1UNH Stock Chart & Stats
€341.40
€5.20(1.41%)
At close: 4:00 PM EDT
€341.40
€5.20(1.41%)
Day’s Range― - ―
52-Week Range€222.65 - €400.00
Previous CloseN/A
Volume119.00
Average Volume (3M)105.00
Market Cap
€294.53B
Enterprise Value€457.39K
Total Cash (Recent Filing)€31.47B
Total Debt (Recent Filing)€73.33B
Price to Earnings (P/E)24.2
Beta-0.50
Next Earnings
Oct 13, 2026EPS Estimate
3.57Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)15.55
Shares Outstanding897,594,850
10 Day Avg. Volume124
30 Day Avg. Volume105
Financial Highlights & Ratios
PEG Ratio-1.62
Price to Book (P/B)3.19
Price to Sales (P/S)0.67
P/FCF Ratio18.69
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€419.26Price Target Upside22.81% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering22
EPS Forecast (FY)17.24
Revenue Forecast (FY)€388.93B
Bulls Say, Bears Say
Bulls Say
Revenue Growth And Cash GenerationUnitedHealth is expanding revenue while converting that scale into substantial operating and free cash flow. This supports investment across insurance and Optum, provides flexibility for capital returns, and strengthens the company’s ability to absorb pressure over the next several quarters.
Diversified Healthcare PlatformThe combination of UnitedHealthcare and Optum gives UnitedHealth exposure to multiple points in the healthcare value chain. This diversification can broaden customer relationships, support recurring service revenue, and reduce reliance on any single healthcare product or reimbursement stream.
Optum Scale And Operational ProgressOptum’s broad geographic reach and measurable care improvements indicate an established platform rather than an early-stage growth initiative. Better outcomes and patient experience can reinforce customer value, strengthen execution, and support durable expansion in value-based healthcare services.
Bears Say
Margin CompressionRevenue growth has not translated into comparable profit growth because margins remain well below earlier levels. Persistent compression reduces earnings resilience, limits operating leverage, and makes future results more sensitive to medical-cost trends, pricing, and business mix.
Elevated Commercial Medical CostsA sustained commercial medical-cost trend above 11% can pressure underwriting margins even as premiums grow. The identified effects from provider coding, encounter costs, specialty drugs, and regulatory disputes suggest the headwind is structural enough to weigh on profitability across multiple quarters.
Medicare Advantage Enrollment DeclineA decline of roughly 1.1 million Medicare Advantage members creates a durable headwind to membership scale and premium growth. Although management expects Medicare margins above 3%, fewer members can reduce operating leverage and make maintaining earnings growth more dependent on pricing and execution.
UnitedHealth News
1UNH FAQ
What was UnitedHealth’s price range in the past 12 months?
UnitedHealth lowest stock price was €222.65 and its highest was €400.00 in the past 12 months.
What is UnitedHealth’s market cap?
UnitedHealth’s market cap is €294.53B.
When is UnitedHealth’s upcoming earnings report date?
UnitedHealth’s upcoming earnings report date is Oct 13, 2026 which is in 22 days.
How were UnitedHealth’s earnings last quarter?
UnitedHealth released its earnings results on Jul 16, 2026. The company reported €5.532 earnings per share for the quarter, beating the consensus estimate of €4.255 by €1.277.
Is UnitedHealth overvalued?
According to Wall Street analysts UnitedHealth’s price is currently Undervalued.
Does UnitedHealth pay dividends?
UnitedHealth does not currently pay dividends.
What is UnitedHealth’s EPS estimate?
UnitedHealth’s EPS estimate is 3.57.
How many shares outstanding does UnitedHealth have?
UnitedHealth has 897,594,850 shares outstanding.
What happened to UnitedHealth’s price movement after its last earnings report?
UnitedHealth reported an EPS of €5.532 in its last earnings report, beating expectations of €4.255. Following the earnings report the stock price went up 2.488%.
Which hedge fund is a major shareholder of UnitedHealth?
Currently, no hedge funds are holding shares in IT:1UNH
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
UnitedHealth Stock Smart Score
Outperform
1
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5
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7
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10
Analyst Consensus
Strong Buy
Average Price Target:
€419.26 (22.81% Upside)
€419.26 (22.81% Upside)
Blogger Sentiment
Bullish
IT:1UNH Sentiment 88%
Sector Average 63%
Sector Average 63%
Insider Transactions
Sold Shares
Worth €575.4K over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
15.56%
12-Months-Change
Fundamentals
Return on Equity
2.41%
Trailing 12-Months
Asset Growth
0.37%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
UnitedHealth
UnitedHealth Group Incorporated (UNH) operates as a comprehensive healthcare enterprise across the United States, structuring its diverse services into four key divisions: UnitedHealthcare, Optum Health, Optum Insight, and Optum Rx. The UnitedHealthcare segment provides a wide array of health benefit plans and consumer-focused services. These offerings cater to a broad spectrum of clients, including large national corporations, public sector employers, mid-sized and small businesses, and individual consumers. It also delivers specialized health coverage and wellness programs tailored for individuals aged 50 and older, addressing their needs for preventive and acute care, chronic disease management, and other age-specific health issues. This division further encompasses Medicaid plans, children's health insurance, dental benefits, and various hospital and clinical services. Optum Health focuses on delivering direct healthcare solutions and management services. It facilitates access to networks of specialist care providers, offers health management programs, direct care delivery, consumer engagement initiatives, and financial services. Its diverse clientele includes individuals (served directly through care systems), employers, insurance payers, and government organizations. Optum Insight specializes in providing technology, information, and consulting services to the healthcare industry. Its offerings include software and data products, advisory consulting arrangements, and outsourced managed services. Clients span hospital systems, physicians, health plans, governmental bodies, life sciences companies, and other relevant organizations. Finally, Optum Rx handles the company's pharmaceutical care services. This segment manages retail pharmacy networks, provides home prescription delivery, and offers specialty and compounding pharmacy capabilities. Leveraging its purchasing power and clinical expertise, Optum Rx also develops advanced programs related to step therapy, formulary management, medication adherence, and integrated disease and drug therapy management. UnitedHealth Group Incorporated, founded in 1977, has its corporate headquarters located in Minnetonka, Minnesota.
1UNH Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call reflects a broadly positive tone: strong quarter-to-date financial results (notably double-digit EPS growth and raised guidance), solid operational progress across Optum (AI-led efficiency gains, improved care metrics), and meaningful shareholder returns and balance sheet improvement. However, the company faces notable near-term headwinds—elevated commercial medical cost trends, pressured Medicaid margins, Medicare enrollment declines, and some one-time favorable prior-period development—creating areas of ongoing focus and uncertainty. On balance, the positive developments and upgraded outlook outweigh the challenges, but management emphasizes continued urgency and investment to sustain improvement.View all IT:1UNH earnings summaries1UNH Revenue Breakdown
78.70% Premiums
11.93% Products
8.50% Services
0.88% Investment and other income
1UNH Stock 12 Month Forecast
Average Price Target
€419.26
▲(22.81% Upside)