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Concordia Financial Group (7186) Price & Analysis

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7186 Stock Chart & Stats

¥1510.50

¥16.40(1.88%)

At close: Jan 08 4:00 PM EST

¥1510.50

¥16.40(1.88%)

Day’s Range― - ―

52-Week Range¥930.70 - ¥1,952.00

Previous CloseN/A

Volume4.98M

Average Volume (3M)2.90M

Market Cap

¥2.15T

Enterprise Value¥370.41B

Total Cash (Recent Filing)¥4.15T

Total Debt (Recent Filing)¥2.54T

Price to Earnings (P/E)19.9

Beta1.31

Next Earnings

Aug 05, 2026

EPS Estimate

29.51

Next Dividend Ex-DateN/A

Dividend Yield2.54%

Share Statistics

EPS (TTM)94.03

Shares Outstanding1,144,616,100

10 Day Avg. Volume3,123,790

30 Day Avg. Volume2,904,723

Financial Highlights & Ratios

PEG Ratio0.47

Price to Book (P/B)1.11

Price to Sales (P/S)3.25

P/FCF Ratio8.73

Enterprise Value/Market CapN/A

Enterprise Value/RevenueN/A

Enterprise Value/Gross ProfitN/A

Enterprise Value/EbitdaN/A

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)120.84

Revenue Forecast (FY)¥392.10B

Bulls Say, Bears Say

Bulls Say

Steady Revenue & Earnings RecoveryMulti-year revenue growth and a strong earnings recovery indicate durable demand for the bank's services and improving operating leverage. As regional banking revenues (net interest, fees) expand, profitability becomes more resilient, supporting reinvestment and strategic initiatives over the medium term.

Stronger Capital BaseRising equity and reduced peak leverage improve regulatory resilience and lending capacity. A stronger capital base provides durable support for credit growth, cushions stress scenarios, and enables capital allocation (lending, M&A, or dividends) without immediate reliance on external funding.

Solid Cash Generation ReboundConsistent operating and free cash flow, with a clear rebound in 2025–2026, supports internal funding for loans and investments. FCF tracking net income closely signals earnings quality and underpins sustainable capital returns and reinvestment over the coming months.

Bears Say

Meaningful Remaining LeverageMaterial absolute debt and still-elevated leverage constrain financial flexibility and increase sensitivity to funding stress or higher rates. Over the medium term this can limit growth initiatives, increase capital costs, and require stricter capital management or asset-quality tradeoffs.

Cash-flow VolatilityIntermittent negative operating and free cash flow (notably 2024) undermines predictability of internal funding. Persistent volatility can force reliance on external financing, pressure dividends or investments, and complicate capital planning across economic cycles.

Margin CompressionErosion of margins in recent years limits earnings power relative to prior peaks and peers. If margin pressure persists, the bank must boost fee income or cut costs to sustain returns; otherwise moderate ROE may cap reinvestment capacity and shareholder returns over time.

Concordia Financial Group News

Yokohama Financial Group Raises Dividend Outlook and Sets 40% Payout Target

Concordia Financial Group ( ($JP:7186) ) has provided an update. Yokohama Financial Group has approved a year-end dividend...

2M ago

Yokohama Financial Group Lifts Annual Ordinary Income by 23% on Loan Growth and Wider Spreads

Concordia Financial Group ( ($JP:7186) ) just unveiled an announcement. Yokohama Financial Group reported a sharp increase in...

2M ago

Yokohama Financial Group Lifts Profit and Dividends, Signals Further Growth

Concordia Financial Group ( ($JP:7186) ) has provided an announcement. Yokohama Financial Group reported a strong year to...

2M ago

Yokohama Financial Group Raises Dividend Forecast for FY2026

Concordia Financial Group ( ($JP:7186) ) has shared an announcement. Yokohama Financial Group has revised its dividend forecast...

4M ago

Yokohama Financial Group Completes ¥30 Billion Share Buyback Program

Concordia Financial Group ( ($JP:7186) ) just unveiled an announcement. Yokohama Financial Group has completed a share repurchase...

4M ago

Yokohama Financial Group Details Progress on ¥30 Billion Share Buyback Program

An update from Concordia Financial Group ( ($JP:7186) ) is now available. Yokohama Financial Group, Inc. reported progress...

4M ago

Yokohama Financial Group Posts Strong Capital Ratios for Third Quarter 2025

Concordia Financial Group ( ($JP:7186) ) has issued an update. Yokohama Financial Group reported a solid capital position...

5M ago

Yokohama Financial Group Boosts Capital Ratios Across Core Banking Units

The latest update is out from Concordia Financial Group ( ($JP:7186) ). Yokohama Financial Group reported that its...

5M ago

Yokohama Financial Group Posts Strong Nine-Month Earnings and Raises Annual Dividend Payout

Concordia Financial Group ( ($JP:7186) ) has provided an announcement. Yokohama Financial Group reported strong consolidated results for...

5M ago

Yokohama Financial Group Advances Share Buyback, Repurchasing Nearly 10 Million Shares

Concordia Financial Group ( ($JP:7186) ) has issued an announcement. Yokohama Financial Group has reported progress on its...

5M ago

Concordia Financial initiated with a Buy at Goldman Sachs

Goldman Sachs analyst Makoto Kuroda initiated coverage of Concordia Financial (CCRDF) with a Buy rating and 960 yen...

2y ago

Concordia Financial downgraded to Neutral from Outperform at Daiwa

Daiwa analyst Ken Matsuda downgraded Concordia Financial to Neutral from Outperform with a 550 yen price target. Published...

3y ago

7186 FAQ

What was Concordia Financial Group Ltd’s price range in the past 12 months?

Concordia Financial Group Ltd lowest stock price was ¥930.70 and its highest was ¥1952.00 in the past 12 months.

What is Concordia Financial Group Ltd’s market cap?

Concordia Financial Group Ltd’s market cap is ¥2.15T.

When is Concordia Financial Group Ltd’s upcoming earnings report date?

Concordia Financial Group Ltd’s upcoming earnings report date is Aug 05, 2026 which is in 25 days.

How were Concordia Financial Group Ltd’s earnings last quarter?

Concordia Financial Group Ltd released its earnings results on May 12, 2026. The company reported ¥19.29 earnings per share for the quarter, beating the consensus estimate of ¥17.889 by ¥1.401.

Is Concordia Financial Group Ltd overvalued?

According to Wall Street analysts Concordia Financial Group Ltd’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does Concordia Financial Group Ltd pay dividends?

Concordia Financial Group Ltd pays a Semiannually dividend of ¥23 which represents an annual dividend yield of 2.54%. See more information on Concordia Financial Group Ltd dividends here

What is Concordia Financial Group Ltd’s EPS estimate?

Concordia Financial Group Ltd’s EPS estimate is 29.51.

How many shares outstanding does Concordia Financial Group Ltd have?

Concordia Financial Group Ltd has 1,144,616,100 shares outstanding.

What happened to Concordia Financial Group Ltd’s price movement after its last earnings report?

Concordia Financial Group Ltd reported an EPS of ¥19.29 in its last earnings report, beating expectations of ¥17.889. Following the earnings report the stock price went up 5.164%.

Which hedge fund is a major shareholder of Concordia Financial Group Ltd?

Currently, no hedge funds are holding shares in JP:7186

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

Company Description

Concordia Financial Group Ltd

Yokohama Financial Group, Inc. functions as a holding company with a varied operational scope. Its business segments encompass banking, securities, leasing, information services and research, and venture capital. The entity commenced operations on April 1, 2016, and is based in Tokyo, Japan.