FinecoBank SpA (IT:FBK)
:FBK
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FBK Stock Chart & Stats
€22.43
€0.18(1.02%)
At close: 4:00 PM EST
€22.43
€0.18(1.02%)
Day’s Range― - ―
52-Week Range€17.55 - €23.07
Previous CloseN/A
Volume3.17M
Average Volume (3M)1.56M
Market Cap
€12.59B
Enterprise Value€12.61B
Total Cash (Recent Filing)€1.87B
Total Debt (Recent Filing)€1.66B
Price to Earnings (P/E)12.8
Beta1.08
Next Earnings
Aug 04, 2026EPS Estimate
0.28Next Dividend Ex-DateN/A
Dividend Yield3.35%
Share Statistics
EPS (TTM)1.33
Shares Outstanding611,890,600
10 Day Avg. Volume1,730,657
30 Day Avg. Volume1,561,041
Financial Highlights & Ratios
PEG Ratio-22.45
Price to Book (P/B)5.32
Price to Sales (P/S)10.31
P/FCF Ratio14.25
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€26.15Price Target Upside16.58% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering6
EPS Forecast (FY)1.09
Revenue Forecast (FY)€1.43B
Bulls Say, Bears Say
Bulls Say
Integrated Digital Banking And Wealth PlatformFinecoBank’s multichannel model — a digital platform complemented by a financial-advisor network — creates diversified, recurring revenue streams across banking, brokerage and wealth management. That structural mix supports cross-sell, retention and more stable fee income over the medium term.
Very High Margins And Strong ReturnsExceptional operating and net margins, together with material net income growth, indicate durable profitability and operational efficiency. High returns on equity (consistent ~22–28%) imply effective capital use, aiding internal funding for growth and shareholder distributions over time.
Solid Cash Generation Relative To EarningsFCF closely following net income across recent years and robust absolute 2025 operating/free cash flows support the bank’s ability to fund dividends, reinvest in the platform, and strengthen capital. This persistent cash conversion enhances financial flexibility despite episodic variability.
Bears Say
Year-to-year Revenue VolatilityWhile revenue is higher on a multi-year basis, the sharp 2024 decline followed by a 2025 rebound shows meaningful cyclicality. Such sales volatility complicates forecasting and can make fee bases and margin expectations less predictable over a 2–6 month investment horizon.
Rising And Unstable LeverageThe material swing in leverage — lower in 2024 then materially higher in 2025 — signals a less stable funding profile. Elevated or volatile debt-to-equity raises interest-rate and refinancing sensitivity, reducing balance-sheet flexibility and increasing risk in stressed market conditions.
Lumpy Cash-flow ConversionDespite strong average cash conversion, historical episodes of negative OCF/FCF and sharp year-over-year swings indicate lumpiness. Irregular cash flows hinder reliable capital allocation, complicate dividend planning and reduce predictability of balance-sheet strengthening.
FinecoBank SpA News
FBK FAQ
What was FinecoBank SpA’s price range in the past 12 months?
FinecoBank SpA lowest stock price was €17.55 and its highest was €23.07 in the past 12 months.
What is FinecoBank SpA’s market cap?
FinecoBank SpA’s market cap is €12.59B.
When is FinecoBank SpA’s upcoming earnings report date?
FinecoBank SpA’s upcoming earnings report date is Aug 04, 2026 which is in 61 days.
How were FinecoBank SpA’s earnings last quarter?
FinecoBank SpA released its earnings results on May 07, 2026. The company reported €0.263 earnings per share for the quarter, beating the consensus estimate of €0.261 by €0.002.
Is FinecoBank SpA overvalued?
According to Wall Street analysts FinecoBank SpA’s price is currently Undervalued.
Does FinecoBank SpA pay dividends?
FinecoBank SpA pays a Annually dividend of €0.74 which represents an annual dividend yield of 3.35%. See more information on FinecoBank SpA dividends here
What is FinecoBank SpA’s EPS estimate?
FinecoBank SpA’s EPS estimate is 0.28.
How many shares outstanding does FinecoBank SpA have?
FinecoBank SpA has 611,890,600 shares outstanding.
What happened to FinecoBank SpA’s price movement after its last earnings report?
FinecoBank SpA reported an EPS of €0.263 in its last earnings report, beating expectations of €0.261. Following the earnings report the stock price went down -1.783%.
Which hedge fund is a major shareholder of FinecoBank SpA?
Currently, no hedge funds are holding shares in IT:FBK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
FinecoBank SpA
FinecoBank Banca Fineco S.p.A. provides banking and investment products and services. The company operates through Banking, Brokerage, and Investing segments. The company offers banking services, including current account and deposit services, payment services, mortgages, and personal loans, as well as debit, credit, and prepaid cards; and brokerage services comprising order execution services on behalf of customers with direct access to global equity markets, as well as to trade on currencies, indices, shares, bonds, commodities, futures, options, bonds, ETFs, and certificates. The company also provides asset management services, such as placement and distribution services of various products, including mutual funds and SICAV sub-funds, and insurance and pension products, as well as investment advisory services. It serves primarily through a network of personal financial advisors, and online and mobile channels. As of December 31, 2021, the company operated 424 financial shops. The company was founded in 1999 and is based in Reggio Emilia, Italy.
FBK Stock 12 Month Forecast
Average Price Target
€26.15
▲(16.58% Upside)
Technical Analysis
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Options Prices
Currently, No data available
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