment in products and distribution while supporting dividend capacity even if macro conditions oscillate.
Diversified Retail & Fee FranchiseA broad mix of retail deposits, corporate lending and fee-based services diversifies revenue sources away from pure interest income. This multi-channel, regionally entrenched franchise in Kyushu supports deposit stability, cross-sell opportunities and recurring fee revenue that bolster resilience across credit and rate cycles.
Bears Say
High LeverageVery high debt-to-equity materially constraints financial flexibility and amplifies downside risk. Elevated leverage raises sensitivity to funding stress and interest-rate moves, limits capacity to expand the loan book or absorb credit losses, and increases the urgency of sustained cash generation to de-risk the balance sheet.
Volatile Cash GenerationLarge year-to-year swings in operating and free cash flow weaken predictability of internal funding for debt reduction, dividends and investments. This inconsistency raises reliance on external funding or asset sales during weak years and complicates capital planning and stress resilience over the medium term.
Margin Compression / Rate & Credit SensitivityPersistent margin compression reduces the buffer against rising credit costs or deposit repricing. As a regional bank, earnings are structurally sensitive to interest-rate cycles and local credit trends; compressed margins limit the firm's ability to self-insure through earnings during adverse cycles and slow capital repair.
Fukuoka Financial Group News
8354 FAQ
What was Fukuoka Financial Group Inc’s price range in the past 12 months?
Fukuoka Financial Group Inc lowest stock price was ¥4159.00 and its highest was ¥7843.00 in the past 12 months.
What is Fukuoka Financial Group Inc’s market cap?
Fukuoka Financial Group Inc’s market cap is ¥1.41T.
When is Fukuoka Financial Group Inc’s upcoming earnings report date?
Fukuoka Financial Group Inc’s upcoming earnings report date is Nov 16, 2026 which is in 98 days.
How were Fukuoka Financial Group Inc’s earnings last quarter?
Fukuoka Financial Group Inc released its earnings results on Aug 07, 2026. The company reported ¥151.92 earnings per share for the quarter, beating the consensus estimate of ¥118.664 by ¥33.256.
Is Fukuoka Financial Group Inc overvalued?
According to Wall Street analysts Fukuoka Financial Group Inc’s price is currently Overvalued.
Does Fukuoka Financial Group Inc pay dividends?
Fukuoka Financial Group Inc pays a Semiannually dividend of ¥105 which represents an annual dividend yield of 2.45%. See more information on Fukuoka Financial Group Inc dividends here
What is Fukuoka Financial Group Inc’s EPS estimate?
Fukuoka Financial Group Inc’s EPS estimate is 128.85.
How many shares outstanding does Fukuoka Financial Group Inc have?
Fukuoka Financial Group Inc has 193,029,080 shares outstanding.
What happened to Fukuoka Financial Group Inc’s price movement after its last earnings report?
Fukuoka Financial Group Inc reported an EPS of ¥151.92 in its last earnings report, beating expectations of ¥118.664. Following the earnings report the stock price went down -1.437%.
Which hedge fund is a major shareholder of Fukuoka Financial Group Inc?
Currently, no hedge funds are holding shares in JP:8354
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Fukuoka Financial Group Inc
Fukuoka Financial Group, Inc. delivers a comprehensive array of banking solutions to both individual and corporate clients. Its offerings encompass the acceptance of diverse deposits, including current, ordinary, demand, time, and negotiable certificates, alongside the provision of various loan products. Beyond core banking, the group actively participates in numerous other ventures such as securities trading, administrative agency operations, loan guarantees, system development and maintenance, credit card services, collateral appraisal, credit management and collection, consulting, insurance, research and development, investment activities, and factoring. Furthermore, the company handles movable property and leasehold arrangements, and provides information processing and communication services. Founded in 1877 and headquartered in Fukuoka, Japan, the company's extensive network as of March 31, 2021, included 428 branches throughout Japan, 8 international offices, and roughly 2,300 ATMs.
8354 Stock 12 Month Forecast
Average Price Target
¥6,380.00
▼(-15.50% Downside)
Technical Analysis
Chiba Bank
―
Kyushu Financial Group
―
Shizuoka Financial Group, Inc.
―
Kyoto Financial Group,Inc.
―
Mebuki Financial Group, Inc.
―










