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7181 Stock Chart & Stats
¥4764.00
¥45.50(1.55%)
At close: 4:00 PM EST
¥4764.00
¥45.50(1.55%)
Day’s Range― - ―
52-Week Range¥1,292.33 - ¥1,797.50
Previous CloseN/A
Volume1.25M
Average Volume (3M)708.54K
Market Cap
¥1.77T
Enterprise Value¥6.44M
Total Cash (Recent Filing)¥9.82T
Total Debt (Recent Filing)¥5.10T
Price to Earnings (P/E)11.0
Beta0.70
Next Earnings
Nov 12, 2026EPS Estimate
35.57Next Dividend Ex-DateN/A
Dividend Yield2.47%
Share Statistics
EPS (TTM)152.99
Shares Outstanding1,084,817,700
10 Day Avg. Volume689,480
30 Day Avg. Volume708,543
Financial Highlights & Ratios
PEG Ratio0.25
Price to Book (P/B)0.42
Price to Sales (P/S)0.57
P/FCF Ratio-0.92
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
¥1,721.43Price Target Upside-63.87% Downside
Rating ConsensusModerate Buy
Number of Analyst Covering7
EPS Forecast (FY)149.6
Revenue Forecast (FY)¥5.23T
Bulls Say, Bears Say
Bulls Say
Distribution AdvantageJapan Post Insurance’s access to Japan Post’s nationwide post office network is a durable competitive advantage. The low-cost, trusted channel supports steady new business acquisition, high policyholder contact and cross-sell opportunities, sustaining premium volumes and persistency over the medium term.
Scale And Capital CushionA very large general account (¥58–67T) alongside a meaningful equity increase to ~¥4.15T materially improves solvency and shock absorption. Size permits diversified asset allocation and liability matching, giving structural resilience to market swings and regulatory capital needs over months to years.
Improving Revenue And Profit TrendsFY2026’s sharp revenue rebound (+15.9%) with improved net margins signals operational stabilization. If driven by better pricing, product mix or persistency, these trends can sustainably lift underwriting margins and reduce reliance on volatile investment gains, supporting earnings durability over multiple quarters.
Bears Say
Persistent Negative Cash FlowOperating and free cash flows have been materially negative across the period, eroding internal funding capacity. Persistent cash outflows increase dependence on balance-sheet funding or parent-group support, constrain capital for product investment or reserves, and raise structural funding and liquidity risks over the medium term.
Negative Gross Profit MetricsThe company’s consistently negative gross profit metrics suggest weak underlying spread economics or accounting/segmentation issues that impair earnings quality. Sustained negative gross profits undermine the insurer’s ability to generate durable underwriting profits independent of volatile investment returns, a structural concern.
Modest ROE And Material LeverageReturns on equity have been modest while leverage remains significant. Low ROE signals limited capital efficiency, and material debt/equity reduces flexibility to expand risk assets or absorb shocks without further capital actions. Together these structural limits can cap long-term shareholder returns and strategic optionality.
JAPAN POST INSURANCE Co., Ltd. News
7181 FAQ
What was JAPAN POST INSURANCE Co., Ltd.’s price range in the past 12 months?
JAPAN POST INSURANCE Co., Ltd. lowest stock price was ¥1292.33 and its highest was ¥1797.50 in the past 12 months.
What is JAPAN POST INSURANCE Co., Ltd.’s market cap?
JAPAN POST INSURANCE Co., Ltd.’s market cap is ¥1.77T.
When is JAPAN POST INSURANCE Co., Ltd.’s upcoming earnings report date?
JAPAN POST INSURANCE Co., Ltd.’s upcoming earnings report date is Nov 12, 2026 which is in 90 days.
How were JAPAN POST INSURANCE Co., Ltd.’s earnings last quarter?
JAPAN POST INSURANCE Co., Ltd. released its earnings results on Aug 07, 2026. The company reported ¥31.72 earnings per share for the quarter, missing the consensus estimate of ¥35.584 by -¥3.864.
Is JAPAN POST INSURANCE Co., Ltd. overvalued?
According to Wall Street analysts JAPAN POST INSURANCE Co., Ltd.’s price is currently Overvalued.
Does JAPAN POST INSURANCE Co., Ltd. pay dividends?
JAPAN POST INSURANCE Co., Ltd. pays a Semiannually dividend of ¥25 which represents an annual dividend yield of 2.47%. See more information on JAPAN POST INSURANCE Co., Ltd. dividends here
What is JAPAN POST INSURANCE Co., Ltd.’s EPS estimate?
JAPAN POST INSURANCE Co., Ltd.’s EPS estimate is 35.57.
How many shares outstanding does JAPAN POST INSURANCE Co., Ltd. have?
JAPAN POST INSURANCE Co., Ltd. has 1,084,817,700 shares outstanding.
What happened to JAPAN POST INSURANCE Co., Ltd.’s price movement after its last earnings report?
JAPAN POST INSURANCE Co., Ltd. reported an EPS of ¥31.72 in its last earnings report, missing expectations of ¥35.584. Following the earnings report the stock price went up 2.142%.
Which hedge fund is a major shareholder of JAPAN POST INSURANCE Co., Ltd.?
Currently, no hedge funds are holding shares in JP:7181
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
JAPAN POST INSURANCE Co., Ltd.
JAPAN POST INSURANCE Co., Ltd. (7181) is a Japan-based life insurance company in the Japan Post Group. It operates in the life insurance sector, primarily offering individual insurance products to retail customers and distributing them mainly through Japan Post’s nationwide post office network, along with other channels.
7181 Stock 12 Month Forecast
Average Price Target
¥1,721.43
▼(-63.87% Downside)
Technical Analysis
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